About HSBC Financial Services Fund
HSBC Financial Services Fund is a sectoral / thematic fund managed by HSBC Mutual Fund. Invest in one sector (such as banking, IT or pharma) or a theme (such as consumption or infrastructure). Concentrated and higher risk; suited to investors with a view on that sector.
The investment objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in financial services businesses. There is no assurance that the investment objective of the scheme will be achieved
The scheme's stated objective, as published by HSBC Mutual Fund.
The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.
Tax on your gains
Gains are taxed as equity: sell within 12 months and the gain is short-term, taxed at 20%. Hold longer and it is long-term, taxed at 12.5% on gains above ₹1.25 lakh in a financial year, across all your equity investments.
Work out what you would owe with the capital gains tax calculator.
Every plan and option, with scheme codes
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct | Growth | ₹13.2576 | 153266 |
| Direct | IDCW | ₹13.2573 | 153269 |
| Regular | Growth | ₹12.9336 | 153267 |
| Regular | IDCW | ₹12.9336 | 153268 |
Frequently asked questions
What is the NAV of HSBC Financial Services Fund today?
The NAV of HSBC Financial Services Fund (Direct plan, Growth) is ₹13.2576 and the Regular plan NAV is ₹12.9336, as of 13 Nov 2026.
What returns has HSBC Financial Services Fund given?
Over the last year the Direct plan returned 10.18%. Past returns do not guarantee future returns.
What is the expense ratio of HSBC Financial Services Fund?
The Direct plan charges 0.96% a year, as disclosed on 30 Sept 2026. The fee is already taken out of the NAV, so the returns above are what you keep.
What is the minimum SIP amount in HSBC Financial Services Fund?
You can start a monthly SIP with ₹500, or invest a lump sum of ₹5,000 or more.
How much has HSBC Financial Services Fund fallen in the past?
Its deepest fall was 14.8% from 18 Feb 2026 to 30 Mar 2026. Of every one-year stretch in its history, 95% ended in a gain.
Which category does HSBC Financial Services Fund belong to?
It is a Sectoral / Thematic Fund from HSBC Mutual Fund. Invest in one sector (such as banking, IT or pharma) or a theme (such as consumption or infrastructure). Concentrated and higher risk; suited to investors with a view on that sector.
What is the difference between the Direct and Regular plan?
Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.
How are gains from HSBC Financial Services Fund taxed?
Gains are taxed as equity: sell within 12 months and the gain is short-term, taxed at 20%. Hold longer and it is long-term, taxed at 12.5% on gains above ₹1.25 lakh in a financial year, across all your equity investments.
Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.