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SmartFigure

Two funds walk into a table. Only the numbers talk.

The Wealth Company Multi Cap Fund vs Axis Multicap Fund

Pick two or three funds. We’ll tell you in plain words which grew faster, which was calmer, which costs less and what your money would have become. Figures are for the Direct plan, Growth option, where a fund has one.

  • The Wealth Company Multi Cap Fund
  • Axis Multicap Fund

The short version

Who comes out ahead on each measure.

  • Fell less in a crash

    AThe Wealth Company Multi Cap Fund

    At its worst, The Wealth Company Multi Cap Fund fell 7.2% from its peak, against 18.1% for Axis Multicap Fund. On ₹1 lakh, that's a dip to ₹81,917 at the bottom for Axis Multicap Fund. Could you have held on?

  • Costs less

    AThe Wealth Company Multi Cap Fund

    The Wealth Company Multi Cap Fund charges 0.47% a year, against 1.03% for Axis Multicap Fund. On ₹1 lakh that's ₹470 a year against ₹1,030, taken quietly from the NAV.

What your money would have become

The same amount, put into each fund on the same day.

Not enough shared history to chart these funds together yet.

Strengths and watch-outs

Each fund judged against its own category, and against a 5-year SBI FD at 6.05%.

AThe Wealth Company Multi Cap Fund

  • Strength: Low cost: 0.47% a year
  • Watch out: Small fund (₹138 Cr), often newer or less tested
  • Watch out: Less than 3 years of history, too short to judge

BAxis Multicap Fund

  • Strength: Ahead of its category: 20.1% a year over 3 years, against a category average of 15.3%
  • Strength: In the top quarter of its category over 3 years (#1 of 23)
  • Strength: Beat a 5-year SBI FD: 20.1% a year over 3 years, against 6.05%

All the numbers

The stronger figure in each row is marked Best. Under each return is the fund’s rank in its category and the category average.

The Wealth Company Multi Cap Fund compared with Axis Multicap Fund
MeasureAThe Wealth Company Multi Cap FundBAxis Multicap Fund
ReturnsHow much the fund grew. Beyond a year, this is per year (annualised).
1 yearLast 12 months, the most noisy figure–12.7%#5 of 31 · avg 6.6%
3 yearsPer year, over a full market mood swing–20.1%#1 of 23 · avg 15.3%
RiskHow bumpy the ride was. This is what decides whether you stay invested.
Ups and downsVolatility: how far it swings in a typical year. Lower is calmer–15%category avg 14.9%
Worst fallThe biggest drop from a peak in 10 years. Lower is better−7.2%Bestcategory avg −22.3%−18.1%category avg −22.3%
Best 12 monthsIts strongest year–60%
Worst 12 monthsIts weakest year–-4.2%
Odds of a gainShare of all 1-year holding periods that ended in profit–93%
Cost and sizeThe fee comes out of your returns every year, whether the fund does well or not.
Expense ratioYearly fee. Lower keeps more for you0.47%Best1.03%
Fund sizeMoney managed (AUM). Neither better nor worse₹138 Cr₹11,972 Cr
Minimum SIPSmallest monthly amount₹250₹100Best
Lock-inTime before you can withdrawNoneNone

“Best” is not a recommendation: a fund that returned more usually took more risk to do it.

Which one fits you?

There is no best fund, only a better fit for what you need the money to do.

AThe Wealth Company Multi Cap Fund

Might suit you if…

  • a smoother ride matters more to you than the top return
  • you care about keeping costs low, which adds up over decades

BAxis Multicap Fund

Might suit you if…

  • you prefer its fund house or approach. On these numbers it is not the stand-out on any one measure