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Two funds walk into a table. Only the numbers talk.

Nippon India Liquid Fund vs Edelweiss Liquid Fund

Pick two or three funds. We’ll tell you in plain words which grew faster, which was calmer, which costs less and what your money would have become. Figures are for the Direct plan, Growth option, where a fund has one.

  • Nippon India Liquid Fund
  • Edelweiss Liquid Fund

The short version

Who comes out ahead on each measure, over the 5 years all of them have been around.

  • Grew faster

    BEdelweiss Liquid Fund

    Edelweiss Liquid Fund returned 6.5% a year over 5 years, against 6.5% for Nippon India Liquid Fund. ₹1 lakh invested 5 years ago would be about ₹1.37 Lakh today, against ₹1.37 Lakh.

  • Costs less

    BEdelweiss Liquid Fund

    Edelweiss Liquid Fund charges 0.1% a year, against 0.2% for Nippon India Liquid Fund. On ₹1 lakh that's ₹100 a year against ₹200, taken quietly from the NAV.

What your money would have become

The same amount, put into each fund on the same day.

₹10k₹13.5kNov 2021Nov 2026

The dashed line is the ₹10,000 you put in. Above it is profit, below it is loss.

  • ANippon India Liquid Fund₹13,682 from ₹10,000(6.5% a year)
  • BEdelweiss Liquid Fund₹13,689 from ₹10,000(6.5% a year)

A one-time ₹10,000 put in 5 years ago, valued at the latest NAV. This is what happened, not what will.

Strengths and watch-outs

Each fund judged against its own category, and against a 5-year SBI FD at 6.05%.

ANippon India Liquid Fund

  • Strength: Low cost: 0.2% a year

BEdelweiss Liquid Fund

  • Strength: In the top quarter of its category over 5 years (#4 of 31)
  • Strength: Fell less than its category in the worst crash
  • Strength: Low cost: 0.1% a year

All the numbers

The stronger figure in each row is marked Best. Under each return is the fund’s rank in its category and the category average.

Nippon India Liquid Fund compared with Edelweiss Liquid Fund
MeasureANippon India Liquid FundBEdelweiss Liquid Fund
ReturnsHow much the fund grew. Beyond a year, this is per year (annualised).
1 yearLast 12 months, the most noisy figure6.6%Best#7 of 37 · avg 6.5%6.6%#8 of 37 · avg 6.5%
3 yearsPer year, over a full market mood swing6.9%#8 of 33 · avg 6.9%7%Best#1 of 33 · avg 6.9%
5 yearsPer year, the fairest single test6.5%#8 of 31 · avg 6.4%6.5%Best#4 of 31 · avg 6.4%
10 yearsPer year, across bull and bear markets6.2%#6 of 26 · avg 6.1%–
RiskHow bumpy the ride was. This is what decides whether you stay invested.
Ups and downsVolatility: how far it swings in a typical year. Lower is calmer0.1%category avg 0.1%0.1%Bestcategory avg 0.1%
Worst fallThe biggest drop from a peak in 10 years. Lower is better−0.2%category avg −0.2%−0.2%Bestcategory avg −0.2%
Best 12 monthsIts strongest year7.7%Best7.7%
Worst 12 monthsIts weakest year3.3%3.4%Best
Odds of a gainShare of all 1-year holding periods that ended in profit100%100%
Cost and sizeThe fee comes out of your returns every year, whether the fund does well or not.
Expense ratioYearly fee. Lower keeps more for you0.2%0.1%Best
Fund sizeMoney managed (AUM). Neither better nor worse₹40,490 Cr₹11,741 Cr
Minimum SIPSmallest monthly amount₹100Best₹1,000
Lock-inTime before you can withdrawNoneNone

“Best” is not a recommendation: a fund that returned more usually took more risk to do it.

Which one fits you?

There is no best fund, only a better fit for what you need the money to do.

ANippon India Liquid Fund

Might suit you if…

  • you prefer its fund house or approach. On these numbers it is not the stand-out on any one measure

BEdelweiss Liquid Fund

Might suit you if…

  • you want the stronger long-run growth and can sit through sharper falls
  • you care about keeping costs low, which adds up over decades