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SmartFigure

Two funds walk into a table. Only the numbers talk.

Invesco India Contra Fund vs Kotak Contra Fund

Pick two or three funds. We’ll tell you in plain words which grew faster, which was calmer, which costs less and what your money would have become. Figures are for the Direct plan, Growth option, where a fund has one.

  • Invesco India Contra Fund
  • Kotak Contra Fund

The short version

Who comes out ahead on each measure, over the 10 years all of them have been around.

  • Grew faster

    BKotak Contra Fund

    Kotak Contra Fund returned 17.1% a year over 10 years, against 16.8% for Invesco India Contra Fund. ₹1 lakh invested 10 years ago would be about ₹4.85 Lakh today, against ₹4.74 Lakh.

  • Fell less in a crash

    AInvesco India Contra Fund

    At its worst, Invesco India Contra Fund fell 36.5% from its peak, against 37.9% for Kotak Contra Fund. On ₹1 lakh, that's a dip to ₹62,111 at the bottom for Kotak Contra Fund. Could you have held on?

  • More consistent

    BKotak Contra Fund

    Pick any day in the past and hold for a year: Kotak Contra Fund ended up in profit 90% of the time, against 85% for Invesco India Contra Fund.

What your money would have become

The same amount, put into each fund on the same day.

₹10k₹19.3kNov 2021Nov 2026

The dashed line is the ₹10,000 you put in. Above it is profit, below it is loss.

  • AInvesco India Contra Fund₹18,657 from ₹10,000(13.3% a year)
  • BKotak Contra Fund₹19,676 from ₹10,000(14.5% a year)

A one-time ₹10,000 put in 5 years ago, valued at the latest NAV. This is what happened, not what will.

Strengths and watch-outs

Each fund judged against its own category, and against a 5-year SBI FD at 6.05%.

AInvesco India Contra Fund

  • Strength: Beat a 5-year SBI FD: 12.8% a year over 5 years, against 6.05%
  • Watch out: Fell harder than its category in the worst crash

BKotak Contra Fund

  • Strength: Beat a 5-year SBI FD: 14% a year over 5 years, against 6.05%
  • Watch out: Fell harder than its category in the worst crash

All the numbers

The stronger figure in each row is marked Best. Under each return is the fund’s rank in its category and the category average.

Invesco India Contra Fund compared with Kotak Contra Fund
MeasureAInvesco India Contra FundBKotak Contra Fund
ReturnsHow much the fund grew. Beyond a year, this is per year (annualised).
1 yearLast 12 months, the most noisy figure2.1%Best#1 of 3 · avg 0.6%1.3%#2 of 3 · avg 0.6%
3 yearsPer year, over a full market mood swing16%Best#1 of 3 · avg 14.5%15.3%#2 of 3 · avg 14.5%
5 yearsPer year, the fairest single test12.8%#3 of 3 · avg 13.7%14%Best#2 of 3 · avg 13.7%
10 yearsPer year, across bull and bear markets16.8%#2 of 3 · avg 16.6%17.1%Best#1 of 3 · avg 16.6%
RiskHow bumpy the ride was. This is what decides whether you stay invested.
Ups and downsVolatility: how far it swings in a typical year. Lower is calmer15.1%category avg 14.2%14.7%Bestcategory avg 14.2%
Worst fallThe biggest drop from a peak in 10 years. Lower is better−36.5%Bestcategory avg −25.6%−37.9%category avg −25.6%
Best 12 monthsIts strongest year96.1%101%Best
Worst 12 monthsIts weakest year-30.4%Best-30.9%
Odds of a gainShare of all 1-year holding periods that ended in profit85%90%Best
Cost and sizeThe fee comes out of your returns every year, whether the fund does well or not.
Expense ratioYearly fee. Lower keeps more for you0.78%Best0.8%
Fund sizeMoney managed (AUM). Neither better nor worse₹19,248 Cr₹5,196 Cr
Minimum SIPSmallest monthly amount₹100₹100
Lock-inTime before you can withdrawNoneNone

“Best” is not a recommendation: a fund that returned more usually took more risk to do it.

Which one fits you?

There is no best fund, only a better fit for what you need the money to do.

AInvesco India Contra Fund

Might suit you if…

  • a smoother ride matters more to you than the top return

BKotak Contra Fund

Might suit you if…

  • you want the stronger long-run growth and can sit through sharper falls
  • you may need the money at short notice and want better odds of being in profit