Two funds walk into a table. Only the numbers talk.
ICICI Prudential Liquid Fund - vs Edelweiss Liquid Fund
Pick two or three funds. We’ll tell you in plain words which grew faster, which was calmer, which costs less and what your money would have become. Figures are for the Direct plan, Growth option, where a fund has one.
- AICICI Prudential Liquid Fund -
ICICI Prudential Mutual Fund- Liquid Fund
- Direct plan
- Low to Moderate Risk
NAV ₹424.67 on 13 Nov 2026
- BEdelweiss Liquid Fund
Edelweiss Mutual Fund- Liquid Fund
- Direct plan
- Low to Moderate Risk
NAV ₹3,711.3 on 13 Nov 2026
The short version
Who comes out ahead on each measure, over the 5 years all of them have been around.
Grew faster
BEdelweiss Liquid Fund
Edelweiss Liquid Fund returned 6.5% a year over 5 years, against 6.4% for ICICI Prudential Liquid Fund -. ₹1 lakh invested 5 years ago would be about ₹1.37 Lakh today, against ₹1.37 Lakh.
Costs less
BEdelweiss Liquid Fund
Edelweiss Liquid Fund charges 0.1% a year, against 0.2% for ICICI Prudential Liquid Fund -. On ₹1 lakh that's ₹100 a year against ₹200, taken quietly from the NAV.
What your money would have become
The same amount, put into each fund on the same day.
The dashed line is the ₹10,000 you put in. Above it is profit, below it is loss.
- AICICI Prudential Liquid Fund -₹13,652 from ₹10,000(6.4% a year)
- BEdelweiss Liquid Fund₹13,689 from ₹10,000(6.5% a year)
A one-time ₹10,000 put in 5 years ago, valued at the latest NAV. This is what happened, not what will.
Strengths and watch-outs
Each fund judged against its own category, and against a 5-year SBI FD at 6.05%.
AICICI Prudential Liquid Fund -
- Strength: Fell less than its category in the worst crash
- Strength: Low cost: 0.2% a year
BEdelweiss Liquid Fund
- Strength: In the top quarter of its category over 5 years (#4 of 31)
- Strength: Fell less than its category in the worst crash
- Strength: Low cost: 0.1% a year
All the numbers
The stronger figure in each row is marked Best. Under each return is the fund’s rank in its category and the category average.
| Measure | AICICI Prudential Liquid Fund - | BEdelweiss Liquid Fund |
|---|---|---|
| ReturnsHow much the fund grew. Beyond a year, this is per year (annualised). | ||
| 1 yearLast 12 months, the most noisy figure | 6.5%#24 of 37 · avg 6.5% | 6.6%Best#8 of 37 · avg 6.5% |
| 3 yearsPer year, over a full market mood swing | 6.9%#19 of 33 · avg 6.9% | 7%Best#1 of 33 · avg 6.9% |
| 5 yearsPer year, the fairest single test | 6.4%#20 of 31 · avg 6.4% | 6.5%Best#4 of 31 · avg 6.4% |
| 10 yearsPer year, across bull and bear markets | 6.1%#15 of 26 · avg 6.1% | – |
| RiskHow bumpy the ride was. This is what decides whether you stay invested. | ||
| Ups and downsVolatility: how far it swings in a typical year. Lower is calmer | 0.1%Bestcategory avg 0.1% | 0.1%category avg 0.1% |
| Worst fallThe biggest drop from a peak in 10 years. Lower is better | −0.2%category avg −0.2% | −0.2%Bestcategory avg −0.2% |
| Best 12 monthsIts strongest year | 7.6% | 7.7%Best |
| Worst 12 monthsIts weakest year | 3.3% | 3.4%Best |
| Odds of a gainShare of all 1-year holding periods that ended in profit | 100% | 100% |
| Cost and sizeThe fee comes out of your returns every year, whether the fund does well or not. | ||
| Expense ratioYearly fee. Lower keeps more for you | 0.2% | 0.1%Best |
| Fund sizeMoney managed (AUM). Neither better nor worse | ₹55,340 Cr | ₹11,741 Cr |
| Minimum SIPSmallest monthly amount | ₹99Best | ₹1,000 |
| Lock-inTime before you can withdraw | None | None |
| What it holdsWhere the money sits. Equity is shares, debt is bonds, cash is waiting to be invested. | ||
| In bondsDebt | 101.9% | – |
| In cashNot yet invested | 0% | – |
| HoldingsNumber of investments | 175 | – |
“Best” is not a recommendation: a fund that returned more usually took more risk to do it.
Top 10 holdings
Marked Both where another fund here holds it too.
AICICI Prudential Liquid Fund -
- 91 Days Treasury Bills4.3%
- Small Industries Development Bank Of India. **3.2%
- Canara Bank **2.7%
- NABARD **2.4%
- Reliance Retail Ventures Ltd **2.4%
- 91 Days Treasury Bills2.3%
- Reliance Retail Ventures Ltd **2.3%
- 91 Days Treasury Bills2.2%
- Small Industries Development Bank Of India. **2%
- Small Industries Development Bank Of India. **2%
As on 31 Jul 2026
BEdelweiss Liquid Fund
Holdings are not available for this fund yet.
Which one fits you?
There is no best fund, only a better fit for what you need the money to do.
AICICI Prudential Liquid Fund -
Might suit you if…
- you prefer its fund house or approach. On these numbers it is not the stand-out on any one measure
BEdelweiss Liquid Fund
Might suit you if…
- you want the stronger long-run growth and can sit through sharper falls
- you care about keeping costs low, which adds up over decades