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Two funds walk into a table. Only the numbers talk.

HSBC Aggressive Hybrid Fund vs Bandhan Aggressive Hybrid Fund

Pick two or three funds. We’ll tell you in plain words which grew faster, which was calmer, which costs less and what your money would have become. Figures are for the Direct plan, Growth option, where a fund has one.

  • HSBC Aggressive Hybrid Fund
  • Bandhan Aggressive Hybrid Fund

The short version

Who comes out ahead on each measure, over the 3 years all of them have been around.

  • Grew faster

    BBandhan Aggressive Hybrid Fund

    Bandhan Aggressive Hybrid Fund returned 16.2% a year over 3 years, against 14.5% for HSBC Aggressive Hybrid Fund. ₹1 lakh invested 3 years ago would be about ₹1.57 Lakh today, against ₹1.5 Lakh.

  • Smoother ride

    BBandhan Aggressive Hybrid Fund

    Bandhan Aggressive Hybrid Fund swung the least: about 12% a year either way, against 13.7% for HSBC Aggressive Hybrid Fund. Lower means fewer scary days.

  • Fell less in a crash

    No fair winner yet

    At its worst, HSBC Aggressive Hybrid Fund fell 19.6% from its peak, against 31.5% for Bandhan Aggressive Hybrid Fund. On ₹1 lakh, that's a dip to ₹68,454 at the bottom for Bandhan Aggressive Hybrid Fund. Could you have held on?

    Not a fair fight: we only have data for HSBC Aggressive Hybrid Fund (from Nov 2022), so it has not been through the 2020 crash the others fell in.

  • More consistent

    No fair winner yet

    Pick any day in the past and hold for a year: HSBC Aggressive Hybrid Fund ended up in profit 97% of the time, against 86% for Bandhan Aggressive Hybrid Fund.

    Not a fair fight: we only have data for HSBC Aggressive Hybrid Fund (from Nov 2022), so it has not been through the 2020 crash the others fell in.

  • Costs less

    BBandhan Aggressive Hybrid Fund

    Bandhan Aggressive Hybrid Fund charges 0.88% a year, against 0.95% for HSBC Aggressive Hybrid Fund. On ₹1 lakh that's ₹880 a year against ₹950, taken quietly from the NAV.

What your money would have become

The same amount, put into each fund on the same day.

₹10k₹15.3kNov 2023Nov 2026

The dashed line is the ₹10,000 you put in. Above it is profit, below it is loss.

  • AHSBC Aggressive Hybrid Fund₹14,775 from ₹10,000(13.9% a year)
  • BBandhan Aggressive Hybrid Fund₹15,508 from ₹10,000(15.8% a year)

A one-time ₹10,000 put in 3 years ago, valued at the latest NAV. This is what happened, not what will.

Strengths and watch-outs

Each fund judged against its own category, and against a 5-year SBI FD at 6.05%.

AHSBC Aggressive Hybrid Fund

  • Strength: Ahead of its category: 14.5% a year over 3 years, against a category average of 12.2%
  • Strength: In the top quarter of its category over 3 years (#3 of 29)
  • Strength: Beat a 5-year SBI FD: 14.5% a year over 3 years, against 6.05%
  • Watch out: Swings more than most funds in its category

BBandhan Aggressive Hybrid Fund

  • Strength: Ahead of its category: 12.1% a year over 5 years, against a category average of 10.2%
  • Strength: In the top quarter of its category over 5 years (#5 of 26)
  • Strength: Beat a 5-year SBI FD: 12.1% a year over 5 years, against 6.05%
  • Watch out: Fell harder than its category in the worst crash

All the numbers

The stronger figure in each row is marked Best. Under each return is the fund’s rank in its category and the category average.

HSBC Aggressive Hybrid Fund compared with Bandhan Aggressive Hybrid Fund
MeasureAHSBC Aggressive Hybrid FundBBandhan Aggressive Hybrid Fund
ReturnsHow much the fund grew. Beyond a year, this is per year (annualised).
1 yearLast 12 months, the most noisy figure8%#5 of 29 · avg 3.2%9.1%Best#3 of 29 · avg 3.2%
3 yearsPer year, over a full market mood swing14.5%#3 of 29 · avg 12.2%16.2%Best#1 of 29 · avg 12.2%
5 yearsPer year, the fairest single test–12.1%#5 of 26 · avg 10.2%
RiskHow bumpy the ride was. This is what decides whether you stay invested.
Ups and downsVolatility: how far it swings in a typical year. Lower is calmer13.7%category avg 11.1%12%Bestcategory avg 11.1%
Worst fallThe biggest drop from a peak in 10 years. Lower is better−19.6%data from 28 Nov 2022 only−31.5%category avg −27.6%
Best 12 monthsIts strongest year38.1%data from 28 Nov 2022 only74.4%
Worst 12 monthsIts weakest year-2.8%data from 28 Nov 2022 only-26.6%
Odds of a gainShare of all 1-year holding periods that ended in profit97%data from 28 Nov 2022 only86%
Cost and sizeThe fee comes out of your returns every year, whether the fund does well or not.
Expense ratioYearly fee. Lower keeps more for you0.95%0.88%Best
Fund sizeMoney managed (AUM). Neither better nor worse₹5,652 Cr₹2,663 Cr
Minimum SIPSmallest monthly amount₹500₹100Best
Lock-inTime before you can withdrawNoneNone

“Best” is not a recommendation: a fund that returned more usually took more risk to do it.

Which one fits you?

There is no best fund, only a better fit for what you need the money to do.

AHSBC Aggressive Hybrid Fund

Might suit you if…

  • you prefer its fund house or approach. On these numbers it is not the stand-out on any one measure

BBandhan Aggressive Hybrid Fund

Might suit you if…

  • you want the stronger long-run growth and can sit through sharper falls
  • a smoother ride matters more to you than the top return
  • you care about keeping costs low, which adds up over decades