Two funds walk into a table. Only the numbers talk.
WhiteOak Capital Large Cap Fund vs Invesco India Large Cap Fund
Pick two or three funds. We’ll tell you in plain words which grew faster, which was calmer, which costs less and what your money would have become. Figures are for the Direct plan, Growth option, where a fund has one.
- AWhiteOak Capital Large Cap Fund
WhiteOak Capital Mutual Fund- Large Cap Fund
- Direct plan
- Very High Risk
NAV ₹16.48 on 13 Nov 2026
- BInvesco India Large Cap Fund
Invesco Mutual Fund- Large Cap Fund
- Direct plan
- Very High Risk
NAV ₹92.06 on 13 Nov 2026
The short version
Who comes out ahead on each measure, over the 3 years all of them have been around.
Grew faster
BInvesco India Large Cap Fund
Invesco India Large Cap Fund returned 16.4% a year over 3 years, against 15.3% for WhiteOak Capital Large Cap Fund. ₹1 lakh invested 3 years ago would be about ₹1.58 Lakh today, against ₹1.53 Lakh.
Smoother ride
AWhiteOak Capital Large Cap Fund
WhiteOak Capital Large Cap Fund swung the least: about 13.5% a year either way, against 14.6% for Invesco India Large Cap Fund. Lower means fewer scary days.
Fell less in a crash
No fair winner yet
At its worst, WhiteOak Capital Large Cap Fund fell 15.2% from its peak, against 36.9% for Invesco India Large Cap Fund. On ₹1 lakh, that's a dip to ₹63,149 at the bottom for Invesco India Large Cap Fund. Could you have held on?
Not a fair fight: we only have data for WhiteOak Capital Large Cap Fund (from Dec 2022), so it has not been through the 2020 crash the others fell in.
More consistent
No fair winner yet
Pick any day in the past and hold for a year: WhiteOak Capital Large Cap Fund ended up in profit 91% of the time, against 86% for Invesco India Large Cap Fund.
Not a fair fight: we only have data for WhiteOak Capital Large Cap Fund (from Dec 2022), so it has not been through the 2020 crash the others fell in.
What your money would have become
The same amount, put into each fund on the same day.
The dashed line is the ₹10,000 you put in. Above it is profit, below it is loss.
- AWhiteOak Capital Large Cap Fund₹15,132 from ₹10,000(14.9% a year)
- BInvesco India Large Cap Fund₹15,551 from ₹10,000(15.9% a year)
A one-time ₹10,000 put in 3 years ago, valued at the latest NAV. This is what happened, not what will.
Strengths and watch-outs
Each fund judged against its own category, and against a 5-year SBI FD at 6.05%.
AWhiteOak Capital Large Cap Fund
- Strength: Ahead of its category: 15.3% a year over 3 years, against a category average of 12.5%
- Strength: In the top quarter of its category over 3 years (#4 of 30)
- Strength: Beat a 5-year SBI FD: 15.3% a year over 3 years, against 6.05%
BInvesco India Large Cap Fund
- Strength: Ahead of its category: 11.5% a year over 5 years, against a category average of 9.4%
- Strength: In the top quarter of its category over 5 years (#2 of 27)
- Strength: Beat a 5-year SBI FD: 11.5% a year over 5 years, against 6.05%
- Watch out: Fell harder than its category in the worst crash
All the numbers
The stronger figure in each row is marked Best. Under each return is the fund’s rank in its category and the category average.
| Measure | AWhiteOak Capital Large Cap Fund | BInvesco India Large Cap Fund |
|---|---|---|
| ReturnsHow much the fund grew. Beyond a year, this is per year (annualised). | ||
| 1 yearLast 12 months, the most noisy figure | 2.4%#11 of 32 · avg 1.8% | 6.7%Best#2 of 32 · avg 1.8% |
| 3 yearsPer year, over a full market mood swing | 15.3%#4 of 30 · avg 12.5% | 16.4%Best#1 of 30 · avg 12.5% |
| 5 yearsPer year, the fairest single test | – | 11.5%#2 of 27 · avg 9.4% |
| 10 yearsPer year, across bull and bear markets | – | 15%#3 of 22 · avg 13.2% |
| RiskHow bumpy the ride was. This is what decides whether you stay invested. | ||
| Ups and downsVolatility: how far it swings in a typical year. Lower is calmer | 13.5%Bestcategory avg 13.6% | 14.6%category avg 13.6% |
| Worst fallThe biggest drop from a peak in 10 years. Lower is better | −15.2%data from 2 Dec 2022 only | −36.9%category avg −30.2% |
| Best 12 monthsIts strongest year | 46.7%data from 2 Dec 2022 only | 83.8% |
| Worst 12 monthsIts weakest year | -7.7%data from 2 Dec 2022 only | -29.9% |
| Odds of a gainShare of all 1-year holding periods that ended in profit | 91%data from 2 Dec 2022 only | 86% |
| Cost and sizeThe fee comes out of your returns every year, whether the fund does well or not. | ||
| Expense ratioYearly fee. Lower keeps more for you | 0.92% | 0.92% |
| Fund sizeMoney managed (AUM). Neither better nor worse | ₹1,208 Cr | ₹1,925 Cr |
| Minimum SIPSmallest monthly amount | ₹100 | ₹100 |
| Lock-inTime before you can withdraw | None | None |
“Best” is not a recommendation: a fund that returned more usually took more risk to do it.
Which one fits you?
There is no best fund, only a better fit for what you need the money to do.
AWhiteOak Capital Large Cap Fund
Might suit you if…
- a smoother ride matters more to you than the top return
BInvesco India Large Cap Fund
Might suit you if…
- you want the stronger long-run growth and can sit through sharper falls