Two funds walk into a table. Only the numbers talk.
HSBC Brazil Fund vs DSP World Gold Mining Overseas Equity Omni FoF
Pick two or three funds. We’ll tell you in plain words which grew faster, which was calmer, which costs less and what your money would have become. Figures are for the Direct plan, Growth option, where a fund has one.
- AHSBC Brazil Fund
HSBC Mutual Fund- Fund of Funds (Overseas)
- Direct plan
- Very High Risk
NAV ₹9.81 on 12 Nov 2026
- BDSP World Gold Mining Overseas Equity Omni FoF
DSP Mutual Fund- Fund of Funds (Overseas)
- Direct plan
- Very High Risk
NAV ₹57.78 on 12 Nov 2026
The short version
Who comes out ahead on each measure, over the 10 years all of them have been around.
Grew faster
BDSP World Gold Mining Overseas Equity Omni FoF
DSP World Gold Mining Overseas Equity Omni FoF returned 16.5% a year over 10 years, against 4.4% for HSBC Brazil Fund. ₹1 lakh invested 10 years ago would be about ₹4.6 Lakh today, against ₹1.55 Lakh.
Smoother ride
AHSBC Brazil Fund
HSBC Brazil Fund swung the least: about 28.1% a year either way, against 36.1% for DSP World Gold Mining Overseas Equity Omni FoF. Lower means fewer scary days.
Fell less in a crash
BDSP World Gold Mining Overseas Equity Omni FoF
At its worst, DSP World Gold Mining Overseas Equity Omni FoF fell 48.3% from its peak, against 54.2% for HSBC Brazil Fund. On ₹1 lakh, that's a dip to ₹45,823 at the bottom for HSBC Brazil Fund. Could you have held on?
Costs less
AHSBC Brazil Fund
HSBC Brazil Fund charges 0.92% a year, against 2.61% for DSP World Gold Mining Overseas Equity Omni FoF. On ₹1 lakh that's ₹920 a year against ₹2,610, taken quietly from the NAV.
What your money would have become
The same amount, put into each fund on the same day.
The dashed line is the ₹10,000 you put in. Above it is profit, below it is loss.
- AHSBC Brazil Fund₹15,058 from ₹10,000(8.5% a year)
- BDSP World Gold Mining Overseas Equity Omni FoF₹29,061 from ₹10,000(23.8% a year)
A one-time ₹10,000 put in 5 years ago, valued at the latest NAV. This is what happened, not what will.
Strengths and watch-outs
Each fund judged against its own category, and against a 5-year SBI FD at 6.05%.
AHSBC Brazil Fund
- Strength: Beat a 5-year SBI FD: 8.5% a year over 5 years, against 6.05%
- Watch out: Behind its category: 8.5% a year over 5 years, against a category average of 10.3%
- Watch out: Swings more than most funds in its category
- Watch out: Fell harder than its category in the worst crash
- Watch out: Small fund (₹353 Cr), often newer or less tested
BDSP World Gold Mining Overseas Equity Omni FoF
- Strength: Ahead of its category: 23.8% a year over 5 years, against a category average of 10.3%
- Strength: In the top quarter of its category over 5 years (#1 of 34)
- Strength: Beat a 5-year SBI FD: 23.8% a year over 5 years, against 6.05%
- Watch out: Swings more than most funds in its category
- Watch out: Fell harder than its category in the worst crash
- Watch out: High cost: 2.61% a year
All the numbers
The stronger figure in each row is marked Best. Under each return is the fund’s rank in its category and the category average.
| Measure | AHSBC Brazil Fund | BDSP World Gold Mining Overseas Equity Omni FoF |
|---|---|---|
| ReturnsHow much the fund grew. Beyond a year, this is per year (annualised). | ||
| 1 yearLast 12 months, the most noisy figure | 0.7%#44 of 48 · avg 11.8% | 16.9%Best#16 of 48 · avg 11.8% |
| 3 yearsPer year, over a full market mood swing | 7.9%#46 of 46 · avg 21.1% | 52.5%Best#1 of 46 · avg 21.1% |
| 5 yearsPer year, the fairest single test | 8.5%#23 of 34 · avg 10.3% | 23.8%Best#1 of 34 · avg 10.3% |
| 10 yearsPer year, across bull and bear markets | 4.4%#17 of 17 · avg 12.3% | 16.5%Best#4 of 17 · avg 12.3% |
| RiskHow bumpy the ride was. This is what decides whether you stay invested. | ||
| Ups and downsVolatility: how far it swings in a typical year. Lower is calmer | 28.1%Bestcategory avg 18.2% | 36.1%category avg 18.2% |
| Worst fallThe biggest drop from a peak in 10 years. Lower is better | −54.2%category avg −29.8% | −48.3%Bestcategory avg −29.8% |
| Best 12 monthsIts strongest year | 90.8% | 216.6%Best |
| Worst 12 monthsIts weakest year | -45.3% | -27.9%Best |
| Odds of a gainShare of all 1-year holding periods that ended in profit | 66%Best | 64% |
| Cost and sizeThe fee comes out of your returns every year, whether the fund does well or not. | ||
| Expense ratioYearly fee. Lower keeps more for you | 0.92%Best | 2.61% |
| Fund sizeMoney managed (AUM). Neither better nor worse | ₹353 Cr | ₹1,665 Cr |
| Lock-inTime before you can withdraw | None | None |
“Best” is not a recommendation: a fund that returned more usually took more risk to do it.
Which one fits you?
There is no best fund, only a better fit for what you need the money to do.
AHSBC Brazil Fund
Might suit you if…
- a smoother ride matters more to you than the top return
- you care about keeping costs low, which adds up over decades
BDSP World Gold Mining Overseas Equity Omni FoF
Might suit you if…
- you want the stronger long-run growth and can sit through sharper falls
- a smoother ride matters more to you than the top return