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Kotak Mahindra Mutual Fund

Kotak Gold Fund

Kotak Mahindra Mutual Fund · Direct plan · Growth

3-year returns
35.8%
a year
NAV
₹61.75
▲ 1.64% · 18 Sept 2026
Fund size
₹7,195 Cr
Expense ratio
0.66%
a year
Minimum SIP
₹100

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹58.39 and has returned 35.32% a year over 3 years.

Returns, and where it stands

Against the average fund of funds (domestic), and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year38.2%20%ahead21 of 112
3 years35.8%20.1%ahead18 of 72
5 years25.5%13.4%ahead10 of 47
10 years16.5%11.9%ahead1 of 33
Every period, and the Regular plan →
PeriodDirectRegular
1 month0%0%
3 months3.6%3.6%
6 months-1.1%-1.3%
1 year38.2%37.8%
2 yearsp.a.43%42.5%
3 yearsp.a.35.8%35.3%
5 yearsp.a.25.5%25%
7 yearsp.a.21%20.6%
10 yearsp.a.16.5%16%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Sept 2016.

Plan

NAV history

▲ 38.22% in the last 1Y

44.957.770.618 Sept 202520 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
₹
years
Total invested
₹1,80,000
Gain
₹1,26,184
XIRR (per year)
37.87%
Value today
₹3,06,184

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
21.6% a year
3.6% more than the category average — the bumpier side
Worst fall so far
−24.1%
Jan 2026 to Mar 2026, against −19.4% for the category.
Years that made money
89.2%
Of every one-year stretch it has been through.
Over any three years
1% to 43.8%
A year, at worst and at best. Typically 16.7%.

Fund details

Minimum lumpsum
₹100
Minimum top-up
₹100
Lock-in
None
Plan started
1 Jan 2013
Expense ratio
0.66%
as of 31 Aug 2026

Managed by Abhishek Bisen, Jeetu Sonar

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Kotak Gold Fund against other funds in the Fund of Funds (Domestic) category
Fund1Y3Y5YExpenseFund size
Mirae Asset NYSE FANG + ETF Fund of Fund47.06%56.83%35.52%0.58%₹2,707 Cr
Mirae Asset S&P 500 Top 50 ETF Fund of Fund83.92%55.54%–0.56%₹847 Cr
Kotak Silver ETF Fund of Fund82.92%46.35%–0.63%₹1,004 Cr
UTI Silver ETF Fund of Fund80.47%46.29%–0.13%₹655 Cr
Axis Silver Fund of Fund80.98%46.28%–0.09%₹1,281 Cr
ICICI Prudential Silver ETF FOF80.56%46.15%–0.54%₹6,514 Cr
Kotak Gold Fund38.22%35.78%25.47%0.66%₹7,195 Cr
Compare side by side →See all 155 fund of funds (domestic)s →

About Kotak Gold Fund

Kotak Gold Fund is a fund of funds (domestic) managed by Kotak Mahindra Mutual Fund. Fund of funds that invest in other Indian mutual funds or ETFs, such as gold or silver ETFs.

The investment objective of the scheme is to generate returns by investing in units of Kotak Gold Exchange Traded Fund.

The scheme's stated objective, as published by Kotak Mahindra Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

How gains are taxed depends on what the scheme holds — equity, debt, gold or units of other funds each follow different rules. The scheme document states which applies.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth₹61.7517119781
DirectPayout of Income Distribution cum capital withdrawal option₹61.7511119780
RegularGrowth₹58.3896114758
RegularPayout of Income Distribution cum capital withdrawal option₹58.3885114757

Frequently asked questions

What is the NAV of Kotak Gold Fund today?

The NAV of Kotak Gold Fund (Direct plan, Growth) is ₹61.7517 and the Regular plan NAV is ₹58.3896, as of 18 Sept 2026.

What returns has Kotak Gold Fund given?

Over the last year the Direct plan returned 38.22%, and 35.78% a year over 3 years and 25.47% a year over 5 years. That places it 18 of 72 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of Kotak Gold Fund?

The Direct plan charges 0.66% a year, as disclosed on 31 Aug 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Kotak Gold Fund?

You can start a monthly SIP with ₹100, or invest a lump sum of ₹100 or more.

How much has Kotak Gold Fund fallen in the past?

Its deepest fall was 24.1% from 29 Jan 2026 to 23 Mar 2026. Of every one-year stretch in its history, 89% ended in a gain.

Which category does Kotak Gold Fund belong to?

It is a Fund of Funds (Domestic) from Kotak Mahindra Mutual Fund. Fund of funds that invest in other Indian mutual funds or ETFs, such as gold or silver ETFs.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from Kotak Gold Fund taxed?

How gains are taxed depends on what the scheme holds — equity, debt, gold or units of other funds each follow different rules. The scheme document states which applies.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.