About Invesco India Banking and PSU Debt Fund
Invesco India Banking and PSU Debt Fund is a banking and psu fund managed by Invesco Mutual Fund. Invest at least 80% in bonds of banks, public sector undertakings and public financial institutions.
To generate returns by investing primarily in debt & Money Market Instruments issued by banks, Public Financial Institutions (PFIs), Public Sector Undertakings (PSUs) and Municipal Bonds.
The scheme's stated objective, as published by Invesco Mutual Fund.
The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.
Tax on your gains
Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.
Work out what you would owe with the capital gains tax calculator.
Every plan and option, with scheme codes
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct | Growth | ₹2,588.1742 | 120444 |
| Direct | Daily IDCW | ₹1,062.7618 | 120443 |
| Direct | Monthly IDCW | ₹1,013.8065 | 120445 |
| Regular | Growth | ₹2,405.057 | 118232 |
| Regular | Daily IDCW | ₹1,049.6248 | 118234 |
| Regular | Monthly IDCW | ₹1,064.4907 | 118233 |
Frequently asked questions
What is the NAV of Invesco India Banking and PSU Debt Fund today?
The NAV of Invesco India Banking and PSU Debt Fund (Direct plan, Growth) is ₹2,588.1742 and the Regular plan NAV is ₹2,405.057, as of 13 Nov 2026.
What returns has Invesco India Banking and PSU Debt Fund given?
Over the last year the Direct plan returned 4.17%, and 6.99% a year over 3 years and 5.65% a year over 5 years. That places it 9 of 19 funds in its category over 3 years. Past returns do not guarantee future returns.
What is the expense ratio of Invesco India Banking and PSU Debt Fund?
The Direct plan charges 0.26% a year, as disclosed on 30 Sept 2026. The fee is already taken out of the NAV, so the returns above are what you keep.
What is the minimum SIP amount in Invesco India Banking and PSU Debt Fund?
You can start a monthly SIP with ₹1,000, or invest a lump sum of ₹1,000 or more.
How much has Invesco India Banking and PSU Debt Fund fallen in the past?
Its deepest fall was 4.9% from 9 Mar 2020 to 23 Mar 2020. Of every one-year stretch in its history, 100% ended in a gain.
Which category does Invesco India Banking and PSU Debt Fund belong to?
It is a Banking and PSU Fund from Invesco Mutual Fund. Invest at least 80% in bonds of banks, public sector undertakings and public financial institutions.
What is the difference between the Direct and Regular plan?
Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.
How are gains from Invesco India Banking and PSU Debt Fund taxed?
Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.
Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.