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ITI Mutual Fund

ITI Small Cap Fund

ITI Mutual Fund · Direct plan · Growth

3-year returns
25.2%
a year
NAV
₹38.83
▲ 2.15% · 18 Sept 2026
Fund size
₹3,603 Cr
Expense ratio
0.85%
a year
Minimum SIP
₹500

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹34.39 and has returned 23.25% a year over 3 years.

Returns, and where it stands

Against the average small cap fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year20.4%11.8%ahead5 of 30
3 years25.2%16.3%ahead1 of 23
5 years19.5%16.4%ahead5 of 21
Every period, and the Regular plan →
PeriodDirectRegular
1 month0.8%0.7%
3 months10.5%10.1%
6 months32.1%31.2%
1 year20.4%18.6%
2 yearsp.a.9.5%7.9%
3 yearsp.a.25.2%23.2%
5 yearsp.a.19.5%17.5%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Feb 2020.

Plan

NAV history

▲ 20.39% in the last 1Y

27.833.539.218 Sept 202520 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹62,008
XIRR (per year)
20.27%
Value today
₹2,42,008

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
19.2% a year
2.3% more than the category average — the bumpier side
Worst fall so far
−39.9%
Feb 2020 to Mar 2020, against −31.7% for the category.
Years that made money
81.4%
Of every one-year stretch it has been through.
Over any three years
14.5% to 36.3%
A year, at worst and at best. Typically 26.8%.

Fund details

Minimum lumpsum
₹5,000
Minimum top-up
₹1,000
Lock-in
None
Plan started
17 Feb 2020
Portfolio turnover
1.25x
Expense ratio
0.85%
as of 31 Jul 2026

Managed by Dhimant Shah, Alok Ranjan

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

ITI Small Cap Fund against other funds in the Small Cap Fund category
Fund1Y3Y5YExpenseFund size
ITI Small Cap Fund20.39%25.19%19.51%0.85%₹3,603 Cr
BANDHAN Small Cap Fund9.73%24.8%19.61%0.6%₹31,103 Cr
Invesco India Small Cap Fund14.23%23.23%20.21%0.41%₹15,744 Cr
Bank of India Small Cap Fund25.1%21.92%20.05%0.44%₹3,307 Cr
Mahindra Manulife Small Cap Fund16.12%20.65%0.9%₹5,468 Cr
LIC MF Small Cap Fund14.83%19.2%1.32%₹832 Cr
Union Small Cap Fund21.3%18.03%17.78%0.79%₹2,667 Cr

About ITI Small Cap Fund

ITI Small Cap Fund is a small cap fund managed by ITI Mutual Fund. Invest at least 65% in smaller companies (ranked beyond 250). The highest growth potential among diversified equity funds, and the most volatile; best held for 7 years or more.

The investment objective of the Scheme is to generate capital appreciation by predominantly investing in equity and equity related securities of small cap companies. However, there can be no assurance that the investment objective of the scheme would be achieved.

The scheme's stated objective, as published by ITI Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains are taxed as equity: sell within 12 months and the gain is short-term, taxed at 20%. Hold longer and it is long-term, taxed at 12.5% on gains above ₹1.25 lakh in a financial year, across all your equity investments.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth Option₹38.8269147919
DirectIDCW Option₹36.8074147917
RegularGrowth Option₹34.3867147920
RegularIDCW Option₹32.4207147918

Frequently asked questions

What is the NAV of ITI Small Cap Fund today?

The NAV of ITI Small Cap Fund (Direct plan, Growth) is ₹38.8269 and the Regular plan NAV is ₹34.3867, as of 18 Sept 2026.

What returns has ITI Small Cap Fund given?

Over the last year the Direct plan returned 20.39%, and 25.19% a year over 3 years and 19.51% a year over 5 years. That places it 1 of 23 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of ITI Small Cap Fund?

The Direct plan charges 0.85% a year, as disclosed on 31 Jul 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in ITI Small Cap Fund?

You can start a monthly SIP with ₹500, or invest a lump sum of ₹5,000 or more.

How much has ITI Small Cap Fund fallen in the past?

Its deepest fall was 39.9% from 19 Feb 2020 to 24 Mar 2020. Of every one-year stretch in its history, 81% ended in a gain.

Which category does ITI Small Cap Fund belong to?

It is a Small Cap Fund from ITI Mutual Fund. Invest at least 65% in smaller companies (ranked beyond 250). The highest growth potential among diversified equity funds, and the most volatile; best held for 7 years or more.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from ITI Small Cap Fund taxed?

Gains are taxed as equity: sell within 12 months and the gain is short-term, taxed at 20%. Hold longer and it is long-term, taxed at 12.5% on gains above ₹1.25 lakh in a financial year, across all your equity investments.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.