Two funds walk into a table. Only the numbers talk.
UTI Nifty500 Shariah Index Fund vs ICICI Prudential NASDAQ 100 Index Fund
Pick two or three funds. We’ll tell you in plain words which grew faster, which was calmer, which costs less and what your money would have become. Figures are for the Direct plan, Growth option, where a fund has one.
- AUTI Nifty500 Shariah Index Fund
UTI Mutual Fund- Index Fund
- Direct plan
- Very High Risk
NAV ₹10.08 on 13 Nov 2026
- BICICI Prudential NASDAQ 100 Index Fund
ICICI Prudential Mutual Fund- Index Fund
- Direct plan
- Very High Risk
NAV ₹23.05 on 12 Nov 2026
The short version
Who comes out ahead on each measure.
Smoother ride
AUTI Nifty500 Shariah Index Fund
UTI Nifty500 Shariah Index Fund swung the least: about 14.5% a year either way, against 21.9% for ICICI Prudential NASDAQ 100 Index Fund. Lower means fewer scary days.
Fell less in a crash
AUTI Nifty500 Shariah Index Fund
At its worst, UTI Nifty500 Shariah Index Fund fell 10.3% from its peak, against 30% for ICICI Prudential NASDAQ 100 Index Fund. On ₹1 lakh, that's a dip to ₹69,963 at the bottom for ICICI Prudential NASDAQ 100 Index Fund. Could you have held on?
Costs less
BICICI Prudential NASDAQ 100 Index Fund
ICICI Prudential NASDAQ 100 Index Fund charges 0.63% a year, against 0.76% for UTI Nifty500 Shariah Index Fund. On ₹1 lakh that's ₹630 a year against ₹760, taken quietly from the NAV.
What your money would have become
The same amount, put into each fund on the same day.
Not enough shared history to chart these funds together yet.
Strengths and watch-outs
Each fund judged against its own category, and against a 5-year SBI FD at 6.05%.
AUTI Nifty500 Shariah Index Fund
- Watch out: Swings more than most funds in its category
- Watch out: Small fund (₹88 Cr), often newer or less tested
- Watch out: Less than 3 years of history, too short to judge
BICICI Prudential NASDAQ 100 Index Fund
- Strength: Ahead of its category: 17.1% a year over 5 years, against a category average of 9.7%
- Strength: In the top quarter of its category over 5 years (#1 of 49)
- Strength: Beat a 5-year SBI FD: 17.1% a year over 5 years, against 6.05%
- Watch out: Swings more than most funds in its category
All the numbers
The stronger figure in each row is marked Best. Under each return is the fund’s rank in its category and the category average.
| Measure | AUTI Nifty500 Shariah Index Fund | BICICI Prudential NASDAQ 100 Index Fund |
|---|---|---|
| ReturnsHow much the fund grew. Beyond a year, this is per year (annualised). | ||
| 1 yearLast 12 months, the most noisy figure | – | 17.1%#9 of 318 · avg 2.3% |
| 3 yearsPer year, over a full market mood swing | – | 27%#1 of 167 · avg 10.5% |
| 5 yearsPer year, the fairest single test | – | 17.1%#1 of 49 · avg 9.7% |
| RiskHow bumpy the ride was. This is what decides whether you stay invested. | ||
| Ups and downsVolatility: how far it swings in a typical year. Lower is calmer | 14.5%Bestcategory avg 12.5% | 21.9%category avg 12.5% |
| Worst fallThe biggest drop from a peak in 10 years. Lower is better | −10.3%Bestcategory avg −16% | −30%category avg −16% |
| Best 12 monthsIts strongest year | – | 62.8% |
| Worst 12 monthsIts weakest year | – | -28.2% |
| Odds of a gainShare of all 1-year holding periods that ended in profit | – | 88% |
| Cost and sizeThe fee comes out of your returns every year, whether the fund does well or not. | ||
| Expense ratioYearly fee. Lower keeps more for you | 0.76% | 0.63%Best |
| Fund sizeMoney managed (AUM). Neither better nor worse | ₹88 Cr | ₹3,738 Cr |
| Minimum SIPSmallest monthly amount | ₹500 | – |
| Lock-inTime before you can withdraw | None | None |
| What it holdsWhere the money sits. Equity is shares, debt is bonds, cash is waiting to be invested. | ||
| In cashNot yet invested | – | 0% |
| HoldingsNumber of investments | – | 103 |
“Best” is not a recommendation: a fund that returned more usually took more risk to do it.
Top 10 holdings
Marked Both where another fund here holds it too.
AUTI Nifty500 Shariah Index Fund
Holdings are not available for this fund yet.
BICICI Prudential NASDAQ 100 Index Fund
- Nvidia Corporation8.1%
- Apple Inc7.5%
- Microsoft Corp5.7%
- Amazon com4.8%
- Micron Technology Inc4.2%
- Advanced Micro Devices Inc3.6%
- Alphabet Inc3.4%
- Alphabet Inc3.2%
- Broadcom Inc3.1%
- Facebook Inc2.7%
As on 31 Jul 2026
Which one fits you?
There is no best fund, only a better fit for what you need the money to do.
AUTI Nifty500 Shariah Index Fund
Might suit you if…
- a smoother ride matters more to you than the top return
BICICI Prudential NASDAQ 100 Index Fund
Might suit you if…
- you care about keeping costs low, which adds up over decades