UTI Retirement Fund vs ICICI Prudential Retirement Fund Pure Equity Plan
Put two or three funds side by side — returns, risk, what they cost and what they actually hold. Figures are for the Direct plan, Growth option, where a fund has one.
| Fund |  UTI Retirement FundRetirement Fund · Direct planNAV ₹54.45 |  ICICI Prudential Retirement Fund Pure Equity PlanRetirement Fund · Direct planNAV ₹39.06 |
|---|---|---|
| Returns | ||
| 1 year | 0.9% | 6.3% (best of these funds) |
| 3 yearsa year | 8.5% | 19.5% (best of these funds) |
| 5 yearsa year | 9% | 19.2% (best of these funds) |
| 10 yearsa year | 9.1% | – |
| Risk | ||
| Volatilitya year | 5.8% (best of these funds) | 16.2% |
| Worst fall | −18.9% (best of these funds) | −37.2% |
| Best year | 40.8% | 91.2% (best of these funds) |
| Worst year | -17.7% (best of these funds) | -32.6% |
| Years in gain | 86% | 89% (best of these funds) |
| Cost and size | ||
| Expense ratio | 1.1% | 0.86% (best of these funds) |
| Fund size | ₹4,699 Cr | ₹2,158 Cr |
| Minimum SIP | ₹500 | ₹100 (best of these funds) |
| Lock-in | 5 years | 5 years |
| Portfolio | ||
| In equity | – | 93.8% |
| In cash | – | 6.2% |
| Holdings | – | 93 |
Returns beyond a year are annualised. The stronger figure in each row is marked, which is not a recommendation: a fund that returned more usually took more risk to do it.
Biggest holdings
UTI Retirement Fund
Holdings are not available for this fund yet.
ICICI Prudential Retirement Fund Pure Equity Plan
- HDFC Bank Ltd5.3%
- Reliance Industries Ltd4.4%
- Hindustan Unilever Ltd3.8%
- Multi Commodity Exchange Of India Ltd2.9%
- Bharti Airtel Ltd2.7%
As on 31 Jul 2026
Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.