Two funds walk into a table. Only the numbers talk.
Kotak Dividend Yield Fund vs LIC MF Dividend Yield Fund
Pick two or three funds. We’ll tell you in plain words which grew faster, which was calmer, which costs less and what your money would have become. Figures are for the Direct plan, Growth option, where a fund has one.
- AKotak Dividend Yield Fund
Kotak Mahindra Mutual Fund- Dividend Yield Fund
- Direct plan
- Very High Risk
NAV ₹9.89 on 13 Nov 2026
- BLIC MF Dividend Yield Fund
LIC Mutual Fund- Dividend Yield Fund
- Direct plan
- Very High Risk
NAV ₹36.41 on 13 Nov 2026
The short version
Who comes out ahead on each measure.
Smoother ride
AKotak Dividend Yield Fund
Kotak Dividend Yield Fund swung the least: about 14.5% a year either way, against 16.1% for LIC MF Dividend Yield Fund. Lower means fewer scary days.
Fell less in a crash
AKotak Dividend Yield Fund
At its worst, Kotak Dividend Yield Fund fell 12.3% from its peak, against 20.4% for LIC MF Dividend Yield Fund. On ₹1 lakh, that's a dip to ₹79,557 at the bottom for LIC MF Dividend Yield Fund. Could you have held on?
Costs less
BLIC MF Dividend Yield Fund
LIC MF Dividend Yield Fund charges 0.96% a year, against 1.1% for Kotak Dividend Yield Fund. On ₹1 lakh that's ₹960 a year against ₹1,100, taken quietly from the NAV.
What your money would have become
The same amount, put into each fund on the same day.
Not enough shared history to chart these funds together yet.
Strengths and watch-outs
Each fund judged against its own category, and against a 5-year SBI FD at 6.05%.
AKotak Dividend Yield Fund
- Watch out: Small fund (₹273 Cr), often newer or less tested
- Watch out: Less than 3 years of history, too short to judge
BLIC MF Dividend Yield Fund
- Strength: Ahead of its category: 19.4% a year over 3 years, against a category average of 13.3%
- Strength: In the top quarter of its category over 3 years (#1 of 9)
- Strength: Beat a 5-year SBI FD: 19.4% a year over 3 years, against 6.05%
- Watch out: Swings more than most funds in its category
All the numbers
The stronger figure in each row is marked Best. Under each return is the fund’s rank in its category and the category average.
| Measure | AKotak Dividend Yield Fund | BLIC MF Dividend Yield Fund |
|---|---|---|
| ReturnsHow much the fund grew. Beyond a year, this is per year (annualised). | ||
| 1 yearLast 12 months, the most noisy figure | – | 6.7%#2 of 10 · avg 1% |
| 3 yearsPer year, over a full market mood swing | – | 19.4%#1 of 9 · avg 13.3% |
| RiskHow bumpy the ride was. This is what decides whether you stay invested. | ||
| Ups and downsVolatility: how far it swings in a typical year. Lower is calmer | 14.5%Bestcategory avg 13.9% | 16.1%category avg 13.9% |
| Worst fallThe biggest drop from a peak in 10 years. Lower is better | −12.3%Bestcategory avg −24.1% | −20.4%category avg −24.1% |
| Best 12 monthsIts strongest year | – | 65.4% |
| Worst 12 monthsIts weakest year | – | -6.3% |
| Odds of a gainShare of all 1-year holding periods that ended in profit | – | 86% |
| Cost and sizeThe fee comes out of your returns every year, whether the fund does well or not. | ||
| Expense ratioYearly fee. Lower keeps more for you | 1.1% | 0.96%Best |
| Fund sizeMoney managed (AUM). Neither better nor worse | ₹273 Cr | ₹738 Cr |
| Minimum SIPSmallest monthly amount | ₹100Best | ₹200 |
| Lock-inTime before you can withdraw | None | None |
“Best” is not a recommendation: a fund that returned more usually took more risk to do it.
Which one fits you?
There is no best fund, only a better fit for what you need the money to do.
AKotak Dividend Yield Fund
Might suit you if…
- a smoother ride matters more to you than the top return
BLIC MF Dividend Yield Fund
Might suit you if…
- you care about keeping costs low, which adds up over decades