Skip to content
SmartFigure
SBI Mutual Fund

SBI BSE PSU Bank Index Fund

SBI Mutual Fund · Direct plan · Growth

1-year returns
13.4%
NAV
₹13.36
▲ 0.52% · 18 Sept 2026
Fund size
₹355 Cr
Expense ratio
0.43%
a year
Minimum SIP
₹500

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹13.27 and has returned 12.89% over a year.

Returns, and where it stands

Against the average index fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year13.4%1.1%ahead11 of 322
Every period, and the Regular plan →
PeriodDirectRegular
1 month-3.6%-3.7%
3 months-5.4%-5.5%
6 months-3.6%-3.8%
1 year13.4%12.9%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Mar 2025.

Plan

NAV history

▲ 13.41% in the last 1Y

11.813.815.818 Sept 202519 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹60,000
Loss
₹1,096
XIRR (per year)
-3.36%
Value today
₹58,904

12 monthly instalments from 18 Sept 2025, valued at the latest NAV. Past returns do not guarantee future returns.

What this fund holds

As on 31 August 2026

Top holdings

The ten largest holdings and their share of the fund
State Bank of IndiaBanks26.2%
Bank of BarodaBanks13.8%
Canara BankBanks13.2%
Punjab National BankBanks12.3%
Union Bank of IndiaBanks11%
Indian BankBanks9.83%
Bank of IndiaBanks5.46%
Bank of MaharashtraBanks5.14%
Indian Overseas BankBanks1.37%
Central Bank of IndiaBanks0.94%

and 1 more holdings.

From the monthly portfolio SBI Mutual Fund publishes for this scheme, as required by SEBI.Original disclosure

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
23% a year
10.9% more than the category average — the bumpier side
Worst fall so far
−20.5%
Feb 2026 to Mar 2026.
Years that made money
100%
Of every one-year stretch it has been through.

Fund details

Minimum lumpsum
₹5,000
Minimum top-up
₹1,000
Lock-in
None
Plan started
17 Mar 2025
Portfolio turnover
0.33x
Expense ratio
0.43%
as of 31 Jul 2026

Managed by Viral Chhadva

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

SBI BSE PSU Bank Index Fund against other funds in the Index Fund category
Fund1Y3Y5YExpenseFund size
ICICI Prudential NASDAQ 100 Index Fund31.6%30.87%0.63%₹3,581 Cr
Motilal Oswal S&P 500 Index Fund25.83%25.76%17.85%0.49%₹2,919 Cr
UTI Nifty 500 Value 50 Index Fund9.35%21.1%0.84%₹846 Cr
ICICI Prudential Nifty Pharma Index Fund18.45%19.92%0.48%₹157 Cr
Motilal Oswal BSE Enhanced Value Index Fund5.44%19.6%0.54%₹2,251 Cr
Kotak Nifty Smallcap 50 Index Fund11.86%19.37%0.35%₹250 Cr
SBI BSE PSU Bank Index Fund13.41%0.43%₹355 Cr

About SBI BSE PSU Bank Index Fund

SBI BSE PSU Bank Index Fund is a index fund managed by SBI Mutual Fund. Passively track a market index such as the Nifty 50 or Sensex, with low costs and returns close to the index.

The investment objective of the scheme is to provide returns that, closely correspond to the total returns of the securities as represented by the underlying index, subject to tracking error. However there is no guarantee or assurance that the investment objective of the scheme will be achieved.

The scheme's stated objective, as published by SBI Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains are taxed as equity: sell within 12 months and the gain is short-term, taxed at 20%. Hold longer and it is long-term, taxed at 12.5% on gains above ₹1.25 lakh in a financial year, across all your equity investments.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth₹13.3646153432
DirectIDCW₹13.3645153433
RegularGrowth₹13.271153434
RegularIDCW₹13.2728153431

Frequently asked questions

What is the NAV of SBI BSE PSU Bank Index Fund today?

The NAV of SBI BSE PSU Bank Index Fund (Direct plan, Growth) is ₹13.3646 and the Regular plan NAV is ₹13.271, as of 18 Sept 2026.

What returns has SBI BSE PSU Bank Index Fund given?

Over the last year the Direct plan returned 13.41%. Past returns do not guarantee future returns.

What is the expense ratio of SBI BSE PSU Bank Index Fund?

The Direct plan charges 0.43% a year, as disclosed on 31 Jul 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in SBI BSE PSU Bank Index Fund?

You can start a monthly SIP with ₹500, or invest a lump sum of ₹5,000 or more.

How much has SBI BSE PSU Bank Index Fund fallen in the past?

Its deepest fall was 20.5% from 26 Feb 2026 to 30 Mar 2026. Of every one-year stretch in its history, 100% ended in a gain.

What does SBI BSE PSU Bank Index Fund invest in?

As on 31 Aug 2026 it held 11 positions, the largest being State Bank of India (26.2%), Bank of Baroda (13.8%), Canara Bank (13.2%). Its biggest sector was banks at 100.2% of the fund. Portfolios change every month.

Which category does SBI BSE PSU Bank Index Fund belong to?

It is a Index Fund from SBI Mutual Fund. Passively track a market index such as the Nifty 50 or Sensex, with low costs and returns close to the index.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from SBI BSE PSU Bank Index Fund taxed?

Gains are taxed as equity: sell within 12 months and the gain is short-term, taxed at 20%. Hold longer and it is long-term, taxed at 12.5% on gains above ₹1.25 lakh in a financial year, across all your equity investments.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.