Two funds walk into a table. Only the numbers talk.
Baroda BNP Paribas Dividend Yield Fund vs LIC MF Dividend Yield Fund
Pick two or three funds. We’ll tell you in plain words which grew faster, which was calmer, which costs less and what your money would have become. Figures are for the Direct plan, Growth option, where a fund has one.
- ABaroda BNP Paribas Dividend Yield Fund
Baroda BNP Paribas Mutual Fund- Dividend Yield Fund
- Direct plan
- Very High Risk
NAV ₹10.16 on 13 Nov 2026
- BLIC MF Dividend Yield Fund
LIC Mutual Fund- Dividend Yield Fund
- Direct plan
- Very High Risk
NAV ₹36.41 on 13 Nov 2026
The short version
Who comes out ahead on each measure, over the 1 year all of them have been around.
Grew faster
BLIC MF Dividend Yield Fund
LIC MF Dividend Yield Fund returned 6.7% in the last year, against 1.8% for Baroda BNP Paribas Dividend Yield Fund. ₹1 lakh invested 1 year ago would be about ₹1.07 Lakh today, against ₹1.02 Lakh.
Smoother ride
ABaroda BNP Paribas Dividend Yield Fund
Baroda BNP Paribas Dividend Yield Fund swung the least: about 12.6% a year either way, against 16.1% for LIC MF Dividend Yield Fund. Lower means fewer scary days.
Fell less in a crash
ABaroda BNP Paribas Dividend Yield Fund
At its worst, Baroda BNP Paribas Dividend Yield Fund fell 18.1% from its peak, against 20.4% for LIC MF Dividend Yield Fund. On ₹1 lakh, that's a dip to ₹79,557 at the bottom for LIC MF Dividend Yield Fund. Could you have held on?
More consistent
BLIC MF Dividend Yield Fund
Pick any day in the past and hold for a year: LIC MF Dividend Yield Fund ended up in profit 86% of the time, against 79% for Baroda BNP Paribas Dividend Yield Fund.
Costs less
BLIC MF Dividend Yield Fund
LIC MF Dividend Yield Fund charges 0.96% a year, against 1.21% for Baroda BNP Paribas Dividend Yield Fund. On ₹1 lakh that's ₹960 a year against ₹1,210, taken quietly from the NAV.
What your money would have become
The same amount, put into each fund on the same day.
The dashed line is the ₹10,000 you put in. Above it is profit, below it is loss.
- ABaroda BNP Paribas Dividend Yield Fund₹10,180 from ₹10,000(1.8% a year)
- BLIC MF Dividend Yield Fund₹10,672 from ₹10,000(6.7% a year)
A one-time ₹10,000 put in 1 year ago, valued at the latest NAV. This is what happened, not what will.
Strengths and watch-outs
Each fund judged against its own category, and against a 5-year SBI FD at 6.05%.
ABaroda BNP Paribas Dividend Yield Fund
- Watch out: Less than 3 years of history, too short to judge
BLIC MF Dividend Yield Fund
- Strength: Ahead of its category: 19.4% a year over 3 years, against a category average of 13.3%
- Strength: In the top quarter of its category over 3 years (#1 of 9)
- Strength: Beat a 5-year SBI FD: 19.4% a year over 3 years, against 6.05%
- Watch out: Swings more than most funds in its category
All the numbers
The stronger figure in each row is marked Best. Under each return is the fund’s rank in its category and the category average.
| Measure | ABaroda BNP Paribas Dividend Yield Fund | BLIC MF Dividend Yield Fund |
|---|---|---|
| ReturnsHow much the fund grew. Beyond a year, this is per year (annualised). | ||
| 1 yearLast 12 months, the most noisy figure | 1.8%#4 of 10 · avg 1% | 6.7%Best#2 of 10 · avg 1% |
| 3 yearsPer year, over a full market mood swing | – | 19.4%#1 of 9 · avg 13.3% |
| RiskHow bumpy the ride was. This is what decides whether you stay invested. | ||
| Ups and downsVolatility: how far it swings in a typical year. Lower is calmer | 12.6%Bestcategory avg 13.9% | 16.1%category avg 13.9% |
| Worst fallThe biggest drop from a peak in 10 years. Lower is better | −18.1%Bestcategory avg −24.1% | −20.4%category avg −24.1% |
| Best 12 monthsIts strongest year | 17.1% | 65.4%Best |
| Worst 12 monthsIts weakest year | -7.1% | -6.3%Best |
| Odds of a gainShare of all 1-year holding periods that ended in profit | 79% | 86%Best |
| Cost and sizeThe fee comes out of your returns every year, whether the fund does well or not. | ||
| Expense ratioYearly fee. Lower keeps more for you | 1.21% | 0.96%Best |
| Fund sizeMoney managed (AUM). Neither better nor worse | ₹532 Cr | ₹738 Cr |
| Minimum SIPSmallest monthly amount | ₹250 | ₹200Best |
| Lock-inTime before you can withdraw | None | None |
“Best” is not a recommendation: a fund that returned more usually took more risk to do it.
Which one fits you?
There is no best fund, only a better fit for what you need the money to do.
ABaroda BNP Paribas Dividend Yield Fund
Might suit you if…
- a smoother ride matters more to you than the top return
BLIC MF Dividend Yield Fund
Might suit you if…
- you want the stronger long-run growth and can sit through sharper falls
- you may need the money at short notice and want better odds of being in profit
- you care about keeping costs low, which adds up over decades