Two funds walk into a table. Only the numbers talk.
ICICI Prudential Contra Fund vs Kotak Contra Fund
Pick two or three funds. We’ll tell you in plain words which grew faster, which was calmer, which costs less and what your money would have become. Figures are for the Direct plan, Growth option, where a fund has one.
- AICICI Prudential Contra Fund
ICICI Prudential Mutual Fund- Contra Fund
- Direct plan
NAV – on –
- BKotak Contra Fund
Kotak Mahindra Mutual Fund- Contra Fund
- Direct plan
- Very High Risk
NAV ₹174.96 on 16 Oct 2026
Strengths and watch-outs
Each fund judged against its own category, and against a 5-year SBI FD at 6.05%.
AICICI Prudential Contra Fund
- Watch out: Less than 3 years of history, too short to judge
BKotak Contra Fund
- Strength: Beat a 5-year SBI FD: 12.4% a year over 5 years, against 6.05%
- Watch out: Fell harder than its category in the worst crash
All the numbers
The stronger figure in each row is marked Best. Under each return is the fund’s rank in its category and the category average.
| Measure | AICICI Prudential Contra Fund | BKotak Contra Fund |
|---|---|---|
| ReturnsHow much the fund grew. Beyond a year, this is per year (annualised). | ||
| 1 yearLast 12 months, the most noisy figure | – | -4.3%#1 of 3 · avg -4.6% |
| 3 yearsPer year, over a full market mood swing | – | 13.6%#1 of 3 · avg 12.3% |
| 5 yearsPer year, the fairest single test | – | 12.4%#2 of 3 · avg 12.3% |
| 10 yearsPer year, across bull and bear markets | – | 15.9%#1 of 3 · avg 15.4% |
| RiskHow bumpy the ride was. This is what decides whether you stay invested. | ||
| Ups and downsVolatility: how far it swings in a typical year. Lower is calmer | – | 14.6%category avg 14.1% |
| Worst fallThe biggest drop from a peak in 10 years. Lower is better | – | −37.9%category avg −31.1% |
| Best 12 monthsIts strongest year | – | 101% |
| Worst 12 monthsIts weakest year | – | -30.9% |
| Odds of a gainShare of all 1-year holding periods that ended in profit | – | 91% |
| Cost and sizeThe fee comes out of your returns every year, whether the fund does well or not. | ||
| Expense ratioYearly fee. Lower keeps more for you | – | 0.79% |
| Fund sizeMoney managed (AUM). Neither better nor worse | – | ₹5,511 Cr |
| Minimum SIPSmallest monthly amount | – | ₹100 |
| Lock-inTime before you can withdraw | – | None |
“Best” is not a recommendation: a fund that returned more usually took more risk to do it.
Which one fits you?
There is no best fund, only a better fit for what you need the money to do.
AICICI Prudential Contra Fund
Might suit you if…
- you prefer its fund house or approach. On these numbers it is not the stand-out on any one measure
BKotak Contra Fund
Might suit you if…
- you prefer its fund house or approach. On these numbers it is not the stand-out on any one measure