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Baroda BNP Paribas Mutual Fund

Baroda BNP Paribas India Consumption Fund

Baroda BNP Paribas Mutual Fund · Direct plan · Growth

3-year returns
9.6%
a year
NAV
₹33.78
▲ 0.63% · 18 Sept 2026
Fund size
₹1,454 Cr
Expense ratio
0.71%
a year
Minimum SIP
₹500

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹29.99 and has returned 8.01% a year over 3 years.

Returns, and where it stands

Against the average sectoral / thematic fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year-8%5.2%behind205 of 221
3 years9.6%14.5%behind102 of 136
Every period, and the Regular plan →
PeriodDirectRegular
1 month-3.3%-3.4%
3 months1.4%1%
6 months5.4%4.7%
1 year-8%-9.3%
2 yearsp.a.-5%-6.4%
3 yearsp.a.9.6%8%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Mar 2022.

Plan

NAV history

▼ 7.97% in the last 1Y

30.433.536.618 Sept 202520 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹7,069
XIRR (per year)
2.52%
Value today
₹1,87,069

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
12.9% a year
2.7% less than the category average — the steadier side
Worst fall so far
−21.4%
Sept 2024 to Mar 2026.
Years that made money
79.4%
Of every one-year stretch it has been through.
Over any three years
9.2% to 22.8%
A year, at worst and at best. Typically 16.4%.

Fund details

Minimum lumpsum
₹5,000
Minimum top-up
₹1,000
Lock-in
None
Plan started
7 Sept 2018
Portfolio turnover
0.55x
Expense ratio
0.71%
as of 31 Aug 2026

Managed by Paresh Jain, Himanshu Singh

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Baroda BNP Paribas India Consumption Fund against other funds in the Sectoral / Thematic Fund category
Fund1Y3Y5YExpenseFund size
Nippon India Taiwan Equity Fund118%61.43%1.24%₹1,128 Cr
HDFC Defence Fund21.09%37.07%0.9%₹11,478 Cr
HDFC Transportation and Logistics Fund7.35%24.8%1.09%₹2,116 Cr
SBI Healthcare Opportunities Fund20.88%24.31%18.52%1.02%₹5,796 Cr
UTI - Healthcare Fund16.82%24.15%16.09%1.28%₹1,444 Cr
LIC MF Infrastructure Fund8.97%23.9%21.88%1.35%₹1,174 Cr
Baroda BNP Paribas India Consumption Fund-7.97%9.59%0.71%₹1,454 Cr

About Baroda BNP Paribas India Consumption Fund

Baroda BNP Paribas India Consumption Fund is a sectoral / thematic fund managed by Baroda BNP Paribas Mutual Fund. Invest in one sector (such as banking, IT or pharma) or a theme (such as consumption or infrastructure). Concentrated and higher risk; suited to investors with a view on that sector.

The primary investment objective of the Scheme is to seek to generate capital appreciation and provide long-term growth opportunities by investing in companies expected to benefit by providing products and services to the growing consumption needs of Indian consumers, which in turn is getting fuelled by high disposable income. The Scheme also seeks to generate income by investing in debt and money market securities. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

The scheme's stated objective, as published by Baroda BNP Paribas Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains are taxed as equity: sell within 12 months and the gain is short-term, taxed at 20%. Hold longer and it is long-term, taxed at 12.5% on gains above ₹1.25 lakh in a financial year, across all your equity investments.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth Option₹33.7784150266
DirectIDCW Option₹21.4943150269
RegularGrowth Option₹29.9873150268
RegularIDCW Option₹18.4969150267

Frequently asked questions

What is the NAV of Baroda BNP Paribas India Consumption Fund today?

The NAV of Baroda BNP Paribas India Consumption Fund (Direct plan, Growth) is ₹33.7784 and the Regular plan NAV is ₹29.9873, as of 18 Sept 2026.

What returns has Baroda BNP Paribas India Consumption Fund given?

Over the last year the Direct plan returned -7.97%, and 9.59% a year over 3 years. That places it 102 of 136 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of Baroda BNP Paribas India Consumption Fund?

The Direct plan charges 0.71% a year, as disclosed on 31 Aug 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Baroda BNP Paribas India Consumption Fund?

You can start a monthly SIP with ₹500, or invest a lump sum of ₹5,000 or more.

How much has Baroda BNP Paribas India Consumption Fund fallen in the past?

Its deepest fall was 21.4% from 23 Sept 2024 to 23 Mar 2026. Of every one-year stretch in its history, 79% ended in a gain.

Which category does Baroda BNP Paribas India Consumption Fund belong to?

It is a Sectoral / Thematic Fund from Baroda BNP Paribas Mutual Fund. Invest in one sector (such as banking, IT or pharma) or a theme (such as consumption or infrastructure). Concentrated and higher risk; suited to investors with a view on that sector.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from Baroda BNP Paribas India Consumption Fund taxed?

Gains are taxed as equity: sell within 12 months and the gain is short-term, taxed at 20%. Hold longer and it is long-term, taxed at 12.5% on gains above ₹1.25 lakh in a financial year, across all your equity investments.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.