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SmartFigure

Two funds walk into a table. Only the numbers talk.

Kotak Services Fund vs Nippon India Taiwan Equity Fund

Pick two or three funds. We’ll tell you in plain words which grew faster, which was calmer, which costs less and what your money would have become. Figures are for the Direct plan, Growth option, where a fund has one.

  • Kotak Services Fund
  • Nippon India Taiwan Equity Fund

The short version

Who comes out ahead on each measure.

  • Smoother ride

    AKotak Services Fund

    Kotak Services Fund swung the least: about 13.1% a year either way, against 38.1% for Nippon India Taiwan Equity Fund. Lower means fewer scary days.

  • Fell less in a crash

    AKotak Services Fund

    At its worst, Kotak Services Fund fell 7.1% from its peak, against 44.8% for Nippon India Taiwan Equity Fund. On ₹1 lakh, that's a dip to ₹55,225 at the bottom for Nippon India Taiwan Equity Fund. Could you have held on?

  • Costs less

    BNippon India Taiwan Equity Fund

    Nippon India Taiwan Equity Fund charges 1.06% a year, against 1.26% for Kotak Services Fund. On ₹1 lakh that's ₹1,060 a year against ₹1,260, taken quietly from the NAV.

What your money would have become

The same amount, put into each fund on the same day.

Not enough shared history to chart these funds together yet.

Strengths and watch-outs

Each fund judged against its own category, and against a 5-year SBI FD at 6.05%.

AKotak Services Fund

  • Strength: Swings less than most funds in its category
  • Watch out: Less than 3 years of history, too short to judge

BNippon India Taiwan Equity Fund

  • Strength: Ahead of its category: 46.5% a year over 3 years, against a category average of 15%
  • Strength: In the top quarter of its category over 3 years (#1 of 139)
  • Strength: Beat a 5-year SBI FD: 46.5% a year over 3 years, against 6.05%
  • Watch out: Swings more than most funds in its category

All the numbers

The stronger figure in each row is marked Best. Under each return is the fund’s rank in its category and the category average.

Kotak Services Fund compared with Nippon India Taiwan Equity Fund
MeasureAKotak Services FundBNippon India Taiwan Equity Fund
ReturnsHow much the fund grew. Beyond a year, this is per year (annualised).
1 yearLast 12 months, the most noisy figure–60.6%#1 of 226 · avg 6.1%
3 yearsPer year, over a full market mood swing–46.5%#1 of 139 · avg 15%
RiskHow bumpy the ride was. This is what decides whether you stay invested.
Ups and downsVolatility: how far it swings in a typical year. Lower is calmer13.1%Bestcategory avg 15.8%38.1%category avg 15.8%
Worst fallThe biggest drop from a peak in 10 years. Lower is better−7.1%Bestcategory avg −25.5%−44.8%category avg −25.5%
Best 12 monthsIts strongest year–279.5%
Worst 12 monthsIts weakest year–-33.6%
Odds of a gainShare of all 1-year holding periods that ended in profit–86%
Cost and sizeThe fee comes out of your returns every year, whether the fund does well or not.
Expense ratioYearly fee. Lower keeps more for you1.26%1.06%Best
Fund sizeMoney managed (AUM). Neither better nor worse₹711 Cr₹1,147 Cr
Minimum SIPSmallest monthly amount₹500–
Lock-inTime before you can withdrawNoneNone

“Best” is not a recommendation: a fund that returned more usually took more risk to do it.

Which one fits you?

There is no best fund, only a better fit for what you need the money to do.

AKotak Services Fund

Might suit you if…

  • a smoother ride matters more to you than the top return

BNippon India Taiwan Equity Fund

Might suit you if…

  • you care about keeping costs low, which adds up over decades