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JM Financial Mutual Fund

JM Value Fund

JM Financial Mutual Fund · Direct plan · Growth

3-year returns
12.4%
a year
NAV
₹110.14
▲ 1.36% · 18 Sept 2026
Fund size
₹817 Cr
Expense ratio
1.5%
a year
Minimum SIP
₹1,000

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹96.72 and has returned 11.01% a year over 3 years.

Returns, and where it stands

Against the average value fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year-1.3%1%behind12 of 21
3 years12.4%12.5%behind10 of 20
5 years14.9%12.3%ahead1 of 15
10 years15.4%13.3%ahead1 of 11
Every period, and the Regular plan →
PeriodDirectRegular
1 month-0.7%-0.8%
3 months3.2%2.9%
6 months13.1%12.4%
1 year-1.3%-2.5%
2 yearsp.a.-4.8%-5.9%
3 yearsp.a.12.4%11%
5 yearsp.a.14.9%13.8%
7 yearsp.a.19.4%18.4%
10 yearsp.a.15.4%14.4%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Sept 2016.

Plan

NAV history

▼ 1.32% in the last 1Y

91.2101.5111.818 Sept 202520 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹12,995
XIRR (per year)
4.59%
Value today
₹1,92,995

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
17.1% a year
2.7% more than the category average — the bumpier side
Worst fall so far
−37.9%
Feb 2020 to Mar 2020, against −31% for the category.
Years that made money
73.3%
Of every one-year stretch it has been through.
Over any three years
-6.7% to 35.9%
A year, at worst and at best. Typically 18.8%.

Fund details

Minimum lumpsum
₹1,000
Minimum top-up
₹100
Lock-in
None
Plan started
1 Jan 2013
Portfolio turnover
0.75x
Expense ratio
1.5%
as of 31 Jul 2026

Managed by Satish Ramanathan, Asit Bhandarkar, Ruchi Fozdar, Deepak Gupta

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

JM Value Fund against other funds in the Value Fund category
Fund1Y3Y5YExpenseFund size
Quant Value Fund15.3%20.59%0.92%₹1,978 Cr
Axis Value Fund7.24%17.92%1%₹1,880 Cr
LIC MF Value Fund19.27%17.04%1.84%₹302 Cr
DSP Value Fund5.23%15.48%12.4%1.7%₹2,220 Cr
HDFC Value Fund5.08%15.43%13.84%1.12%₹8,266 Cr
HSBC Value Fund1.9%15.29%0.91%₹15,373 Cr
JM Value Fund-1.32%12.36%14.93%1.5%₹817 Cr

About JM Value Fund

JM Value Fund is a value fund managed by JM Financial Mutual Fund. Follow a value strategy, buying stocks the fund manager believes trade below their fair worth.

JM Value Fund is an open-ended diversified equity scheme which aims to provide long term capital growth by investing primarily in a well-diversified portfolio of undervalued securities. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

The scheme's stated objective, as published by JM Financial Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains are taxed as equity: sell within 12 months and the gain is short-term, taxed at 20%. Hold longer and it is long-term, taxed at 12.5% on gains above ₹1.25 lakh in a financial year, across all your equity investments.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth Option₹110.1383120486
DirectIDCW Option₹75.0415120485
RegularGrowth Option₹96.7214100254
RegularIDCW Option₹67.5394106168

Frequently asked questions

What is the NAV of JM Value Fund today?

The NAV of JM Value Fund (Direct plan, Growth) is ₹110.1383 and the Regular plan NAV is ₹96.7214, as of 18 Sept 2026.

What returns has JM Value Fund given?

Over the last year the Direct plan returned -1.32%, and 12.36% a year over 3 years and 14.93% a year over 5 years. That places it 10 of 20 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of JM Value Fund?

The Direct plan charges 1.5% a year, as disclosed on 31 Jul 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in JM Value Fund?

You can start a monthly SIP with ₹1,000, or invest a lump sum of ₹1,000 or more.

How much has JM Value Fund fallen in the past?

Its deepest fall was 37.9% from 12 Feb 2020 to 23 Mar 2020. Of every one-year stretch in its history, 73% ended in a gain.

Which category does JM Value Fund belong to?

It is a Value Fund from JM Financial Mutual Fund. Follow a value strategy, buying stocks the fund manager believes trade below their fair worth.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from JM Value Fund taxed?

Gains are taxed as equity: sell within 12 months and the gain is short-term, taxed at 20%. Hold longer and it is long-term, taxed at 12.5% on gains above ₹1.25 lakh in a financial year, across all your equity investments.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.