Two funds walk into a table. Only the numbers talk.
JM Aggressive Hybrid Fund vs Bandhan Aggressive Hybrid Fund
Pick two or three funds. We’ll tell you in plain words which grew faster, which was calmer, which costs less and what your money would have become. Figures are for the Direct plan, Growth option, where a fund has one.
- AJM Aggressive Hybrid Fund
JM Financial Mutual Fund- Aggressive Hybrid Fund
- Direct plan
- Very High Risk
NAV ₹144.33 on 13 Nov 2026
- BBandhan Aggressive Hybrid Fund
Bandhan Mutual Fund- Aggressive Hybrid Fund
- Direct plan
- Very High Risk
NAV ₹33.33 on 13 Nov 2026
The short version
Who comes out ahead on each measure, over the 5 years all of them have been around.
Grew faster
AJM Aggressive Hybrid Fund
JM Aggressive Hybrid Fund returned 13.3% a year over 5 years, against 12.1% for Bandhan Aggressive Hybrid Fund. ₹1 lakh invested 5 years ago would be about ₹1.87 Lakh today, against ₹1.77 Lakh.
Smoother ride
BBandhan Aggressive Hybrid Fund
Bandhan Aggressive Hybrid Fund swung the least: about 12% a year either way, against 12.7% for JM Aggressive Hybrid Fund. Lower means fewer scary days.
Fell less in a crash
BBandhan Aggressive Hybrid Fund
At its worst, Bandhan Aggressive Hybrid Fund fell 31.5% from its peak, against 36.6% for JM Aggressive Hybrid Fund. On ₹1 lakh, that's a dip to ₹63,434 at the bottom for JM Aggressive Hybrid Fund. Could you have held on?
More consistent
BBandhan Aggressive Hybrid Fund
Pick any day in the past and hold for a year: Bandhan Aggressive Hybrid Fund ended up in profit 86% of the time, against 77% for JM Aggressive Hybrid Fund.
Costs less
BBandhan Aggressive Hybrid Fund
Bandhan Aggressive Hybrid Fund charges 0.88% a year, against 1.16% for JM Aggressive Hybrid Fund. On ₹1 lakh that's ₹880 a year against ₹1,160, taken quietly from the NAV.
What your money would have become
The same amount, put into each fund on the same day.
The dashed line is the ₹10,000 you put in. Above it is profit, below it is loss.
- AJM Aggressive Hybrid Fund₹19,131 from ₹10,000(13.9% a year)
- BBandhan Aggressive Hybrid Fund₹17,920 from ₹10,000(12.4% a year)
A one-time ₹10,000 put in 5 years ago, valued at the latest NAV. This is what happened, not what will.
Strengths and watch-outs
Each fund judged against its own category, and against a 5-year SBI FD at 6.05%.
AJM Aggressive Hybrid Fund
- Strength: Ahead of its category: 13.3% a year over 5 years, against a category average of 10.2%
- Strength: In the top quarter of its category over 5 years (#3 of 26)
- Strength: Beat a 5-year SBI FD: 13.3% a year over 5 years, against 6.05%
- Watch out: Swings more than most funds in its category
- Watch out: Fell harder than its category in the worst crash
BBandhan Aggressive Hybrid Fund
- Strength: Ahead of its category: 12.1% a year over 5 years, against a category average of 10.2%
- Strength: In the top quarter of its category over 5 years (#5 of 26)
- Strength: Beat a 5-year SBI FD: 12.1% a year over 5 years, against 6.05%
- Watch out: Fell harder than its category in the worst crash
All the numbers
The stronger figure in each row is marked Best. Under each return is the fund’s rank in its category and the category average.
| Measure | AJM Aggressive Hybrid Fund | BBandhan Aggressive Hybrid Fund |
|---|---|---|
| ReturnsHow much the fund grew. Beyond a year, this is per year (annualised). | ||
| 1 yearLast 12 months, the most noisy figure | 3.2%#13 of 29 · avg 3.2% | 9.1%Best#3 of 29 · avg 3.2% |
| 3 yearsPer year, over a full market mood swing | 12.9%#11 of 29 · avg 12.2% | 16.2%Best#1 of 29 · avg 12.2% |
| 5 yearsPer year, the fairest single test | 13.3%Best#3 of 26 · avg 10.2% | 12.1%#5 of 26 · avg 10.2% |
| 10 yearsPer year, across bull and bear markets | 13.7%#6 of 19 · avg 12.5% | – |
| RiskHow bumpy the ride was. This is what decides whether you stay invested. | ||
| Ups and downsVolatility: how far it swings in a typical year. Lower is calmer | 12.7%category avg 11.1% | 12%Bestcategory avg 11.1% |
| Worst fallThe biggest drop from a peak in 10 years. Lower is better | −36.6%category avg −27.6% | −31.5%Bestcategory avg −27.6% |
| Best 12 monthsIts strongest year | 96.2%Best | 74.4% |
| Worst 12 monthsIts weakest year | -34.9% | -26.6%Best |
| Odds of a gainShare of all 1-year holding periods that ended in profit | 77% | 86%Best |
| Cost and sizeThe fee comes out of your returns every year, whether the fund does well or not. | ||
| Expense ratioYearly fee. Lower keeps more for you | 1.16% | 0.88%Best |
| Fund sizeMoney managed (AUM). Neither better nor worse | ₹654 Cr | ₹2,663 Cr |
| Minimum SIPSmallest monthly amount | ₹1,000 | ₹100Best |
| Lock-inTime before you can withdraw | None | None |
“Best” is not a recommendation: a fund that returned more usually took more risk to do it.
Which one fits you?
There is no best fund, only a better fit for what you need the money to do.
AJM Aggressive Hybrid Fund
Might suit you if…
- you want the stronger long-run growth and can sit through sharper falls
BBandhan Aggressive Hybrid Fund
Might suit you if…
- a smoother ride matters more to you than the top return
- you may need the money at short notice and want better odds of being in profit
- you care about keeping costs low, which adds up over decades