SBI Gilt Fund vs Bandhan Gilt Fund
Put two or three funds side by side — returns, risk, what they cost and what they actually hold. Figures are for the Direct plan, Growth option, where a fund has one.
| Fund |  SBI Gilt FundGilt Fund · Direct planNAV ₹72.73 |  Bandhan Gilt FundGilt Fund · Direct planNAV ₹40.82 |
|---|---|---|
| Returns | ||
| 1 year | 4.1% | 7.7% (best of these funds) |
| 3 yearsa year | 6.6% | 7.9% (best of these funds) |
| 5 yearsa year | 6.2% | 6.4% (best of these funds) |
| 10 yearsa year | 7.5% | 7.8% (best of these funds) |
| Risk | ||
| Volatilitya year | 2.6% (best of these funds) | 3.6% |
| Worst fall | −3.5% (best of these funds) | −4.3% |
| Best year | 19% | 19.8% (best of these funds) |
| Worst year | -1% (best of these funds) | -1.4% |
| Years in gain | 98% (best of these funds) | 97% |
| Cost and size | ||
| Expense ratio | 0.5% (best of these funds) | 0.56% |
| Fund size | ₹8,215 Cr | ₹1,883 Cr |
| Minimum SIP | ₹500 | ₹100 (best of these funds) |
| Lock-in | None | None |
| Portfolio | ||
| In debt | 82.3% | – |
| In cash | 17.7% | – |
| Holdings | 15 | – |
Returns beyond a year are annualised. The stronger figure in each row is marked, which is not a recommendation: a fund that returned more usually took more risk to do it.
Biggest holdings
SBI Gilt Fund
- 7.71% CGL 206623.2%
- 91 DAY T-BILL 05.11.2612.1%
- 91 DAY T-BILL 12.11.2611.8%
- 7.55% State Government of Maharashtra 20348.6%
- 7.28% State Government of Andhra Pradesh 20326.6%
As on 31 Aug 2026
Bandhan Gilt Fund
Holdings are not available for this fund yet.
Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.