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Invesco Mutual Fund

Invesco India Gilt Fund

Invesco Mutual Fund · Direct plan · Growth

3-year returns
6.5%
a year
NAV
₹3,224.19
▼ 0.05% · 18 Sept 2026
Fund size
₹111 Cr
Expense ratio
0.39%
a year
Minimum SIP
₹100

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹2,889.95 and has returned 5.75% a year over 3 years.

Returns, and where it stands

Against the average gilt fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year3.2%3.6%behind14 of 23
3 years6.5%6.3%ahead7 of 21
5 years5.6%5.7%behind8 of 18
10 years6.3%6.8%behind15 of 17
Every period, and the Regular plan →
PeriodDirectRegular
1 month-1.4%-1.4%
3 months0.7%0.5%
6 months2.4%2.1%
1 year3.2%2.5%
2 yearsp.a.4%3.2%
3 yearsp.a.6.5%5.7%
5 yearsp.a.5.6%4.9%
7 yearsp.a.5.6%4.8%
10 yearsp.a.6.3%5.5%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Sept 2016.

Plan

NAV history

▲ 3.22% in the last 1Y

3,0643,1743,28518 Sept 202520 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
₹
years
Total invested
₹1,80,000
Gain
₹13,523
XIRR (per year)
4.77%
Value today
₹1,93,523

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
3.6% a year
0.5% more than the category average — the bumpier side
Worst fall so far
−6.2%
Aug 2017 to Feb 2018, against −4.7% for the category.
Years that made money
91.8%
Of every one-year stretch it has been through.
Over any three years
3.3% to 9.4%
A year, at worst and at best. Typically 6.6%.

Fund details

Minimum lumpsum
₹1,000
Minimum top-up
₹1,000
Lock-in
None
Plan started
1 Jan 2013
Expense ratio
0.39%
as of 31 Jul 2026

Managed by Krishna Cheemalapati, Vikas Garg

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Invesco India Gilt Fund against other funds in the Gilt Fund category
Fund1Y3Y5YExpenseFund size
Bandhan Gilt Fund7.74%7.93%6.39%0.56%₹1,883 Cr
Axis Gilt Fund4.51%7.13%5.97%0.46%₹341 Cr
ICICI Prudential Gilt Fund4.45%6.95%6.43%0.57%₹7,950 Cr
DSP Gilt Fund3.72%6.73%5.99%0.59%₹1,213 Cr
UTI - Gilt Fund5.39%6.7%5.75%0.69%₹420 Cr
SBI Gilt Fund4.07%6.57%6.2%0.5%₹8,215 Cr
Invesco India Gilt Fund3.22%6.53%5.64%0.39%₹111 Cr
Compare side by side →See all 23 gilt funds →

About Invesco India Gilt Fund

Invesco India Gilt Fund is a gilt fund managed by Invesco Mutual Fund. Invest at least 80% in government securities. No default risk, but prices move with interest rates.

To generate returns by investing predominantly in a portfolio of securities issued and guaranteed by Central and State Government across maturities.

The scheme's stated objective, as published by Invesco Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth₹3,224.1896120520
DirectAnnual IDCW₹1,207.4228120519
DirectMonthly IDCW₹2,515.955120521
DirectQuarterly IDCW₹1,117.3027120522
RegularGrowth₹2,889.9503107477
RegularAnnual IDCW₹1,163.3061107476
RegularMonthly IDCW₹1,627.8279107471
RegularQuarterly IDCW₹1,317.6372107472

Frequently asked questions

What is the NAV of Invesco India Gilt Fund today?

The NAV of Invesco India Gilt Fund (Direct plan, Growth) is ₹3,224.1896 and the Regular plan NAV is ₹2,889.9503, as of 18 Sept 2026.

What returns has Invesco India Gilt Fund given?

Over the last year the Direct plan returned 3.22%, and 6.53% a year over 3 years and 5.64% a year over 5 years. That places it 7 of 21 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of Invesco India Gilt Fund?

The Direct plan charges 0.39% a year, as disclosed on 31 Jul 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Invesco India Gilt Fund?

You can start a monthly SIP with ₹100, or invest a lump sum of ₹1,000 or more.

How much has Invesco India Gilt Fund fallen in the past?

Its deepest fall was 6.2% from 3 Aug 2017 to 22 Feb 2018. Of every one-year stretch in its history, 92% ended in a gain.

Which category does Invesco India Gilt Fund belong to?

It is a Gilt Fund from Invesco Mutual Fund. Invest at least 80% in government securities. No default risk, but prices move with interest rates.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from Invesco India Gilt Fund taxed?

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.