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PGIM India Mutual Fund

PGIM India Ultra Short Term Fund

PGIM India Mutual Fund · Direct plan · Growth

3-year returns
7.1%
a year
NAV
₹38.40
▲ 0.01% · 18 Sept 2026
Fund size
₹211 Cr
Expense ratio
0.34%
a year
Minimum SIP
₹1,000

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹36.45 and has returned 6.4% a year over 3 years.

Returns, and where it stands

Against the average ultra short duration fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year6.3%6.5%behind23 of 25
3 years7.1%7.2%behind19 of 23
5 years6.5%6.6%behind15 of 22
10 years7.2%6.5%ahead2 of 11
Every period, and the Regular plan →
PeriodDirectRegular
1 month0.5%0.5%
3 months1.7%1.6%
6 months3.5%3.2%
1 year6.3%5.6%
2 yearsp.a.6.9%6.2%
3 yearsp.a.7.1%6.4%
5 yearsp.a.6.5%5.8%
7 yearsp.a.11.8%11.2%
10 yearsp.a.7.2%6.8%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Sept 2016.

Plan

NAV history

▲ 6.3% in the last 1Y

36.237.338.418 Sept 202520 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹19,619
XIRR (per year)
6.85%
Value today
₹1,99,619

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
0.4% a year
about the same as the ultra short duration fund average
Worst fall so far
−30.3%
Sept 2019 to Sept 2019, against −2.5% for the category.
Years that made money
99.5%
Of every one-year stretch it has been through.
Over any three years
-2.9% to 18.6%
A year, at worst and at best. Typically 7.2%.

Fund details

Minimum lumpsum
₹5,000
Minimum top-up
₹1,000
Lock-in
None
Plan started
1 Jan 2013
Expense ratio
0.34%
as of 31 Aug 2026

Managed by Puneet Pal, Akhil Dhar

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

PGIM India Ultra Short Term Fund against other funds in the Ultra Short Duration Fund category
Fund1Y3Y5YExpenseFund size
Nippon India Ultra Short Term Fund7%7.58%6.99%0.34%₹12,447 Cr
Tata Ultra Short Term Fund7.02%7.52%6.77%0.32%₹6,495 Cr
Aditya Birla Sun Life Ultra Short Term Fund6.68%7.5%6.76%0.27%₹18,819 Cr
Axis Ultra Short Term Fund6.8%7.45%6.77%0.36%₹6,074 Cr
Mirae Asset Ultra Short-Term Fund6.71%7.43%6.69%0.18%₹2,066 Cr
DSP Ultra Short Term Fund6.72%7.43%6.66%0.3%₹4,599 Cr
PGIM India Ultra Short Term Fund6.3%7.08%6.46%0.34%₹211 Cr

About PGIM India Ultra Short Term Fund

PGIM India Ultra Short Term Fund is a ultra short duration fund managed by PGIM India Mutual Fund. Debt funds with a portfolio duration of 3 to 6 months. Suited to money needed in a few months.

To provide liquidity and seek to generate returns by investing in a mix of short term debt and money market instruments.

The scheme's stated objective, as published by PGIM India Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectDirect Growth₹38.4006138358
DirectDirect IDCW₹12.2955138359
DirectDirect IDCW₹10.0241138361
DirectDirect IDCW₹10.2724138362
RegularRegular Growth₹36.4482138343
RegularRegular IDCW₹10.0835138341
RegularRegular IDCW₹10.0203138342
RegularRegular IDCW₹15.7411138344

Frequently asked questions

What is the NAV of PGIM India Ultra Short Term Fund today?

The NAV of PGIM India Ultra Short Term Fund (Direct plan, Growth) is ₹38.4006 and the Regular plan NAV is ₹36.4482, as of 18 Sept 2026.

What returns has PGIM India Ultra Short Term Fund given?

Over the last year the Direct plan returned 6.3%, and 7.08% a year over 3 years and 6.46% a year over 5 years. That places it 19 of 23 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of PGIM India Ultra Short Term Fund?

The Direct plan charges 0.34% a year, as disclosed on 31 Aug 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in PGIM India Ultra Short Term Fund?

You can start a monthly SIP with ₹1,000, or invest a lump sum of ₹5,000 or more.

How much has PGIM India Ultra Short Term Fund fallen in the past?

Its deepest fall was 30.3% from 12 Sept 2019 to 13 Sept 2019. Of every one-year stretch in its history, 100% ended in a gain.

Which category does PGIM India Ultra Short Term Fund belong to?

It is a Ultra Short Duration Fund from PGIM India Mutual Fund. Debt funds with a portfolio duration of 3 to 6 months. Suited to money needed in a few months.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from PGIM India Ultra Short Term Fund taxed?

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.