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Two funds walk into a table. Only the numbers talk.

Old Bridge Flexi Cap Fund vs ITI Flexi Cap Fund

Pick two or three funds. We’ll tell you in plain words which grew faster, which was calmer, which costs less and what your money would have become. Figures are for the Direct plan, Growth option, where a fund has one.

  • Old Bridge Flexi Cap Fund
  • ITI Flexi Cap Fund

The short version

Who comes out ahead on each measure.

  • Smoother ride

    AOld Bridge Flexi Cap Fund

    Old Bridge Flexi Cap Fund swung the least: about 12.8% a year either way, against 16.5% for ITI Flexi Cap Fund. Lower means fewer scary days.

  • Fell less in a crash

    AOld Bridge Flexi Cap Fund

    At its worst, Old Bridge Flexi Cap Fund fell 11.5% from its peak, against 21.4% for ITI Flexi Cap Fund. On ₹1 lakh, that's a dip to ₹78,557 at the bottom for ITI Flexi Cap Fund. Could you have held on?

  • Costs less

    BITI Flexi Cap Fund

    ITI Flexi Cap Fund charges 0.91% a year, against 1.63% for Old Bridge Flexi Cap Fund. On ₹1 lakh that's ₹910 a year against ₹1,630, taken quietly from the NAV.

What your money would have become

The same amount, put into each fund on the same day.

Not enough shared history to chart these funds together yet.

Strengths and watch-outs

Each fund judged against its own category, and against a 5-year SBI FD at 6.05%.

AOld Bridge Flexi Cap Fund

  • Strength: Swings less than most funds in its category
  • Watch out: High cost: 1.63% a year
  • Watch out: Small fund (₹451 Cr), often newer or less tested
  • Watch out: Less than 3 years of history, too short to judge

BITI Flexi Cap Fund

  • Strength: Ahead of its category: 19.8% a year over 3 years, against a category average of 14.1%
  • Strength: In the top quarter of its category over 3 years (#1 of 36)
  • Strength: Beat a 5-year SBI FD: 19.8% a year over 3 years, against 6.05%
  • Watch out: Swings more than most funds in its category

All the numbers

The stronger figure in each row is marked Best. Under each return is the fund’s rank in its category and the category average.

Old Bridge Flexi Cap Fund compared with ITI Flexi Cap Fund
MeasureAOld Bridge Flexi Cap FundBITI Flexi Cap Fund
ReturnsHow much the fund grew. Beyond a year, this is per year (annualised).
1 yearLast 12 months, the most noisy figure–15.9%#1 of 42 · avg 4.6%
3 yearsPer year, over a full market mood swing–19.8%#1 of 36 · avg 14.1%
RiskHow bumpy the ride was. This is what decides whether you stay invested.
Ups and downsVolatility: how far it swings in a typical year. Lower is calmer12.8%Bestcategory avg 14.5%16.5%category avg 14.5%
Worst fallThe biggest drop from a peak in 10 years. Lower is better−11.5%Bestcategory avg −26.3%−21.4%category avg −26.3%
Best 12 monthsIts strongest year–59.2%
Worst 12 monthsIts weakest year–-6.1%
Odds of a gainShare of all 1-year holding periods that ended in profit–92%
Cost and sizeThe fee comes out of your returns every year, whether the fund does well or not.
Expense ratioYearly fee. Lower keeps more for you1.63%0.91%Best
Fund sizeMoney managed (AUM). Neither better nor worse₹451 Cr₹1,588 Cr
Minimum SIPSmallest monthly amount₹1,000₹500Best
Lock-inTime before you can withdrawNoneNone

“Best” is not a recommendation: a fund that returned more usually took more risk to do it.

Which one fits you?

There is no best fund, only a better fit for what you need the money to do.

AOld Bridge Flexi Cap Fund

Might suit you if…

  • a smoother ride matters more to you than the top return

BITI Flexi Cap Fund

Might suit you if…

  • you care about keeping costs low, which adds up over decades