SBI Overnight Fund vs Bank of India Overnight Fund
Put two or three funds side by side — returns, risk, what they cost and what they actually hold. Figures are for the Direct plan, Growth option, where a fund has one.
| Fund |  SBI Overnight FundOvernight Fund · Direct planNAV ₹4,485.15 |  Bank of India Overnight FundOvernight Fund · Direct planNAV ₹1,403.57 |
|---|---|---|
| Returns | ||
| 1 year | 5.2% | 5.5% (best of these funds) |
| 3 yearsa year | 6% | 6.2% (best of these funds) |
| 5 yearsa year | 5.7% | 5.8% (best of these funds) |
| 10 yearsa year | 5.4% | – |
| Risk | ||
| Volatilitya year | 0% (best of these funds) | 0.1% |
| Best year | 6.8% | 6.9% (best of these funds) |
| Worst year | 3% | 3.2% (best of these funds) |
| Years in gain | 100% | 100% |
| Cost and size | ||
| Expense ratio | 0.09% | 0.08% (best of these funds) |
| Fund size | ₹23,407 Cr | ₹109 Cr |
| Minimum SIP | ₹2,000 | – |
| Lock-in | None | None |
| Portfolio | ||
| In debt | 18% | – |
| In cash | 82% | – |
| Holdings | 10 | – |
Returns beyond a year are annualised. The stronger figure in each row is marked, which is not a recommendation: a fund that returned more usually took more risk to do it.
Biggest holdings
SBI Overnight Fund
- Canara Bank7.4%
- Bank of Baroda5.7%
- 182 DAY T-BILL 10.09.261.1%
- 182 DAY T-BILL 18.09.260.9%
- Kotak Mahindra Prime Ltd0.8%
As on 31 Aug 2026
Bank of India Overnight Fund
Holdings are not available for this fund yet.
Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.