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HDFC Mutual Fund

HDFC Dividend Yield Fund

HDFC Mutual Fund · Direct plan · Growth

3-year returns
10.4%
a year
NAV
₹26.48
▲ 0.36% · 18 Sept 2026
Fund size
₹5,587 Cr
Expense ratio
0.84%
a year
Minimum SIP
₹100

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹24.50 and has returned 9.17% a year over 3 years.

Returns, and where it stands

Against the average dividend yield fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year-2.2%0.2%behind6 of 10
3 years10.4%12.4%behind8 of 9
5 years13.5%13.3%ahead3 of 6
Every period, and the Regular plan →
PeriodDirectRegular
1 month-2.2%-2.3%
3 months-0.5%-0.8%
6 months5.7%5.1%
1 year-2.2%-3.3%
2 yearsp.a.-2.6%-3.6%
3 yearsp.a.10.4%9.2%
5 yearsp.a.13.5%12%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Dec 2020.

Plan

NAV history

▼ 2.22% in the last 1Y

23.725.627.518 Sept 202520 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹11,090
XIRR (per year)
3.93%
Value today
₹1,91,090

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
14.2% a year
about the same as the dividend yield fund average
Worst fall so far
−20%
Sept 2024 to Mar 2025, against −23.8% for the category.
Years that made money
89.1%
Of every one-year stretch it has been through.
Over any three years
10% to 31.9%
A year, at worst and at best. Typically 21.8%.

Fund details

Minimum lumpsum
₹100
Minimum top-up
₹100
Lock-in
None
Plan started
18 Dec 2020
Portfolio turnover
0.02x
Expense ratio
0.84%
as of 31 Jul 2026

Managed by Gopal Agrawal, Dhruv Muchhal

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

HDFC Dividend Yield Fund against other funds in the Dividend Yield Fund category
Fund1Y3Y5YExpenseFund size
LIC MF Dividend Yield Fund5.76%18.55%0.95%₹759 Cr
Tata Dividend Yield Fund9.75%14.52%13.82%0.76%₹1,156 Cr
ICICI Prudential Dividend Yield Fund-3.56%14.33%16.59%0.76%₹6,712 Cr
UTI - Dividend Yield Fund-3.79%11.9%10.24%1.46%₹3,772 Cr
Aditya Birla Sun Life Dividend Yield Fund1.46%11.83%13.24%1.14%₹1,475 Cr
Franklin India Dividend Yield Fund-2.84%10.7%12.38%1.37%₹2,280 Cr
HDFC Dividend Yield Fund-2.22%10.44%13.47%0.84%₹5,587 Cr

About HDFC Dividend Yield Fund

HDFC Dividend Yield Fund is a dividend yield fund managed by HDFC Mutual Fund. Invest mainly in companies that pay high dividends relative to their share price.

To provide capital appreciation and/or dividend distribution by predominantly investing in a well-diversified portfolio of equity and equity related instruments of dividend yielding companies. There is no assurance that the investment objective of the Scheme will be realized.

The scheme's stated objective, as published by HDFC Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains are taxed as equity: sell within 12 months and the gain is short-term, taxed at 20%. Hold longer and it is long-term, taxed at 12.5% on gains above ₹1.25 lakh in a financial year, across all your equity investments.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth Option₹26.484148609
DirectIDCW Option₹21.46148608
RegularGrowth Option₹24.497148610
RegularIDCW Option₹19.522148611

Frequently asked questions

What is the NAV of HDFC Dividend Yield Fund today?

The NAV of HDFC Dividend Yield Fund (Direct plan, Growth) is ₹26.484 and the Regular plan NAV is ₹24.497, as of 18 Sept 2026.

What returns has HDFC Dividend Yield Fund given?

Over the last year the Direct plan returned -2.22%, and 10.44% a year over 3 years and 13.47% a year over 5 years. That places it 8 of 9 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of HDFC Dividend Yield Fund?

The Direct plan charges 0.84% a year, as disclosed on 31 Jul 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in HDFC Dividend Yield Fund?

You can start a monthly SIP with ₹100, or invest a lump sum of ₹100 or more.

How much has HDFC Dividend Yield Fund fallen in the past?

Its deepest fall was 20% from 27 Sept 2024 to 3 Mar 2025. Of every one-year stretch in its history, 89% ended in a gain.

Which category does HDFC Dividend Yield Fund belong to?

It is a Dividend Yield Fund from HDFC Mutual Fund. Invest mainly in companies that pay high dividends relative to their share price.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from HDFC Dividend Yield Fund taxed?

Gains are taxed as equity: sell within 12 months and the gain is short-term, taxed at 20%. Hold longer and it is long-term, taxed at 12.5% on gains above ₹1.25 lakh in a financial year, across all your equity investments.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.