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Sundaram Mutual Fund

Sundaram Money Market Fund

Sundaram Mutual Fund · Direct plan · Growth

3-year returns
7.3%
a year
NAV
₹16.33
▲ 0.01% · 18 Sept 2026
Fund size
₹1,719 Cr
Expense ratio
0.16%
a year
Minimum SIP
₹250

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹16.19 and has returned 7.15% a year over 3 years.

Returns, and where it stands

Against the average money market fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year6.5%6.6%behind18 of 25
3 years7.3%7.3%behind16 of 23
5 years6.5%6.6%behind14 of 19
Every period, and the Regular plan →
PeriodDirectRegular
1 month0.5%0.5%
3 months1.9%1.8%
6 months3.6%3.5%
1 year6.5%6.3%
2 yearsp.a.7.2%7%
3 yearsp.a.7.3%7.2%
5 yearsp.a.6.5%6.4%
7 yearsp.a.6%5.9%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Sept 2018.

Plan

NAV history

▲ 6.52% in the last 1Y

15.315.816.318 Sept 202520 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹20,409
XIRR (per year)
7.12%
Value today
₹2,00,409

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
0.4% a year
about the same as the money market fund average
Worst fall so far
−0.7%
Mar 2020 to Mar 2020, against −0.9% for the category.
Years that made money
100%
Of every one-year stretch it has been through.
Over any three years
4.4% to 7.5%
A year, at worst and at best. Typically 5.9%.

Fund details

Minimum lumpsum
₹1,000
Minimum top-up
₹1,000
Lock-in
None
Plan started
26 Sept 2018
Expense ratio
0.16%
as of 31 Jul 2026

Managed by Kumaresh Ramakrishnan, Sandeep Agarwal

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Sundaram Money Market Fund against other funds in the Money Market Fund category
Fund1Y3Y5YExpenseFund size
Tata Money Market Fund6.66%7.54%6.85%0.18%₹34,511 Cr
Axis Money Market Fund6.62%7.46%6.76%0.18%₹21,405 Cr
Aditya Birla Sun Life Money Market Fund6.57%7.43%6.75%0.19%₹29,877 Cr
Nippon India Money Market Fund6.53%7.42%6.77%0.22%₹23,624 Cr
Bandhan Money Market Fund6.65%7.42%6.68%0.1%₹14,090 Cr
Mirae Asset Money Market Fund6.46%7.41%6.6%0.09%₹3,587 Cr
Sundaram Money Market Fund6.52%7.3%6.52%0.16%₹1,719 Cr

About Sundaram Money Market Fund

Sundaram Money Market Fund is a money market fund managed by Sundaram Mutual Fund. Invest in money market instruments maturing within one year, such as treasury bills and commercial paper.

The investment objective of the scheme is to generate income by investing in a porfolio comprising of Money Market instruments having maturity up to one year

The scheme's stated objective, as published by Sundaram Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGROWTH₹16.3278145050
DirectIDCW (Income Distribution CUM Capital Withdrawal)₹11.4802145051
DirectIDCW (Income Distribution CUM Capital Withdrawal)₹11.4802145056
RegularGROWTH₹16.1892145042
RegularIDCW (Income Distribution CUM Capital Withdrawal)₹11.4308145044
RegularIDCW (Income Distribution CUM Capital Withdrawal)₹11.4308145049

Frequently asked questions

What is the NAV of Sundaram Money Market Fund today?

The NAV of Sundaram Money Market Fund (Direct plan, Growth) is ₹16.3278 and the Regular plan NAV is ₹16.1892, as of 18 Sept 2026.

What returns has Sundaram Money Market Fund given?

Over the last year the Direct plan returned 6.52%, and 7.3% a year over 3 years and 6.52% a year over 5 years. That places it 16 of 23 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of Sundaram Money Market Fund?

The Direct plan charges 0.16% a year, as disclosed on 31 Jul 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Sundaram Money Market Fund?

You can start a monthly SIP with ₹250, or invest a lump sum of ₹1,000 or more.

How much has Sundaram Money Market Fund fallen in the past?

Its deepest fall was 0.7% from 11 Mar 2020 to 24 Mar 2020. Of every one-year stretch in its history, 100% ended in a gain.

Which category does Sundaram Money Market Fund belong to?

It is a Money Market Fund from Sundaram Mutual Fund. Invest in money market instruments maturing within one year, such as treasury bills and commercial paper.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from Sundaram Money Market Fund taxed?

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.