Two funds walk into a table. Only the numbers talk.
ICICI Prudential Dividend Yield Fund vs LIC MF Dividend Yield Fund
Pick two or three funds. We’ll tell you in plain words which grew faster, which was calmer, which costs less and what your money would have become. Figures are for the Direct plan, Growth option, where a fund has one.
- AICICI Prudential Dividend Yield Fund
ICICI Prudential Mutual Fund- Dividend Yield Fund
- Direct plan
- Very High Risk
NAV ₹59.97 on 13 Nov 2026
- BLIC MF Dividend Yield Fund
LIC Mutual Fund- Dividend Yield Fund
- Direct plan
- Very High Risk
NAV ₹36.41 on 13 Nov 2026
The short version
Who comes out ahead on each measure, over the 3 years all of them have been around.
Grew faster
BLIC MF Dividend Yield Fund
LIC MF Dividend Yield Fund returned 19.4% a year over 3 years, against 15.2% for ICICI Prudential Dividend Yield Fund. ₹1 lakh invested 3 years ago would be about ₹1.7 Lakh today, against ₹1.53 Lakh.
Smoother ride
AICICI Prudential Dividend Yield Fund
ICICI Prudential Dividend Yield Fund swung the least: about 13% a year either way, against 16.1% for LIC MF Dividend Yield Fund. Lower means fewer scary days.
Fell less in a crash
No fair winner yet
At its worst, LIC MF Dividend Yield Fund fell 20.4% from its peak, against 44.8% for ICICI Prudential Dividend Yield Fund. On ₹1 lakh, that's a dip to ₹55,180 at the bottom for ICICI Prudential Dividend Yield Fund. Could you have held on?
Not a fair fight: we only have data for LIC MF Dividend Yield Fund (from Jul 2023), so it has not been through the 2020 crash the others fell in.
More consistent
No fair winner yet
Pick any day in the past and hold for a year: LIC MF Dividend Yield Fund ended up in profit 86% of the time, against 76% for ICICI Prudential Dividend Yield Fund.
Not a fair fight: we only have data for LIC MF Dividend Yield Fund (from Jul 2023), so it has not been through the 2020 crash the others fell in.
Costs less
AICICI Prudential Dividend Yield Fund
ICICI Prudential Dividend Yield Fund charges 0.76% a year, against 0.96% for LIC MF Dividend Yield Fund. On ₹1 lakh that's ₹760 a year against ₹960, taken quietly from the NAV.
What your money would have become
The same amount, put into each fund on the same day.
The dashed line is the ₹10,000 you put in. Above it is profit, below it is loss.
- AICICI Prudential Dividend Yield Fund₹15,079 from ₹10,000(14.7% a year)
- BLIC MF Dividend Yield Fund₹16,651 from ₹10,000(18.6% a year)
A one-time ₹10,000 put in 3 years ago, valued at the latest NAV. This is what happened, not what will.
Strengths and watch-outs
Each fund judged against its own category, and against a 5-year SBI FD at 6.05%.
AICICI Prudential Dividend Yield Fund
- Strength: Ahead of its category: 15.8% a year over 5 years, against a category average of 12.7%
- Strength: Beat a 5-year SBI FD: 15.8% a year over 5 years, against 6.05%
- Watch out: Fell harder than its category in the worst crash
BLIC MF Dividend Yield Fund
- Strength: Ahead of its category: 19.4% a year over 3 years, against a category average of 13.3%
- Strength: In the top quarter of its category over 3 years (#1 of 9)
- Strength: Beat a 5-year SBI FD: 19.4% a year over 3 years, against 6.05%
- Watch out: Swings more than most funds in its category
All the numbers
The stronger figure in each row is marked Best. Under each return is the fund’s rank in its category and the category average.
| Measure | AICICI Prudential Dividend Yield Fund | BLIC MF Dividend Yield Fund |
|---|---|---|
| ReturnsHow much the fund grew. Beyond a year, this is per year (annualised). | ||
| 1 yearLast 12 months, the most noisy figure | -2.3%#9 of 10 · avg 1% | 6.7%Best#2 of 10 · avg 1% |
| 3 yearsPer year, over a full market mood swing | 15.2%#2 of 9 · avg 13.3% | 19.4%Best#1 of 9 · avg 13.3% |
| 5 yearsPer year, the fairest single test | 15.8%#1 of 6 · avg 12.7% | – |
| 10 yearsPer year, across bull and bear markets | 15.9%#1 of 4 · avg 14.5% | – |
| RiskHow bumpy the ride was. This is what decides whether you stay invested. | ||
| Ups and downsVolatility: how far it swings in a typical year. Lower is calmer | 13%Bestcategory avg 13.9% | 16.1%category avg 13.9% |
| Worst fallThe biggest drop from a peak in 10 years. Lower is better | −44.8%category avg −24.1% | −20.4%data from 31 Jul 2023 only |
| Best 12 monthsIts strongest year | 98.5% | 65.4%data from 31 Jul 2023 only |
| Worst 12 monthsIts weakest year | -37.6% | -6.3%data from 31 Jul 2023 only |
| Odds of a gainShare of all 1-year holding periods that ended in profit | 76% | 86%data from 31 Jul 2023 only |
| Cost and sizeThe fee comes out of your returns every year, whether the fund does well or not. | ||
| Expense ratioYearly fee. Lower keeps more for you | 0.76%Best | 0.96% |
| Fund sizeMoney managed (AUM). Neither better nor worse | ₹6,328 Cr | ₹738 Cr |
| Minimum SIPSmallest monthly amount | ₹100Best | ₹200 |
| Lock-inTime before you can withdraw | None | None |
| What it holdsWhere the money sits. Equity is shares, debt is bonds, cash is waiting to be invested. | ||
| In sharesEquity | 94.1% | – |
| In bondsDebt | 0.6% | – |
| In cashNot yet invested | 3.8% | – |
| HoldingsNumber of investments | 71 | – |
“Best” is not a recommendation: a fund that returned more usually took more risk to do it.
Top 10 holdings
Marked Both where another fund here holds it too.
AICICI Prudential Dividend Yield Fund
- HDFC Bank Ltd7.9%
- ICICI Bank Ltd6.5%
- Sun Pharmaceutical Industries Ltd5.4%
- Axis Bank Ltd4%
- Reliance Industries Ltd4%
- NTPC Ltd3.5%
- Maruti Suzuki India Ltd3.4%
- Interglobe Aviation Ltd3.1%
- Bharti Airtel Ltd2.9%
- Larsen & Toubro Ltd2.9%
As on 31 Jul 2026
BLIC MF Dividend Yield Fund
Holdings are not available for this fund yet.
Which one fits you?
There is no best fund, only a better fit for what you need the money to do.
AICICI Prudential Dividend Yield Fund
Might suit you if…
- a smoother ride matters more to you than the top return
- you care about keeping costs low, which adds up over decades
BLIC MF Dividend Yield Fund
Might suit you if…
- you want the stronger long-run growth and can sit through sharper falls