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Two funds walk into a table. Only the numbers talk.

Carnelian Liquid Fund vs Edelweiss Liquid Fund

Pick two or three funds. We’ll tell you in plain words which grew faster, which was calmer, which costs less and what your money would have become. Figures are for the Direct plan, Growth option, where a fund has one.

  • Carnelian Liquid Fund
  • Edelweiss Liquid Fund

What your money would have become

The same amount, put into each fund on the same day.

Not enough shared history to chart these funds together yet.

Strengths and watch-outs

Each fund judged against its own category, and against a 5-year SBI FD at 6.05%.

ACarnelian Liquid Fund

  • Watch out: Less than 3 years of history, too short to judge

BEdelweiss Liquid Fund

  • Strength: In the top quarter of its category over 5 years (#4 of 31)
  • Strength: Fell less than its category in the worst crash
  • Strength: Low cost: 0.1% a year

All the numbers

The stronger figure in each row is marked Best. Under each return is the fund’s rank in its category and the category average.

Carnelian Liquid Fund compared with Edelweiss Liquid Fund
MeasureACarnelian Liquid FundBEdelweiss Liquid Fund
ReturnsHow much the fund grew. Beyond a year, this is per year (annualised).
1 yearLast 12 months, the most noisy figure–6.6%#8 of 37 · avg 6.5%
3 yearsPer year, over a full market mood swing–7%#1 of 33 · avg 6.9%
5 yearsPer year, the fairest single test–6.5%#4 of 31 · avg 6.4%
RiskHow bumpy the ride was. This is what decides whether you stay invested.
Ups and downsVolatility: how far it swings in a typical year. Lower is calmer–0.1%category avg 0.1%
Worst fallThe biggest drop from a peak in 10 years. Lower is better–−0.2%category avg −0.2%
Best 12 monthsIts strongest year–7.7%
Worst 12 monthsIts weakest year–3.4%
Odds of a gainShare of all 1-year holding periods that ended in profit–100%
Cost and sizeThe fee comes out of your returns every year, whether the fund does well or not.
Expense ratioYearly fee. Lower keeps more for you–0.1%
Fund sizeMoney managed (AUM). Neither better nor worse–₹11,741 Cr
Minimum SIPSmallest monthly amount₹500Best₹1,000
Lock-inTime before you can withdrawNoneNone

“Best” is not a recommendation: a fund that returned more usually took more risk to do it.

Which one fits you?

There is no best fund, only a better fit for what you need the money to do.

ACarnelian Liquid Fund

Might suit you if…

  • you prefer its fund house or approach. On these numbers it is not the stand-out on any one measure

BEdelweiss Liquid Fund

Might suit you if…

  • you prefer its fund house or approach. On these numbers it is not the stand-out on any one measure