About DSP Financial Services Sectoral Debt Fund
DSP Financial Services Sectoral Debt Fund is a other debt fund managed by DSP Mutual Fund. Older debt schemes that do not fit a current SEBI category.
The primary investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by entity/undertakings in Financial Services sector. There is no assurance or guarantee that the investment objective of the Scheme will be realized.
The scheme's stated objective, as published by DSP Mutual Fund.
The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.
Tax on your gains
Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.
Work out what you would owe with the capital gains tax calculator.
Every plan and option, with scheme codes
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct | Growth | ₹10.1032 | 154654 |
| Direct | IDCW | ₹10.1032 | 154653 |
| Regular | Growth | ₹10.0992 | 154655 |
| Regular | IDCW | ₹10.0992 | 154652 |
Frequently asked questions
What is the NAV of DSP Financial Services Sectoral Debt Fund today?
The NAV of DSP Financial Services Sectoral Debt Fund (Direct plan, Growth) is ₹10.1032 and the Regular plan NAV is ₹10.0992, as of 13 Nov 2026.
What returns has DSP Financial Services Sectoral Debt Fund given?
Over the last year the Direct plan returned –. Past returns do not guarantee future returns.
What is the expense ratio of DSP Financial Services Sectoral Debt Fund?
The Direct plan charges 0.52% a year, as disclosed on 30 Sept 2026. The fee is already taken out of the NAV, so the returns above are what you keep.
What is the minimum SIP amount in DSP Financial Services Sectoral Debt Fund?
You can start a monthly SIP with ₹100, or invest a lump sum of ₹100 or more.
How much has DSP Financial Services Sectoral Debt Fund fallen in the past?
Its deepest fall was 0.1% from 13 Oct 2026 to 23 Oct 2026.
Which category does DSP Financial Services Sectoral Debt Fund belong to?
It is a Other Debt Fund from DSP Mutual Fund. Older debt schemes that do not fit a current SEBI category.
What is the difference between the Direct and Regular plan?
Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.
How are gains from DSP Financial Services Sectoral Debt Fund taxed?
Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.
Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.