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SBI Mutual Fund

SBI Midcap Fund

SBI Mutual Fund · Direct plan · Growth

3-year returns
10.5%
a year
NAV
₹269.87
▲ 1.34% · 18 Sept 2026
Fund size
₹24,518 Cr
Expense ratio
1.01%
a year
Minimum SIP
₹500

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹238.52 and has returned 9.62% a year over 3 years.

Returns, and where it stands

Against the average mid cap fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year3.2%7%behind27 of 30
3 years10.5%17%behind27 of 28
5 years13.6%15.4%behind16 of 21
10 years14%16.2%behind15 of 16
Every period, and the Regular plan →
PeriodDirectRegular
1 month-2.2%-2.3%
3 months0%-0.2%
6 months8.3%7.8%
1 year3.2%2.3%
2 yearsp.a.-0.9%-1.8%
3 yearsp.a.10.5%9.6%
5 yearsp.a.13.6%12.6%
7 yearsp.a.21.1%20.1%
10 yearsp.a.14%13%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Sept 2016.

Plan

NAV history

▲ 3.17% in the last 1Y

234.5256.1277.618 Sept 202519 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹16,136
XIRR (per year)
5.67%
Value today
₹1,96,136

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What this fund holds

As on 31 August 2026

  • Equity96.5%
  • Cash2.16%
  • Debt1.33%

Top holdings

The ten largest holdings and their share of the fund
CRISIL LtdFinance3.34%
Multi Commodity Exchange of India LtdCapital Markets3.05%
Torrent Power LtdPower2.97%
Supreme Industries LtdIndustrial Products2.9%
Bharat Heavy Electricals LtdElectrical Equipment2.71%
Biocon LtdPharmaceuticals & Biotechnology2.62%
The Federal Bank LtdBanks2.62%
Sundaram Finance LtdFinance2.58%
FSN E-Commerce Ventures LtdRetailing2.57%
ICICI Lombard General Insurance Company LtdInsurance2.56%

and 49 more holdings.

Where the equity sits

  • Pharmaceuticals & Biotechnology9.66%
  • Finance9.07%
  • Industrial Products8.05%
  • Auto Components7.55%
  • Insurance6.97%
  • Electrical Equipment6.17%
  • Retailing6.08%
  • Power6.04%

and 17 more sectors.

From the monthly portfolio SBI Mutual Fund publishes for this scheme, as required by SEBI. Cash covers bank balances, treasury bills lent overnight and money due to the scheme, which carry no ISIN and so are shown as the remainder.Original disclosure

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
13.3% a year
2.8% less than the category average — the steadier side
Worst fall so far
−43.1%
Jan 2018 to Mar 2020, against −28.9% for the category.
Years that made money
77.8%
Of every one-year stretch it has been through.
Over any three years
-11% to 43.2%
A year, at worst and at best. Typically 18.7%.

Fund details

Minimum lumpsum
₹5,000
Minimum top-up
₹1,000
Lock-in
None
Plan started
1 Jan 2013
Portfolio turnover
0.52x
Expense ratio
1.01%
as of 31 Jul 2026

Managed by Bhavin Vithlani

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

SBI Midcap Fund against other funds in the Mid Cap Fund category
Fund1Y3Y5YExpenseFund size
HSBC Midcap Fund18.65%24.22%1.22%₹17,188 Cr
Invesco India Mid Cap Fund8%23.43%19.69%0.48%₹15,905 Cr
WhiteOak Capital Mid Cap Fund12.98%22.05%0.95%₹7,485 Cr
ICICI Prudential Mid Cap Fund13.53%21.49%17.69%1.13%₹8,403 Cr
Edelweiss Mid Cap Fund6.45%20.95%18.54%0.71%₹19,891 Cr
ITI Mid Cap Fund10.35%20.16%16.69%0.97%₹1,539 Cr
SBI Midcap Fund3.17%10.54%13.62%1.01%₹24,518 Cr

About SBI Midcap Fund

SBI Midcap Fund is a mid cap fund managed by SBI Mutual Fund. Invest at least 65% in mid-sized companies (ranked 101–250 by market value). Higher growth potential than large caps, with bigger swings.

To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme by investing predominantly in a well diversified basket of equity stocks of Midcap companies.

The scheme's stated objective, as published by SBI Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains are taxed as equity: sell within 12 months and the gain is short-term, taxed at 20%. Hold longer and it is long-term, taxed at 12.5% on gains above ₹1.25 lakh in a financial year, across all your equity investments.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth₹269.8706119716
DirectIDCW₹153.0023119715
RegularGrowth₹238.5167102941
RegularIDCW₹97.4614102942

Frequently asked questions

What is the NAV of SBI Midcap Fund today?

The NAV of SBI Midcap Fund (Direct plan, Growth) is ₹269.8706 and the Regular plan NAV is ₹238.5167, as of 18 Sept 2026.

What returns has SBI Midcap Fund given?

Over the last year the Direct plan returned 3.17%, and 10.54% a year over 3 years and 13.62% a year over 5 years. That places it 27 of 28 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of SBI Midcap Fund?

The Direct plan charges 1.01% a year, as disclosed on 31 Jul 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in SBI Midcap Fund?

You can start a monthly SIP with ₹500, or invest a lump sum of ₹5,000 or more.

How much has SBI Midcap Fund fallen in the past?

Its deepest fall was 43.1% from 9 Jan 2018 to 24 Mar 2020. Of every one-year stretch in its history, 78% ended in a gain.

What does SBI Midcap Fund invest in?

As on 31 Aug 2026 it held 59 positions, the largest being CRISIL Ltd (3.3%), Multi Commodity Exchange of India Ltd (3%), Torrent Power Ltd (3%). Its biggest sector was pharmaceuticals & biotechnology at 9.7% of the fund. Portfolios change every month.

Which category does SBI Midcap Fund belong to?

It is a Mid Cap Fund from SBI Mutual Fund. Invest at least 65% in mid-sized companies (ranked 101–250 by market value). Higher growth potential than large caps, with bigger swings.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from SBI Midcap Fund taxed?

Gains are taxed as equity: sell within 12 months and the gain is short-term, taxed at 20%. Hold longer and it is long-term, taxed at 12.5% on gains above ₹1.25 lakh in a financial year, across all your equity investments.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.