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Shriram Mutual Fund

Shriram Flexi Cap Fund

Shriram Mutual Fund · Direct plan · Growth

3-year returns
7.3%
a year
NAV
₹22.31
▲ 0.88% · 18 Sept 2026
Fund size
₹131 Cr
Expense ratio
1.1%
a year
Minimum SIP
₹500

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹19.40 and has returned 5.58% a year over 3 years.

Returns, and where it stands

Against the average flexi cap fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year-2.9%1.2%behind33 of 41
3 years7.3%12.2%behind36 of 37
5 years7.5%11.1%behind26 of 27
Every period, and the Regular plan →
PeriodDirectRegular
1 month-2.7%-2.9%
3 months-1.4%-1.8%
6 months3.8%2.9%
1 year-2.9%-4.5%
2 yearsp.a.-6.9%-8.4%
3 yearsp.a.7.3%5.6%
5 yearsp.a.7.5%5.6%
7 yearsp.a.12%10.1%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Oct 2018.

Plan

NAV history

▼ 2.92% in the last 1Y

20.321.923.618 Sept 202520 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Loss
₹710
XIRR (per year)
-0.26%
Value today
₹1,79,290

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
15.8% a year
1.5% more than the category average — the bumpier side
Worst fall so far
−32.1%
Feb 2020 to Mar 2020, against −26% for the category.
Years that made money
75.1%
Of every one-year stretch it has been through.
Over any three years
6.6% to 25.9%
A year, at worst and at best. Typically 15.2%.

Fund details

Minimum lumpsum
₹500
Minimum top-up
₹500
Lock-in
None
Plan started
21 Sept 2018
Portfolio turnover
0.79x
Expense ratio
1.1%
as of 31 Jul 2026

Managed by Prateek Nigudkar, Hitesh Savanth

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Shriram Flexi Cap Fund against other funds in the Flexi Cap Fund category
Fund1Y3Y5YExpenseFund size
Bank of India Flexi Cap Fund10.17%18.96%16.57%0.49%₹2,953 Cr
ITI Flexi Cap Fund10.83%18.55%0.99%₹1,588 Cr
Motilal Oswal Flexi Cap Fund-0.84%17.76%12.77%1.41%₹14,160 Cr
Invesco India Flexi Cap Fund0%17.5%0.52%₹5,709 Cr
360 ONE Flexicap Fund8.08%17.2%0.6%₹2,250 Cr
Bajaj Finserv Flexi Cap Fund4.3%16.88%0.99%₹8,655 Cr
Shriram Flexi Cap Fund-2.92%7.34%7.47%1.1%₹131 Cr

About Shriram Flexi Cap Fund

Shriram Flexi Cap Fund is a flexi cap fund managed by Shriram Mutual Fund. Invest at least 65% in equity, with the fund manager free to move between large, mid and small caps as they see fit.

The primary investment objective of the scheme is to generate long term capital appreciation by investing in an actively managed portfolio predominantly consisting of Equity & equity related securities diversified over various sectors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

The scheme's stated objective, as published by Shriram Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains are taxed as equity: sell within 12 months and the gain is short-term, taxed at 20%. Hold longer and it is long-term, taxed at 12.5% on gains above ₹1.25 lakh in a financial year, across all your equity investments.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth₹22.3065144905
DirectIDCW₹22.0823144906
RegularGrowth₹19.3961144902
RegularIDCW₹19.3892144903

Frequently asked questions

What is the NAV of Shriram Flexi Cap Fund today?

The NAV of Shriram Flexi Cap Fund (Direct plan, Growth) is ₹22.3065 and the Regular plan NAV is ₹19.3961, as of 18 Sept 2026.

What returns has Shriram Flexi Cap Fund given?

Over the last year the Direct plan returned -2.92%, and 7.34% a year over 3 years and 7.47% a year over 5 years. That places it 36 of 37 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of Shriram Flexi Cap Fund?

The Direct plan charges 1.1% a year, as disclosed on 31 Jul 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Shriram Flexi Cap Fund?

You can start a monthly SIP with ₹500, or invest a lump sum of ₹500 or more.

How much has Shriram Flexi Cap Fund fallen in the past?

Its deepest fall was 32.1% from 12 Feb 2020 to 23 Mar 2020. Of every one-year stretch in its history, 75% ended in a gain.

Which category does Shriram Flexi Cap Fund belong to?

It is a Flexi Cap Fund from Shriram Mutual Fund. Invest at least 65% in equity, with the fund manager free to move between large, mid and small caps as they see fit.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from Shriram Flexi Cap Fund taxed?

Gains are taxed as equity: sell within 12 months and the gain is short-term, taxed at 20%. Hold longer and it is long-term, taxed at 12.5% on gains above ₹1.25 lakh in a financial year, across all your equity investments.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.