Two funds walk into a table. Only the numbers talk.
Tata Large Cap Fund vs Invesco India Large Cap Fund
Pick two or three funds. We’ll tell you in plain words which grew faster, which was calmer, which costs less and what your money would have become. Figures are for the Direct plan, Growth option, where a fund has one.
- ATata Large Cap Fund
Tata Mutual Fund- Large Cap Fund
- Direct plan
- Very High Risk
NAV ₹610.07 on 13 Nov 2026
- BInvesco India Large Cap Fund
Invesco Mutual Fund- Large Cap Fund
- Direct plan
- Very High Risk
NAV ₹92.06 on 13 Nov 2026
The short version
Who comes out ahead on each measure, over the 10 years all of them have been around.
Grew faster
BInvesco India Large Cap Fund
Invesco India Large Cap Fund returned 15% a year over 10 years, against 13.1% for Tata Large Cap Fund. ₹1 lakh invested 10 years ago would be about ₹4.04 Lakh today, against ₹3.43 Lakh.
More consistent
BInvesco India Large Cap Fund
Pick any day in the past and hold for a year: Invesco India Large Cap Fund ended up in profit 86% of the time, against 82% for Tata Large Cap Fund.
Costs less
BInvesco India Large Cap Fund
Invesco India Large Cap Fund charges 0.92% a year, against 1.26% for Tata Large Cap Fund. On ₹1 lakh that's ₹920 a year against ₹1,260, taken quietly from the NAV.
What your money would have become
The same amount, put into each fund on the same day.
The dashed line is the ₹10,000 you put in. Above it is profit, below it is loss.
- ATata Large Cap Fund₹16,286 from ₹10,000(10.3% a year)
- BInvesco India Large Cap Fund₹17,465 from ₹10,000(11.8% a year)
A one-time ₹10,000 put in 5 years ago, valued at the latest NAV. This is what happened, not what will.
Strengths and watch-outs
Each fund judged against its own category, and against a 5-year SBI FD at 6.05%.
ATata Large Cap Fund
- Strength: Beat a 5-year SBI FD: 9.7% a year over 5 years, against 6.05%
- Watch out: Fell harder than its category in the worst crash
BInvesco India Large Cap Fund
- Strength: Ahead of its category: 11.5% a year over 5 years, against a category average of 9.4%
- Strength: In the top quarter of its category over 5 years (#2 of 27)
- Strength: Beat a 5-year SBI FD: 11.5% a year over 5 years, against 6.05%
- Watch out: Fell harder than its category in the worst crash
All the numbers
The stronger figure in each row is marked Best. Under each return is the fund’s rank in its category and the category average.
| Measure | ATata Large Cap Fund | BInvesco India Large Cap Fund |
|---|---|---|
| ReturnsHow much the fund grew. Beyond a year, this is per year (annualised). | ||
| 1 yearLast 12 months, the most noisy figure | 1.9%#16 of 32 · avg 1.8% | 6.7%Best#2 of 32 · avg 1.8% |
| 3 yearsPer year, over a full market mood swing | 12.7%#11 of 30 · avg 12.5% | 16.4%Best#1 of 30 · avg 12.5% |
| 5 yearsPer year, the fairest single test | 9.7%#10 of 27 · avg 9.4% | 11.5%Best#2 of 27 · avg 9.4% |
| 10 yearsPer year, across bull and bear markets | 13.1%#10 of 22 · avg 13.2% | 15%Best#3 of 22 · avg 13.2% |
| RiskHow bumpy the ride was. This is what decides whether you stay invested. | ||
| Ups and downsVolatility: how far it swings in a typical year. Lower is calmer | 14.1%Bestcategory avg 13.6% | 14.6%category avg 13.6% |
| Worst fallThe biggest drop from a peak in 10 years. Lower is better | −37.6%category avg −30.2% | −36.9%Bestcategory avg −30.2% |
| Best 12 monthsIts strongest year | 90.3%Best | 83.8% |
| Worst 12 monthsIts weakest year | -32% | -29.9%Best |
| Odds of a gainShare of all 1-year holding periods that ended in profit | 82% | 86%Best |
| Cost and sizeThe fee comes out of your returns every year, whether the fund does well or not. | ||
| Expense ratioYearly fee. Lower keeps more for you | 1.26% | 0.92%Best |
| Fund sizeMoney managed (AUM). Neither better nor worse | ₹2,553 Cr | ₹1,925 Cr |
| Minimum SIPSmallest monthly amount | ₹100 | ₹100 |
| Lock-inTime before you can withdraw | None | None |
“Best” is not a recommendation: a fund that returned more usually took more risk to do it.
Which one fits you?
There is no best fund, only a better fit for what you need the money to do.
ATata Large Cap Fund
Might suit you if…
- you prefer its fund house or approach. On these numbers it is not the stand-out on any one measure
BInvesco India Large Cap Fund
Might suit you if…
- you want the stronger long-run growth and can sit through sharper falls
- you may need the money at short notice and want better odds of being in profit
- you care about keeping costs low, which adds up over decades