Skip to content
SmartFigure
SBI Mutual Fund

SBI Technology Opportunities Fund

SBI Mutual Fund · Direct plan · Growth

  • Equity
  • Sectoral / Thematic Fund
  • Very High Risk
  • Rank 98 of 139 over 3 years
3-year returns
11.5%
a year
NAV
₹240.65
▲ 0.18% · 12 Nov 2026
Fund size
₹4,155 Cr
Expense ratio
1.04%
a year
Minimum SIP
₹500

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹208.58 and has returned 10.34% a year over 3 years.

Returns, and where it stands

Against the average sectoral / thematic fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year-6.9%6.1%behind218 of 226
3 years11.5%15%behind98 of 139
5 years6.7%12.5%behind91 of 100
10 years18.6%15%ahead7 of 68
Every period, and the Regular plan →
PeriodDirectRegular
1 month7.7%7.7%
3 months1.6%1.4%
6 months15.2%14.6%
1 year-6.9%-7.8%
2 yearsp.a.-0.6%-1.6%
3 yearsp.a.11.5%10.3%
5 yearsp.a.6.7%5.6%
7 yearsp.a.19.5%18.2%
10 yearsp.a.18.6%17.4%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Sept 2016.

Plan

NAV history

▼ 6.88% in the last 1Y

204.6236.3268.112 Nov 202513 May 202612 Nov 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
₹
years
Total invested
₹1,80,000
Gain
₹11,567
XIRR (per year)
4.09%
Value today
₹1,91,567

36 monthly instalments from 17 Nov 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What this fund holds

As on 31 October 2026

  • Equity84.8%
  • Other funds12.9%
  • Cash2.23%
  • Debt0.07%

Top holdings

The ten largest holdings and their share of the fund
Bharti Airtel LtdTelecom - Services17.6%
Infosys LtdIT - Software9.26%
Tata Consultancy Services LtdIT - Software7.94%
Eternal LtdRetailing6.91%
Coforge LtdIT - Software5.48%
Cognizant Technology Solutions CorporationIT - Services4.57%
Microsoft CorporationIT - Software4.22%
Firstsource Solutions LtdCommercial Services & Supplies3.92%
LTM LtdIT - Software3.89%
Amagi Media Labs LtdIT - Services3.62%

and 17 more holdings.

Where the equity sits

  • IT - Software37.8%
  • Telecom - Services18.5%
  • Retailing12.7%
  • IT - Services5.53%
  • Commercial Services & Supplies3.92%
  • Transport Services2.77%
  • Financial Technology (Fintech)1.36%
  • Healthcare Services1.17%

and 1 more sectors.

From the monthly portfolio SBI Mutual Fund publishes for this scheme, as required by SEBI. Cash covers bank balances, treasury bills lent overnight and money due to the scheme, which carry no ISIN and so are shown as the remainder.Original disclosure

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
15.5% a year
about the same as the sectoral / thematic fund average
Worst fall so far
−29.8%
Feb 2020 to Mar 2020, against −25.5% for the category.
Years that made money
80.2%
Of every one-year stretch it has been through.
Over any three years
4.4% to 42.4%
A year, at worst and at best. Typically 21.7%.

Fund details

Minimum lumpsum
₹5,000
Minimum top-up
₹1,000
Lock-in
None
Plan started
1 Jan 2013
Portfolio turnover
0.31x
Expense ratio
1.04%
as of 30 Sept 2026

Managed by Vivek Gedda

Direct plan figures, last checked on 7 Nov 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

SBI Technology Opportunities Fund against other funds in the Sectoral / Thematic Fund category
Fund1Y3Y5YExpenseFund size
Nippon India Taiwan Equity Fund60.64%46.52%–1.06%₹1,147 Cr
HDFC Defence Fund20.34%33.64%–0.89%₹11,493 Cr
HDFC Pharma and Healthcare Fund31.6%31.28%–1.03%₹3,501 Cr
SBI Healthcare Opportunities Fund26.07%25.42%20.65%1.01%₹5,870 Cr
HDFC Transportation and Logistics Fund10.1%24.77%–1.1%₹2,043 Cr
Mirae Asset Healthcare Fund27.89%24.42%17.87%0.62%₹3,494 Cr
SBI Technology Opportunities Fund-6.88%11.48%6.74%1.04%₹4,155 Cr

About SBI Technology Opportunities Fund

SBI Technology Opportunities Fund is a sectoral / thematic fund managed by SBI Mutual Fund. Invest in one sector (such as banking, IT or pharma) or a theme (such as consumption or infrastructure). Concentrated and higher risk; suited to investors with a view on that sector.

To provide the investor with the opportunity of long-term capital appreciation by investing in a diversified portfolio of equity and equity related securities in technology and technology related companies.

The scheme's stated objective, as published by SBI Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains are taxed as equity: sell within 12 months and the gain is short-term, taxed at 20%. Hold longer and it is long-term, taxed at 12.5% on gains above ₹1.25 lakh in a financial year, across all your equity investments.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth₹240.6549120578
DirectIDCW₹170.9294119731
RegularGrowth₹208.5844120577
RegularIDCW₹125.6065100643

Frequently asked questions

What is the NAV of SBI Technology Opportunities Fund today?

The NAV of SBI Technology Opportunities Fund (Direct plan, Growth) is ₹240.6549 and the Regular plan NAV is ₹208.5844, as of 12 Nov 2026.

What returns has SBI Technology Opportunities Fund given?

Over the last year the Direct plan returned -6.88%, and 11.48% a year over 3 years and 6.74% a year over 5 years. That places it 98 of 139 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of SBI Technology Opportunities Fund?

The Direct plan charges 1.04% a year, as disclosed on 30 Sept 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in SBI Technology Opportunities Fund?

You can start a monthly SIP with ₹500, or invest a lump sum of ₹5,000 or more.

How much has SBI Technology Opportunities Fund fallen in the past?

Its deepest fall was 29.8% from 17 Feb 2020 to 23 Mar 2020. Of every one-year stretch in its history, 80% ended in a gain.

What does SBI Technology Opportunities Fund invest in?

As on 31 Oct 2026 it held 27 positions, the largest being Bharti Airtel Ltd (17.6%), Infosys Ltd (9.3%), Tata Consultancy Services Ltd (7.9%). Its biggest sector was it - software at 37.8% of the fund. Portfolios change every month.

Which category does SBI Technology Opportunities Fund belong to?

It is a Sectoral / Thematic Fund from SBI Mutual Fund. Invest in one sector (such as banking, IT or pharma) or a theme (such as consumption or infrastructure). Concentrated and higher risk; suited to investors with a view on that sector.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from SBI Technology Opportunities Fund taxed?

Gains are taxed as equity: sell within 12 months and the gain is short-term, taxed at 20%. Hold longer and it is long-term, taxed at 12.5% on gains above ₹1.25 lakh in a financial year, across all your equity investments.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.