Two funds walk into a table. Only the numbers talk.
SBI Dividend Yield Fund vs LIC MF Dividend Yield Fund
Pick two or three funds. We’ll tell you in plain words which grew faster, which was calmer, which costs less and what your money would have become. Figures are for the Direct plan, Growth option, where a fund has one.
- ASBI Dividend Yield Fund
SBI Mutual Fund- Dividend Yield Fund
- Direct plan
- Very High Risk
NAV ₹16.4 on 13 Nov 2026
- BLIC MF Dividend Yield Fund
LIC Mutual Fund- Dividend Yield Fund
- Direct plan
- Very High Risk
NAV ₹36.41 on 13 Nov 2026
The short version
Who comes out ahead on each measure, over the 3 years all of them have been around.
Grew faster
BLIC MF Dividend Yield Fund
LIC MF Dividend Yield Fund returned 19.4% a year over 3 years, against 12.3% for SBI Dividend Yield Fund. ₹1 lakh invested 3 years ago would be about ₹1.7 Lakh today, against ₹1.42 Lakh.
Smoother ride
ASBI Dividend Yield Fund
SBI Dividend Yield Fund swung the least: about 12.5% a year either way, against 16.1% for LIC MF Dividend Yield Fund. Lower means fewer scary days.
Fell less in a crash
ASBI Dividend Yield Fund
At its worst, SBI Dividend Yield Fund fell 17.8% from its peak, against 20.4% for LIC MF Dividend Yield Fund. On ₹1 lakh, that's a dip to ₹79,557 at the bottom for LIC MF Dividend Yield Fund. Could you have held on?
More consistent
BLIC MF Dividend Yield Fund
Pick any day in the past and hold for a year: LIC MF Dividend Yield Fund ended up in profit 86% of the time, against 82% for SBI Dividend Yield Fund.
Costs less
BLIC MF Dividend Yield Fund
LIC MF Dividend Yield Fund charges 0.96% a year, against 1.12% for SBI Dividend Yield Fund. On ₹1 lakh that's ₹960 a year against ₹1,120, taken quietly from the NAV.
What your money would have become
The same amount, put into each fund on the same day.
The dashed line is the ₹10,000 you put in. Above it is profit, below it is loss.
- ASBI Dividend Yield Fund₹13,869 from ₹10,000(11.6% a year)
- BLIC MF Dividend Yield Fund₹16,651 from ₹10,000(18.6% a year)
A one-time ₹10,000 put in 3 years ago, valued at the latest NAV. This is what happened, not what will.
Strengths and watch-outs
Each fund judged against its own category, and against a 5-year SBI FD at 6.05%.
ASBI Dividend Yield Fund
- Strength: Beat a 5-year SBI FD: 12.3% a year over 3 years, against 6.05%
- Strength: Swings less than most funds in its category
- Watch out: Behind its category: 12.3% a year over 3 years, against a category average of 13.3%
BLIC MF Dividend Yield Fund
- Strength: Ahead of its category: 19.4% a year over 3 years, against a category average of 13.3%
- Strength: In the top quarter of its category over 3 years (#1 of 9)
- Strength: Beat a 5-year SBI FD: 19.4% a year over 3 years, against 6.05%
- Watch out: Swings more than most funds in its category
All the numbers
The stronger figure in each row is marked Best. Under each return is the fund’s rank in its category and the category average.
| Measure | ASBI Dividend Yield Fund | BLIC MF Dividend Yield Fund |
|---|---|---|
| ReturnsHow much the fund grew. Beyond a year, this is per year (annualised). | ||
| 1 yearLast 12 months, the most noisy figure | 2.8%#3 of 10 · avg 1% | 6.7%Best#2 of 10 · avg 1% |
| 3 yearsPer year, over a full market mood swing | 12.3%#5 of 9 · avg 13.3% | 19.4%Best#1 of 9 · avg 13.3% |
| RiskHow bumpy the ride was. This is what decides whether you stay invested. | ||
| Ups and downsVolatility: how far it swings in a typical year. Lower is calmer | 12.5%Bestcategory avg 13.9% | 16.1%category avg 13.9% |
| Worst fallThe biggest drop from a peak in 10 years. Lower is better | −17.8%Bestcategory avg −24.1% | −20.4%category avg −24.1% |
| Best 12 monthsIts strongest year | 43.3% | 65.4%Best |
| Worst 12 monthsIts weakest year | -7.5% | -6.3%Best |
| Odds of a gainShare of all 1-year holding periods that ended in profit | 82% | 86%Best |
| Cost and sizeThe fee comes out of your returns every year, whether the fund does well or not. | ||
| Expense ratioYearly fee. Lower keeps more for you | 1.12% | 0.96%Best |
| Fund sizeMoney managed (AUM). Neither better nor worse | ₹8,059 Cr | ₹738 Cr |
| Minimum SIPSmallest monthly amount | ₹500 | ₹200Best |
| Lock-inTime before you can withdraw | None | None |
| What it holdsWhere the money sits. Equity is shares, debt is bonds, cash is waiting to be invested. | ||
| In sharesEquity | 87.1% | – |
| In bondsDebt | 0.1% | – |
| In cashNot yet invested | 5% | – |
| HoldingsNumber of investments | 57 | – |
“Best” is not a recommendation: a fund that returned more usually took more risk to do it.
Top 10 holdings
Marked Both where another fund here holds it too.
ASBI Dividend Yield Fund
- ICICI Bank Ltd5.2%
- Kotak Mahindra Bank Ltd3.9%
- Larsen & Toubro Ltd3.7%
- Acme Solar Holdings Ltd3.5%
- Life Insurance Corporation of India3.4%
- Interglobe Aviation Ltd2.6%
- Embassy Office Parks Reit2.6%
- Tech Mahindra Ltd2.5%
- Nexus Select Trust2.5%
- Corona Remedies Ltd2.4%
As on 31 Oct 2026
BLIC MF Dividend Yield Fund
Holdings are not available for this fund yet.
Which one fits you?
There is no best fund, only a better fit for what you need the money to do.
ASBI Dividend Yield Fund
Might suit you if…
- a smoother ride matters more to you than the top return
BLIC MF Dividend Yield Fund
Might suit you if…
- you want the stronger long-run growth and can sit through sharper falls
- you may need the money at short notice and want better odds of being in profit
- you care about keeping costs low, which adds up over decades