About ITI Dynamic Term Fund
ITI Dynamic Term Fund is a dynamic bond fund managed by ITI Mutual Fund. Debt funds that change their portfolio duration freely based on the fund manager’s view on interest rates.
The investment objective of the Scheme is to maximize returns through an active management of a portfolio comprising of debt and money market instruments. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
The scheme's stated objective, as published by ITI Mutual Fund.
The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.
Tax on your gains
Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.
Work out what you would owe with the capital gains tax calculator.
Every plan and option, with scheme codes
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct | Growth Option | ₹13.4335 | 149029 |
| Direct | Annually IDCW Option | ₹13.4345 | 149030 |
| Direct | Half Yearly IDCW Option | ₹11.1667 | 149028 |
| Direct | Monthly IDCW Option | ₹10.0577 | 149023 |
| Direct | Quarterly IDCW Option | ₹13.4619 | 149025 |
| Regular | Growth Option | ₹12.7045 | 149021 |
| Regular | Annually IDCW Option | ₹12.7056 | 149027 |
| Regular | Half Yearly IDCW Option | ₹12.7097 | 149026 |
| Regular | Monthly IDCW Option | ₹9.9073 | 149022 |
| Regular | Quarterly IDCW Option | ₹12.7081 | 149024 |
Frequently asked questions
What is the NAV of ITI Dynamic Term Fund today?
The NAV of ITI Dynamic Term Fund (Direct plan, Growth) is ₹13.4335 and the Regular plan NAV is ₹12.7045, as of 13 Nov 2026.
What returns has ITI Dynamic Term Fund given?
Over the last year the Direct plan returned 1.91%, and 5.83% a year over 3 years and 5.69% a year over 5 years. That places it 19 of 22 funds in its category over 3 years. Past returns do not guarantee future returns.
What is the expense ratio of ITI Dynamic Term Fund?
The Direct plan charges 0.29% a year, as disclosed on 30 Sept 2026. The fee is already taken out of the NAV, so the returns above are what you keep.
What is the minimum SIP amount in ITI Dynamic Term Fund?
You can start a monthly SIP with ₹500, or invest a lump sum of ₹5,000 or more.
How much has ITI Dynamic Term Fund fallen in the past?
Its deepest fall was 2.2% from 6 Jul 2026 to 23 Oct 2026. Of every one-year stretch in its history, 100% ended in a gain.
Which category does ITI Dynamic Term Fund belong to?
It is a Dynamic Bond Fund from ITI Mutual Fund. Debt funds that change their portfolio duration freely based on the fund manager’s view on interest rates.
What is the difference between the Direct and Regular plan?
Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.
How are gains from ITI Dynamic Term Fund taxed?
Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.
Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.