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ICICI Prudential Mutual Fund

ICICI Prudential Money Market Fund

ICICI Prudential Mutual Fund · Direct plan · Growth

3-year returns
7.4%
a year
NAV
₹415.61
▲ 0.01% · 18 Sept 2026
Fund size
₹36,529 Cr
Expense ratio
0.21%
a year
Minimum SIP
₹100

Returns, and where it stands

Against the average money market fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year6.5%6.6%behind17 of 25
3 years7.4%7.3%ahead12 of 23
5 years6.7%6.6%ahead8 of 19
10 years6.7%6.6%ahead7 of 12
Every period, and the Regular plan →
PeriodDirect
1 month0.5%
3 months1.9%
6 months3.5%
1 year6.5%
2 yearsp.a.7.2%
3 yearsp.a.7.4%
5 yearsp.a.6.7%
7 yearsp.a.6.3%
10 yearsp.a.6.7%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Sept 2016.

NAV history

▲ 6.53% in the last 1Y

390.5402.9415.318 Sept 202520 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹20,537
XIRR (per year)
7.16%
Value today
₹2,00,537

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What this fund holds

As on 31 July 2026

  • Debt99.3%
  • Cash0.41%
  • Other funds0.27%

Top holdings

The ten largest holdings and their share of the fund
Axis Bank LtdCRISIL A1+3.92%
182 Days Treasury BillsSOV3.54%
91 Days Treasury BillsSOV3.09%
HDFC Bank Ltd. **CRISIL A1+3%
Bank Of Baroda **FITCH A1+2.65%
Small Industries Development Bank Of IndiaCRISIL A1+2.38%
Panatone Finvest Ltd. **CRISIL A1+2.23%
Punjab National Bank **CRISIL A1+2.23%
IndusInd Bank Ltd. **CRISIL A1+2.09%
Union Bank Of India **ICRA A1+1.69%

and 124 more holdings.

From the monthly portfolio ICICI Prudential Mutual Fund publishes for this scheme, as required by SEBI. Cash covers bank balances, treasury bills lent overnight and money due to the scheme, which carry no ISIN and so are shown as the remainder.Original disclosure

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
0.4% a year
about the same as the money market fund average
Worst fall so far
−1.2%
Mar 2020 to Mar 2020, against −0.9% for the category.
Years that made money
100%
Of every one-year stretch it has been through.
Over any three years
4.9% to 7.8%
A year, at worst and at best. Typically 6.5%.

Fund details

Minimum lumpsum
₹500
Minimum top-up
₹1
Lock-in
None
Plan started
1 Jan 2013
Expense ratio
0.21%
as of 31 Jul 2026

Managed by Manish Banthia, Nikhil Kabra

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

ICICI Prudential Money Market Fund against other funds in the Money Market Fund category
Fund1Y3Y5YExpenseFund size
Tata Money Market Fund6.66%7.54%6.85%0.18%₹34,511 Cr
Axis Money Market Fund6.62%7.46%6.76%0.18%₹21,405 Cr
Aditya Birla Sun Life Money Market Fund6.57%7.43%6.75%0.19%₹29,877 Cr
Nippon India Money Market Fund6.53%7.42%6.77%0.22%₹23,624 Cr
Bandhan Money Market Fund6.65%7.42%6.68%0.1%₹14,090 Cr
Mirae Asset Money Market Fund6.46%7.41%6.6%0.09%₹3,587 Cr
ICICI Prudential Money Market Fund6.53%7.38%6.69%0.21%₹36,529 Cr

About ICICI Prudential Money Market Fund

ICICI Prudential Money Market Fund is a money market fund managed by ICICI Prudential Mutual Fund. Invest in money market instruments maturing within one year, such as treasury bills and commercial paper.

The Scheme aims to provide reasonable returns commensurate with low risk and providing a high level of liquidity by investing in money market instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

The scheme's stated objective, as published by ICICI Prudential Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth₹415.6125120211
DirectDaily IDCW₹100.1435120209
DirectIDCW Others₹190.4316120216
DirectWeekly IDCW₹100.8086120212

Frequently asked questions

What is the NAV of ICICI Prudential Money Market Fund today?

The NAV of ICICI Prudential Money Market Fund (Direct plan, Growth) is ₹415.6125, as of 18 Sept 2026.

What returns has ICICI Prudential Money Market Fund given?

Over the last year the Direct plan returned 6.53%, and 7.38% a year over 3 years and 6.69% a year over 5 years. That places it 12 of 23 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of ICICI Prudential Money Market Fund?

The Direct plan charges 0.21% a year, as disclosed on 31 Jul 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in ICICI Prudential Money Market Fund?

You can start a monthly SIP with ₹100, or invest a lump sum of ₹500 or more.

How much has ICICI Prudential Money Market Fund fallen in the past?

Its deepest fall was 1.2% from 11 Mar 2020 to 24 Mar 2020. Of every one-year stretch in its history, 100% ended in a gain.

What does ICICI Prudential Money Market Fund invest in?

As on 31 Jul 2026 it held 134 positions, the largest being Axis Bank Ltd (3.9%), 182 Days Treasury Bills (3.5%), 91 Days Treasury Bills (3.1%). Portfolios change every month.

Which category does ICICI Prudential Money Market Fund belong to?

It is a Money Market Fund from ICICI Prudential Mutual Fund. Invest in money market instruments maturing within one year, such as treasury bills and commercial paper.

How are gains from ICICI Prudential Money Market Fund taxed?

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.