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DSP Mutual Fund

DSP Nifty Healthcare Index Fund

DSP Mutual Fund · Direct plan · Growth

1-year returns
12.1%
NAV
₹11.83
▲ 0.51% · 18 Sept 2026
Fund size
₹25 Cr
Expense ratio
0.37%
a year
Minimum SIP
₹100

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹11.73 and has returned 11.37% over a year.

Returns, and where it stands

Against the average index fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year12.1%1.1%ahead15 of 322
Every period, and the Regular plan →
PeriodDirectRegular
1 month0.9%0.8%
3 months7%6.9%
6 months15.1%14.7%
1 year12.1%11.4%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Jun 2025.

Plan

NAV history

▲ 12.11% in the last 1Y

9.8210.912.018 Sept 202520 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹60,000
Gain
₹6,254
XIRR (per year)
19.82%
Value today
₹66,254

12 monthly instalments from 18 Sept 2025, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
13.4% a year
1.2% more than the category average — the bumpier side
Worst fall so far
−8.4%
Jul 2025 to Jan 2026.
Years that made money
100%
Of every one-year stretch it has been through.

Fund details

Minimum lumpsum
₹100
Minimum top-up
₹100
Lock-in
None
Plan started
20 Jun 2025
Portfolio turnover
0.25x
Expense ratio
0.37%
as of 31 Jul 2026

Managed by Anil Ghelani, Diipesh Shah, Neha Rathi

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

DSP Nifty Healthcare Index Fund against other funds in the Index Fund category
Fund1Y3Y5YExpenseFund size
ICICI Prudential NASDAQ 100 Index Fund31.6%30.87%0.63%₹3,581 Cr
Motilal Oswal S&P 500 Index Fund25.83%25.76%17.85%0.49%₹2,919 Cr
UTI Nifty 500 Value 50 Index Fund9.35%21.1%0.84%₹846 Cr
ICICI Prudential Nifty Pharma Index Fund18.45%19.92%0.48%₹157 Cr
Motilal Oswal BSE Enhanced Value Index Fund5.44%19.6%0.54%₹2,251 Cr
Kotak Nifty Smallcap 50 Index Fund11.86%19.37%0.35%₹250 Cr
DSP Nifty Healthcare Index Fund12.11%0.37%₹25 Cr

About DSP Nifty Healthcare Index Fund

DSP Nifty Healthcare Index Fund is a index fund managed by DSP Mutual Fund. Passively track a market index such as the Nifty 50 or Sensex, with low costs and returns close to the index.

The investment objective of the Scheme is to generate returns that are commensurate with the performance of the Nifty Healthcare Index, subject to tracking error.

The scheme's stated objective, as published by DSP Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains are taxed as equity: sell within 12 months and the gain is short-term, taxed at 20%. Hold longer and it is long-term, taxed at 12.5% on gains above ₹1.25 lakh in a financial year, across all your equity investments.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth₹11.8271153594
DirectIDCW₹11.8271153593
RegularGrowth₹11.7277153592
RegularIDCW₹11.7277153595

Frequently asked questions

What is the NAV of DSP Nifty Healthcare Index Fund today?

The NAV of DSP Nifty Healthcare Index Fund (Direct plan, Growth) is ₹11.8271 and the Regular plan NAV is ₹11.7277, as of 18 Sept 2026.

What returns has DSP Nifty Healthcare Index Fund given?

Over the last year the Direct plan returned 12.11%. Past returns do not guarantee future returns.

What is the expense ratio of DSP Nifty Healthcare Index Fund?

The Direct plan charges 0.37% a year, as disclosed on 31 Jul 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in DSP Nifty Healthcare Index Fund?

You can start a monthly SIP with ₹100, or invest a lump sum of ₹100 or more.

How much has DSP Nifty Healthcare Index Fund fallen in the past?

Its deepest fall was 8.4% from 29 Jul 2025 to 29 Jan 2026. Of every one-year stretch in its history, 100% ended in a gain.

Which category does DSP Nifty Healthcare Index Fund belong to?

It is a Index Fund from DSP Mutual Fund. Passively track a market index such as the Nifty 50 or Sensex, with low costs and returns close to the index.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from DSP Nifty Healthcare Index Fund taxed?

Gains are taxed as equity: sell within 12 months and the gain is short-term, taxed at 20%. Hold longer and it is long-term, taxed at 12.5% on gains above ₹1.25 lakh in a financial year, across all your equity investments.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.