About SBI 10 Year Constant Maturity Gilt Fund
SBI 10 Year Constant Maturity Gilt Fund is a gilt fund with 10-year constant duration managed by SBI Mutual Fund. Invest at least 80% in government securities while keeping the portfolio maturity at about 10 years.
To provide returns to the investors generated through investments predominantly in Government securities issued by the Central Government and/or State Government such that the Average Maturity of the portfolio is around 10 years.
The scheme's stated objective, as published by SBI Mutual Fund.
The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.
Tax on your gains
Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.
Work out what you would owe with the capital gains tax calculator.
Every plan and option, with scheme codes
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct | Growth | ₹68.6445 | 120137 |
| Direct | IDCW | ₹22.329 | 120136 |
| Regular | Growth | ₹65.7351 | 101002 |
| Regular | IDCW | ₹21.3793 | 101003 |
Frequently asked questions
What is the NAV of SBI 10 Year Constant Maturity Gilt Fund today?
The NAV of SBI 10 Year Constant Maturity Gilt Fund (Direct plan, Growth) is ₹68.6445 and the Regular plan NAV is ₹65.7351, as of 13 Nov 2026.
What returns has SBI 10 Year Constant Maturity Gilt Fund given?
Over the last year the Direct plan returned 1.92%, and 6.62% a year over 3 years and 5.52% a year over 5 years. That places it 3 of 5 funds in its category over 3 years. Past returns do not guarantee future returns.
What is the expense ratio of SBI 10 Year Constant Maturity Gilt Fund?
The Direct plan charges 0.32% a year, as disclosed on 30 Sept 2026. The fee is already taken out of the NAV, so the returns above are what you keep.
What is the minimum SIP amount in SBI 10 Year Constant Maturity Gilt Fund?
You can start a monthly SIP with ₹500, or invest a lump sum of ₹5,000 or more.
How much has SBI 10 Year Constant Maturity Gilt Fund fallen in the past?
Its deepest fall was 4.5% from 14 Dec 2021 to 13 Jun 2022. Of every one-year stretch in its history, 98% ended in a gain.
What does SBI 10 Year Constant Maturity Gilt Fund invest in?
As on 31 Oct 2026 it held 4 positions, the largest being 6.94% CGL 2036 (64.7%), 7.18% CGL 2037 (16.2%), 6.48% CGL 2035 (9.7%). Portfolios change every month.
Which category does SBI 10 Year Constant Maturity Gilt Fund belong to?
It is a Gilt Fund with 10-year Constant Duration from SBI Mutual Fund. Invest at least 80% in government securities while keeping the portfolio maturity at about 10 years.
What is the difference between the Direct and Regular plan?
Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.
How are gains from SBI 10 Year Constant Maturity Gilt Fund taxed?
Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.
Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.