Two funds walk into a table. Only the numbers talk.
WhiteOak Capital Balanced Hybrid Fund vs 360 ONE Balanced Hybrid Fund
Pick two or three funds. We’ll tell you in plain words which grew faster, which was calmer, which costs less and what your money would have become. Figures are for the Direct plan, Growth option, where a fund has one.
- AWhiteOak Capital Balanced Hybrid Fund
WhiteOak Capital Mutual Fund- Balanced Hybrid Fund
- Direct plan
- Very High Risk
NAV ₹14.22 on 13 Nov 2026
- B360 ONE Balanced Hybrid Fund
360 ONE Mutual Fund- Balanced Hybrid Fund
- Direct plan
- High Risk
NAV ₹13.99 on 13 Nov 2026
The short version
Who comes out ahead on each measure, over the 3 years all of them have been around.
Grew faster
AWhiteOak Capital Balanced Hybrid Fund
WhiteOak Capital Balanced Hybrid Fund returned 11.8% a year over 3 years, against 11.5% for 360 ONE Balanced Hybrid Fund. ₹1 lakh invested 3 years ago would be about ₹1.4 Lakh today, against ₹1.39 Lakh.
Smoother ride
B360 ONE Balanced Hybrid Fund
360 ONE Balanced Hybrid Fund swung the least: about 7.3% a year either way, against 7.8% for WhiteOak Capital Balanced Hybrid Fund. Lower means fewer scary days.
Fell less in a crash
B360 ONE Balanced Hybrid Fund
At its worst, 360 ONE Balanced Hybrid Fund fell 6.7% from its peak, against 8.4% for WhiteOak Capital Balanced Hybrid Fund. On ₹1 lakh, that's a dip to ₹91,612 at the bottom for WhiteOak Capital Balanced Hybrid Fund. Could you have held on?
Costs less
B360 ONE Balanced Hybrid Fund
360 ONE Balanced Hybrid Fund charges 0.62% a year, against 0.71% for WhiteOak Capital Balanced Hybrid Fund. On ₹1 lakh that's ₹620 a year against ₹710, taken quietly from the NAV.
What your money would have become
The same amount, put into each fund on the same day.
The dashed line is the ₹10,000 you put in. Above it is profit, below it is loss.
- AWhiteOak Capital Balanced Hybrid Fund₹13,843 from ₹10,000(11.5% a year)
- B360 ONE Balanced Hybrid Fund₹13,761 from ₹10,000(11.3% a year)
A one-time ₹10,000 put in 3 years ago, valued at the latest NAV. This is what happened, not what will.
Strengths and watch-outs
Each fund judged against its own category, and against a 5-year SBI FD at 6.05%.
AWhiteOak Capital Balanced Hybrid Fund
- Strength: Beat a 5-year SBI FD: 11.8% a year over 3 years, against 6.05%
- Watch out: Small fund (₹293 Cr), often newer or less tested
B360 ONE Balanced Hybrid Fund
- Strength: Beat a 5-year SBI FD: 11.5% a year over 3 years, against 6.05%
All the numbers
The stronger figure in each row is marked Best. Under each return is the fund’s rank in its category and the category average.
| Measure | AWhiteOak Capital Balanced Hybrid Fund | B360 ONE Balanced Hybrid Fund |
|---|---|---|
| ReturnsHow much the fund grew. Beyond a year, this is per year (annualised). | ||
| 1 yearLast 12 months, the most noisy figure | 3.7%#2 of 2 · avg 4.5% | 5.2%Best#1 of 2 · avg 4.5% |
| 3 yearsPer year, over a full market mood swing | 11.8%Best#1 of 2 · avg 11.7% | 11.5%#2 of 2 · avg 11.7% |
| RiskHow bumpy the ride was. This is what decides whether you stay invested. | ||
| Ups and downsVolatility: how far it swings in a typical year. Lower is calmer | 7.8%category avg 7.5% | 7.3%Bestcategory avg 7.5% |
| Worst fallThe biggest drop from a peak in 10 years. Lower is better | −8.4%category avg −6.1% | −6.7%Bestcategory avg −6.1% |
| Best 12 monthsIts strongest year | 25.1% | 26.9%Best |
| Worst 12 monthsIts weakest year | -1.6% | -0.2%Best |
| Odds of a gainShare of all 1-year holding periods that ended in profit | 98% | 100%Best |
| Cost and sizeThe fee comes out of your returns every year, whether the fund does well or not. | ||
| Expense ratioYearly fee. Lower keeps more for you | 0.71% | 0.62%Best |
| Fund sizeMoney managed (AUM). Neither better nor worse | ₹293 Cr | ₹667 Cr |
| Minimum SIPSmallest monthly amount | ₹100Best | ₹1,000 |
| Lock-inTime before you can withdraw | None | None |
“Best” is not a recommendation: a fund that returned more usually took more risk to do it.
Which one fits you?
There is no best fund, only a better fit for what you need the money to do.
AWhiteOak Capital Balanced Hybrid Fund
Might suit you if…
- you want the stronger long-run growth and can sit through sharper falls
B360 ONE Balanced Hybrid Fund
Might suit you if…
- a smoother ride matters more to you than the top return
- you care about keeping costs low, which adds up over decades