Two funds walk into a table. Only the numbers talk.
UTI - Large Cap Fund vs Invesco India Large Cap Fund
Pick two or three funds. We’ll tell you in plain words which grew faster, which was calmer, which costs less and what your money would have become. Figures are for the Direct plan, Growth option, where a fund has one.
- AUTI - Large Cap Fund
UTI Mutual Fund- Large Cap Fund
- Direct plan
- Very High Risk
NAV ₹307.09 on 13 Nov 2026
- BInvesco India Large Cap Fund
Invesco Mutual Fund- Large Cap Fund
- Direct plan
- Very High Risk
NAV ₹92.06 on 13 Nov 2026
The short version
Who comes out ahead on each measure, over the 10 years all of them have been around.
Grew faster
BInvesco India Large Cap Fund
Invesco India Large Cap Fund returned 15% a year over 10 years, against 12.6% for UTI - Large Cap Fund. ₹1 lakh invested 10 years ago would be about ₹4.04 Lakh today, against ₹3.28 Lakh.
Smoother ride
AUTI - Large Cap Fund
UTI - Large Cap Fund swung the least: about 12.7% a year either way, against 14.6% for Invesco India Large Cap Fund. Lower means fewer scary days.
Fell less in a crash
AUTI - Large Cap Fund
At its worst, UTI - Large Cap Fund fell 34.7% from its peak, against 36.9% for Invesco India Large Cap Fund. On ₹1 lakh, that's a dip to ₹63,149 at the bottom for Invesco India Large Cap Fund. Could you have held on?
More consistent
BInvesco India Large Cap Fund
Pick any day in the past and hold for a year: Invesco India Large Cap Fund ended up in profit 86% of the time, against 81% for UTI - Large Cap Fund.
Costs less
BInvesco India Large Cap Fund
Invesco India Large Cap Fund charges 0.92% a year, against 1.09% for UTI - Large Cap Fund. On ₹1 lakh that's ₹920 a year against ₹1,090, taken quietly from the NAV.
What your money would have become
The same amount, put into each fund on the same day.
The dashed line is the ₹10,000 you put in. Above it is profit, below it is loss.
- AUTI - Large Cap Fund₹14,290 from ₹10,000(7.4% a year)
- BInvesco India Large Cap Fund₹17,465 from ₹10,000(11.8% a year)
A one-time ₹10,000 put in 5 years ago, valued at the latest NAV. This is what happened, not what will.
Strengths and watch-outs
Each fund judged against its own category, and against a 5-year SBI FD at 6.05%.
AUTI - Large Cap Fund
- Watch out: Behind its category: 7% a year over 5 years, against a category average of 9.4%
- Watch out: In the bottom quarter of its category over 5 years (#25 of 27)
- Watch out: Fell harder than its category in the worst crash
BInvesco India Large Cap Fund
- Strength: Ahead of its category: 11.5% a year over 5 years, against a category average of 9.4%
- Strength: In the top quarter of its category over 5 years (#2 of 27)
- Strength: Beat a 5-year SBI FD: 11.5% a year over 5 years, against 6.05%
- Watch out: Fell harder than its category in the worst crash
All the numbers
The stronger figure in each row is marked Best. Under each return is the fund’s rank in its category and the category average.
| Measure | AUTI - Large Cap Fund | BInvesco India Large Cap Fund |
|---|---|---|
| ReturnsHow much the fund grew. Beyond a year, this is per year (annualised). | ||
| 1 yearLast 12 months, the most noisy figure | -0.8%#28 of 32 · avg 1.8% | 6.7%Best#2 of 32 · avg 1.8% |
| 3 yearsPer year, over a full market mood swing | 10.1%#29 of 30 · avg 12.5% | 16.4%Best#1 of 30 · avg 12.5% |
| 5 yearsPer year, the fairest single test | 7%#25 of 27 · avg 9.4% | 11.5%Best#2 of 27 · avg 9.4% |
| 10 yearsPer year, across bull and bear markets | 12.6%#16 of 22 · avg 13.2% | 15%Best#3 of 22 · avg 13.2% |
| RiskHow bumpy the ride was. This is what decides whether you stay invested. | ||
| Ups and downsVolatility: how far it swings in a typical year. Lower is calmer | 12.7%Bestcategory avg 13.6% | 14.6%category avg 13.6% |
| Worst fallThe biggest drop from a peak in 10 years. Lower is better | −34.7%Bestcategory avg −30.2% | −36.9%category avg −30.2% |
| Best 12 monthsIts strongest year | 89.1%Best | 83.8% |
| Worst 12 monthsIts weakest year | -28%Best | -29.9% |
| Odds of a gainShare of all 1-year holding periods that ended in profit | 81% | 86%Best |
| Cost and sizeThe fee comes out of your returns every year, whether the fund does well or not. | ||
| Expense ratioYearly fee. Lower keeps more for you | 1.09% | 0.92%Best |
| Fund sizeMoney managed (AUM). Neither better nor worse | ₹11,436 Cr | ₹1,925 Cr |
| Minimum SIPSmallest monthly amount | ₹100 | ₹100 |
| Lock-inTime before you can withdraw | None | None |
“Best” is not a recommendation: a fund that returned more usually took more risk to do it.
Which one fits you?
There is no best fund, only a better fit for what you need the money to do.
AUTI - Large Cap Fund
Might suit you if…
- a smoother ride matters more to you than the top return
BInvesco India Large Cap Fund
Might suit you if…
- you want the stronger long-run growth and can sit through sharper falls
- you may need the money at short notice and want better odds of being in profit
- you care about keeping costs low, which adds up over decades