About SBI PSU Fund
SBI PSU Fund is a sectoral / thematic fund managed by SBI Mutual Fund. Invest in one sector (such as banking, IT or pharma) or a theme (such as consumption or infrastructure). Concentrated and higher risk; suited to investors with a view on that sector.
To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings (and their subsidiaries) and in debt and money market instruments issued by PSUs and others.
The scheme's stated objective, as published by SBI Mutual Fund.
The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.
Tax on your gains
Gains are taxed as equity: sell within 12 months and the gain is short-term, taxed at 20%. Hold longer and it is long-term, taxed at 12.5% on gains above ₹1.25 lakh in a financial year, across all your equity investments.
Work out what you would owe with the capital gains tax calculator.
Every plan and option, with scheme codes
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct | Growth | ₹38.0865 | 119732 |
| Direct | IDCW | ₹38.0308 | 119733 |
| Regular | Growth | ₹34.1372 | 113099 |
| Regular | IDCW | ₹34.1332 | 112923 |
Frequently asked questions
What is the NAV of SBI PSU Fund today?
The NAV of SBI PSU Fund (Direct plan, Growth) is ₹38.0865 and the Regular plan NAV is ₹34.1372, as of 13 Nov 2026.
What returns has SBI PSU Fund given?
Over the last year the Direct plan returned 1.79%, and 19.81% a year over 3 years and 21.82% a year over 5 years. That places it 28 of 139 funds in its category over 3 years. Past returns do not guarantee future returns.
What is the expense ratio of SBI PSU Fund?
The Direct plan charges 0.98% a year, as disclosed on 30 Sept 2026. The fee is already taken out of the NAV, so the returns above are what you keep.
What is the minimum SIP amount in SBI PSU Fund?
You can start a monthly SIP with ₹500, or invest a lump sum of ₹5,000 or more.
How much has SBI PSU Fund fallen in the past?
Its deepest fall was 47.1% from 6 Nov 2017 to 24 Mar 2020. Of every one-year stretch in its history, 68% ended in a gain.
What does SBI PSU Fund invest in?
As on 31 Oct 2026 it held 25 positions, the largest being State Bank of India (16.1%), NTPC Ltd (8.7%), Power Grid Corporation of India Ltd (7.7%). Its biggest sector was banks at 25.6% of the fund. Portfolios change every month.
Which category does SBI PSU Fund belong to?
It is a Sectoral / Thematic Fund from SBI Mutual Fund. Invest in one sector (such as banking, IT or pharma) or a theme (such as consumption or infrastructure). Concentrated and higher risk; suited to investors with a view on that sector.
What is the difference between the Direct and Regular plan?
Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.
How are gains from SBI PSU Fund taxed?
Gains are taxed as equity: sell within 12 months and the gain is short-term, taxed at 20%. Hold longer and it is long-term, taxed at 12.5% on gains above ₹1.25 lakh in a financial year, across all your equity investments.
Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.