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Two funds walk into a table. Only the numbers talk.

Quantum Small Cap Fund vs BANDHAN Small Cap Fund

Pick two or three funds. We’ll tell you in plain words which grew faster, which was calmer, which costs less and what your money would have become. Figures are for the Direct plan, Growth option, where a fund has one.

  • Quantum Small Cap Fund
  • BANDHAN Small Cap Fund

The short version

Who comes out ahead on each measure, over the 3 years all of them have been around.

  • Grew faster

    BBANDHAN Small Cap Fund

    BANDHAN Small Cap Fund returned 22.4% a year over 3 years, against 11% for Quantum Small Cap Fund. ₹1 lakh invested 3 years ago would be about ₹1.83 Lakh today, against ₹1.37 Lakh.

  • Smoother ride

    AQuantum Small Cap Fund

    Quantum Small Cap Fund swung the least: about 14.5% a year either way, against 17.5% for BANDHAN Small Cap Fund. Lower means fewer scary days.

  • Fell less in a crash

    AQuantum Small Cap Fund

    At its worst, Quantum Small Cap Fund fell 18.2% from its peak, against 24.3% for BANDHAN Small Cap Fund. On ₹1 lakh, that's a dip to ₹75,664 at the bottom for BANDHAN Small Cap Fund. Could you have held on?

  • More consistent

    AQuantum Small Cap Fund

    Pick any day in the past and hold for a year: Quantum Small Cap Fund ended up in profit 95% of the time, against 84% for BANDHAN Small Cap Fund.

  • Costs less

    BBANDHAN Small Cap Fund

    BANDHAN Small Cap Fund charges 0.61% a year, against 0.7% for Quantum Small Cap Fund. On ₹1 lakh that's ₹610 a year against ₹700, taken quietly from the NAV.

What your money would have become

The same amount, put into each fund on the same day.

₹10k₹18kNov 2023Nov 2026

The dashed line is the ₹10,000 you put in. Above it is profit, below it is loss.

  • AQuantum Small Cap Fund₹13,700 from ₹10,000(11.1% a year)
  • BBANDHAN Small Cap Fund₹18,087 from ₹10,000(21.9% a year)

A one-time ₹10,000 put in 3 years ago, valued at the latest NAV. This is what happened, not what will.

Strengths and watch-outs

Each fund judged against its own category, and against a 5-year SBI FD at 6.05%.

AQuantum Small Cap Fund

  • Strength: Beat a 5-year SBI FD: 11% a year over 3 years, against 6.05%
  • Strength: Swings less than most funds in its category
  • Watch out: Behind its category: 11% a year over 3 years, against a category average of 14.4%
  • Watch out: In the bottom quarter of its category over 3 years (#20 of 25)
  • Watch out: Small fund (₹262 Cr), often newer or less tested

BBANDHAN Small Cap Fund

  • Strength: Ahead of its category: 19.3% a year over 5 years, against a category average of 14.5%
  • Strength: In the top quarter of its category over 5 years (#2 of 21)
  • Strength: Beat a 5-year SBI FD: 19.3% a year over 5 years, against 6.05%

All the numbers

The stronger figure in each row is marked Best. Under each return is the fund’s rank in its category and the category average.

Quantum Small Cap Fund compared with BANDHAN Small Cap Fund
MeasureAQuantum Small Cap FundBBANDHAN Small Cap Fund
ReturnsHow much the fund grew. Beyond a year, this is per year (annualised).
1 yearLast 12 months, the most noisy figure5.2%#23 of 30 · avg 11%9.3%Best#16 of 30 · avg 11%
3 yearsPer year, over a full market mood swing11%#20 of 25 · avg 14.4%22.4%Best#1 of 25 · avg 14.4%
5 yearsPer year, the fairest single test–19.3%#2 of 21 · avg 14.5%
RiskHow bumpy the ride was. This is what decides whether you stay invested.
Ups and downsVolatility: how far it swings in a typical year. Lower is calmer14.5%Bestcategory avg 17.1%17.5%category avg 17.1%
Worst fallThe biggest drop from a peak in 10 years. Lower is better−18.2%Bestcategory avg −31.2%−24.3%category avg −31.2%
Best 12 monthsIts strongest year25.9%114.9%Best
Worst 12 monthsIts weakest year-1.9%Best-9.9%
Odds of a gainShare of all 1-year holding periods that ended in profit95%Best84%
Cost and sizeThe fee comes out of your returns every year, whether the fund does well or not.
Expense ratioYearly fee. Lower keeps more for you0.7%0.61%Best
Fund sizeMoney managed (AUM). Neither better nor worse₹262 Cr₹35,856 Cr
Minimum SIPSmallest monthly amount₹500₹100Best
Lock-inTime before you can withdrawNoneNone

“Best” is not a recommendation: a fund that returned more usually took more risk to do it.

Which one fits you?

There is no best fund, only a better fit for what you need the money to do.

AQuantum Small Cap Fund

Might suit you if…

  • a smoother ride matters more to you than the top return
  • you may need the money at short notice and want better odds of being in profit

BBANDHAN Small Cap Fund

Might suit you if…

  • you want the stronger long-run growth and can sit through sharper falls
  • you care about keeping costs low, which adds up over decades