Two funds walk into a table. Only the numbers talk.
PGIM India Small Cap Fund vs BANDHAN Small Cap Fund
Pick two or three funds. We’ll tell you in plain words which grew faster, which was calmer, which costs less and what your money would have become. Figures are for the Direct plan, Growth option, where a fund has one.
- APGIM India Small Cap Fund
PGIM India Mutual Fund- Small Cap Fund
- Direct plan
- Very High Risk
NAV ₹20.26 on 13 Nov 2026
- BBANDHAN Small Cap Fund
Bandhan Mutual Fund- Small Cap Fund
- Direct plan
- Very High Risk
NAV ₹57.08 on 13 Nov 2026
The short version
Who comes out ahead on each measure, over the 5 years all of them have been around.
Grew faster
BBANDHAN Small Cap Fund
BANDHAN Small Cap Fund returned 19.3% a year over 5 years, against 12% for PGIM India Small Cap Fund. ₹1 lakh invested 5 years ago would be about ₹2.41 Lakh today, against ₹1.76 Lakh.
Smoother ride
APGIM India Small Cap Fund
PGIM India Small Cap Fund swung the least: about 15.8% a year either way, against 17.5% for BANDHAN Small Cap Fund. Lower means fewer scary days.
More consistent
APGIM India Small Cap Fund
Pick any day in the past and hold for a year: PGIM India Small Cap Fund ended up in profit 89% of the time, against 84% for BANDHAN Small Cap Fund.
Costs less
BBANDHAN Small Cap Fund
BANDHAN Small Cap Fund charges 0.61% a year, against 0.94% for PGIM India Small Cap Fund. On ₹1 lakh that's ₹610 a year against ₹940, taken quietly from the NAV.
What your money would have become
The same amount, put into each fund on the same day.
The dashed line is the ₹10,000 you put in. Above it is profit, below it is loss.
- APGIM India Small Cap Fund₹17,898 from ₹10,000(12.4% a year)
- BBANDHAN Small Cap Fund₹24,559 from ₹10,000(19.7% a year)
A one-time ₹10,000 put in 5 years ago, valued at the latest NAV. This is what happened, not what will.
Strengths and watch-outs
Each fund judged against its own category, and against a 5-year SBI FD at 6.05%.
APGIM India Small Cap Fund
- Strength: Beat a 5-year SBI FD: 12% a year over 5 years, against 6.05%
- Watch out: Behind its category: 12% a year over 5 years, against a category average of 14.5%
- Watch out: In the bottom quarter of its category over 5 years (#18 of 21)
BBANDHAN Small Cap Fund
- Strength: Ahead of its category: 19.3% a year over 5 years, against a category average of 14.5%
- Strength: In the top quarter of its category over 5 years (#2 of 21)
- Strength: Beat a 5-year SBI FD: 19.3% a year over 5 years, against 6.05%
All the numbers
The stronger figure in each row is marked Best. Under each return is the fund’s rank in its category and the category average.
| Measure | APGIM India Small Cap Fund | BBANDHAN Small Cap Fund |
|---|---|---|
| ReturnsHow much the fund grew. Beyond a year, this is per year (annualised). | ||
| 1 yearLast 12 months, the most noisy figure | 14.6%Best#10 of 30 · avg 11% | 9.3%#16 of 30 · avg 11% |
| 3 yearsPer year, over a full market mood swing | 15.4%#10 of 25 · avg 14.4% | 22.4%Best#1 of 25 · avg 14.4% |
| 5 yearsPer year, the fairest single test | 12%#18 of 21 · avg 14.5% | 19.3%Best#2 of 21 · avg 14.5% |
| RiskHow bumpy the ride was. This is what decides whether you stay invested. | ||
| Ups and downsVolatility: how far it swings in a typical year. Lower is calmer | 15.8%Bestcategory avg 17.1% | 17.5%category avg 17.1% |
| Worst fallThe biggest drop from a peak in 10 years. Lower is better | −24.6%category avg −31.2% | −24.3%Bestcategory avg −31.2% |
| Best 12 monthsIts strongest year | 42.7% | 114.9%Best |
| Worst 12 monthsIts weakest year | -9.2%Best | -9.9% |
| Odds of a gainShare of all 1-year holding periods that ended in profit | 89%Best | 84% |
| Cost and sizeThe fee comes out of your returns every year, whether the fund does well or not. | ||
| Expense ratioYearly fee. Lower keeps more for you | 0.94% | 0.61%Best |
| Fund sizeMoney managed (AUM). Neither better nor worse | ₹1,739 Cr | ₹35,856 Cr |
| Minimum SIPSmallest monthly amount | ₹1,000 | ₹100Best |
| Lock-inTime before you can withdraw | None | None |
“Best” is not a recommendation: a fund that returned more usually took more risk to do it.
Which one fits you?
There is no best fund, only a better fit for what you need the money to do.
APGIM India Small Cap Fund
Might suit you if…
- a smoother ride matters more to you than the top return
- you may need the money at short notice and want better odds of being in profit
BBANDHAN Small Cap Fund
Might suit you if…
- you want the stronger long-run growth and can sit through sharper falls
- you care about keeping costs low, which adds up over decades