Two funds walk into a table. Only the numbers talk.
HSBC Focused Fund vs Invesco India Focused Fund
Pick two or three funds. We’ll tell you in plain words which grew faster, which was calmer, which costs less and what your money would have become. Figures are for the Direct plan, Growth option, where a fund has one.
- AHSBC Focused Fund
HSBC Mutual Fund- Focused Fund
- Direct plan
- Very High Risk
NAV ₹30.27 on 13 Nov 2026
- BInvesco India Focused Fund
Invesco Mutual Fund- Focused Fund
- Direct plan
- Very High Risk
NAV ₹34.59 on 13 Nov 2026
The short version
Who comes out ahead on each measure, over the 5 years all of them have been around.
Grew faster
BInvesco India Focused Fund
Invesco India Focused Fund returned 15.3% a year over 5 years, against 12% for HSBC Focused Fund. ₹1 lakh invested 5 years ago would be about ₹2.03 Lakh today, against ₹1.76 Lakh.
More consistent
AHSBC Focused Fund
Pick any day in the past and hold for a year: HSBC Focused Fund ended up in profit 89% of the time, against 78% for Invesco India Focused Fund.
Costs less
BInvesco India Focused Fund
Invesco India Focused Fund charges 0.7% a year, against 1.08% for HSBC Focused Fund. On ₹1 lakh that's ₹700 a year against ₹1,080, taken quietly from the NAV.
What your money would have become
The same amount, put into each fund on the same day.
The dashed line is the ₹10,000 you put in. Above it is profit, below it is loss.
- AHSBC Focused Fund₹17,891 from ₹10,000(12.4% a year)
- BInvesco India Focused Fund₹20,762 from ₹10,000(15.8% a year)
A one-time ₹10,000 put in 5 years ago, valued at the latest NAV. This is what happened, not what will.
Strengths and watch-outs
Each fund judged against its own category, and against a 5-year SBI FD at 6.05%.
AHSBC Focused Fund
- Strength: Beat a 5-year SBI FD: 12% a year over 5 years, against 6.05%
BInvesco India Focused Fund
- Strength: Ahead of its category: 15.3% a year over 5 years, against a category average of 11.3%
- Strength: In the top quarter of its category over 5 years (#2 of 22)
- Strength: Beat a 5-year SBI FD: 15.3% a year over 5 years, against 6.05%
- Watch out: Swings more than most funds in its category
All the numbers
The stronger figure in each row is marked Best. Under each return is the fund’s rank in its category and the category average.
| Measure | AHSBC Focused Fund | BInvesco India Focused Fund |
|---|---|---|
| ReturnsHow much the fund grew. Beyond a year, this is per year (annualised). | ||
| 1 yearLast 12 months, the most noisy figure | 10.1%#6 of 28 · avg 5.6% | 15.5%Best#2 of 28 · avg 5.6% |
| 3 yearsPer year, over a full market mood swing | 15.6%#9 of 27 · avg 14.2% | 22.4%Best#1 of 27 · avg 14.2% |
| 5 yearsPer year, the fairest single test | 12%#10 of 22 · avg 11.3% | 15.3%Best#2 of 22 · avg 11.3% |
| RiskHow bumpy the ride was. This is what decides whether you stay invested. | ||
| Ups and downsVolatility: how far it swings in a typical year. Lower is calmer | 16%Bestcategory avg 14.8% | 16.3%category avg 14.8% |
| Worst fallThe biggest drop from a peak in 10 years. Lower is better | −21.2%Bestcategory avg −30.2% | −22%category avg −30.2% |
| Best 12 monthsIts strongest year | 71.4% | 77%Best |
| Worst 12 monthsIts weakest year | -7.2%Best | -11.9% |
| Odds of a gainShare of all 1-year holding periods that ended in profit | 89%Best | 78% |
| Cost and sizeThe fee comes out of your returns every year, whether the fund does well or not. | ||
| Expense ratioYearly fee. Lower keeps more for you | 1.08% | 0.7%Best |
| Fund sizeMoney managed (AUM). Neither better nor worse | ₹1,751 Cr | ₹6,229 Cr |
| Minimum SIPSmallest monthly amount | ₹500 | ₹100Best |
| Lock-inTime before you can withdraw | None | None |
“Best” is not a recommendation: a fund that returned more usually took more risk to do it.
Which one fits you?
There is no best fund, only a better fit for what you need the money to do.
AHSBC Focused Fund
Might suit you if…
- you may need the money at short notice and want better odds of being in profit
BInvesco India Focused Fund
Might suit you if…
- you want the stronger long-run growth and can sit through sharper falls
- you care about keeping costs low, which adds up over decades