About HDFC Gilt Fund
HDFC Gilt Fund is a gilt fund managed by HDFC Mutual Fund. Invest at least 80% in government securities. No default risk, but prices move with interest rates.
To generate credit risk-free returns through investments in sovereign securities issued by the Central Government and / or State Government.There is no assurance that the investment objective of the Scheme will be realized.
The scheme's stated objective, as published by HDFC Mutual Fund.
The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.
Tax on your gains
Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.
Work out what you would owe with the capital gains tax calculator.
Every plan and option, with scheme codes
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct | Growth Option | ₹60.2905 | 119116 |
| Direct | IDCW Option | ₹13.0002 | 119115 |
| Regular | Growth Option | ₹56.9754 | 101083 |
| Regular | Growth Option | ₹12.1717 | 101084 |
Frequently asked questions
What is the NAV of HDFC Gilt Fund today?
The NAV of HDFC Gilt Fund (Direct plan, Growth) is ₹60.2905 and the Regular plan NAV is ₹56.9754, as of 18 Sept 2026.
What returns has HDFC Gilt Fund given?
Over the last year the Direct plan returned 3.42%, and 6.32% a year over 3 years and 5.43% a year over 5 years. That places it 11 of 21 funds in its category over 3 years. Past returns do not guarantee future returns.
What is the expense ratio of HDFC Gilt Fund?
The Direct plan charges 0.46% a year, as disclosed on 31 Jul 2026. The fee is already taken out of the NAV, so the returns above are what you keep.
What is the minimum SIP amount in HDFC Gilt Fund?
You can start a monthly SIP with ₹100, or invest a lump sum of ₹100 or more.
How much has HDFC Gilt Fund fallen in the past?
Its deepest fall was 6.2% from 24 Nov 2016 to 10 Mar 2017. Of every one-year stretch in its history, 97% ended in a gain.
Which category does HDFC Gilt Fund belong to?
It is a Gilt Fund from HDFC Mutual Fund. Invest at least 80% in government securities. No default risk, but prices move with interest rates.
What is the difference between the Direct and Regular plan?
Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.
How are gains from HDFC Gilt Fund taxed?
Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.
Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.