Skip to content
SmartFigure
Bandhan Mutual Fund

Bandhan Ultra Short to Short Term Fund

Bandhan Mutual Fund · Direct plan · Growth

3-year returns
7.1%
a year
NAV
₹42.58
▲ 0.03% · 18 Sept 2026
Fund size
₹6,583 Cr
Expense ratio
0.37%
a year
Minimum SIP
₹100

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹41.41 and has returned 6.85% a year over 3 years.

Returns, and where it stands

Against the average low duration fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year6.2%6.3%behind18 of 23
3 years7.1%7.4%behind20 of 20
5 years6.4%6.6%behind17 of 17
10 years6.7%6.8%behind10 of 15
Every period, and the Regular plan →
PeriodDirectRegular
1 month0.4%0.4%
3 months1.6%1.5%
6 months3.4%3.2%
1 year6.2%5.8%
2 yearsp.a.7%6.7%
3 yearsp.a.7.1%6.9%
5 yearsp.a.6.4%6.1%
7 yearsp.a.6.3%6%
10 yearsp.a.6.7%6.5%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Sept 2016.

Plan

NAV history

▲ 6.18% in the last 1Y

40.141.342.518 Sept 202518 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹19,755
XIRR (per year)
6.9%
Value today
₹1,99,755

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
0.5% a year
about the same as the low duration fund average
Worst fall so far
−1.2%
Mar 2020 to Mar 2020, against −2.4% for the category.
Years that made money
100%
Of every one-year stretch it has been through.
Over any three years
4.7% to 8%
A year, at worst and at best. Typically 6.5%.

Fund details

Minimum lumpsum
₹100
Minimum top-up
₹100
Lock-in
None
Plan started
1 Jan 2013
Expense ratio
0.37%
as of 31 Aug 2026

Managed by Harshal Joshi, Brijesh Shah

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Bandhan Ultra Short to Short Term Fund against other funds in the Low Duration Fund category
Fund1Y3Y5YExpenseFund size
HSBC Ultra Short to Short Term Fund6.39%7.86%0.33%₹875 Cr
Kotak Ultra Short to Short Term Fund6.41%7.49%6.73%0.4%₹12,093 Cr
Nippon India Ultra Short to Short Term Fund6.48%7.47%6.74%0.39%₹7,933 Cr
Mirae Asset Ultra Short to Short Term Fund6.44%7.46%6.61%0.17%₹2,434 Cr
Mahindra Manulife Ultra Short to Short Term Fund6.46%7.46%6.67%0.34%₹535 Cr
Axis Ultra Short to Short Term Fund6.41%7.44%6.68%0.37%₹4,558 Cr
Bandhan Ultra Short to Short Term Fund6.18%7.15%6.37%0.37%₹6,583 Cr

About Bandhan Ultra Short to Short Term Fund

Bandhan Ultra Short to Short Term Fund is a low duration fund managed by Bandhan Mutual Fund. Debt funds with a portfolio duration of 6 to 12 months.

The Scheme seeks to offer an investment avenue for short term savings by looking to generate returns commensurate with a low risk strategy from a portfolio that is invested in debt and money market securities such that the Macaulay duration of the portfolio is between 6 months and 12 months.

The scheme's stated objective, as published by Bandhan Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth₹42.576118371
DirectDaily IDCW₹10.1111118368
DirectMonthly IDCW₹10.1542118372
DirectPeriodic IDCW₹13.9461118370
DirectQuarterly IDCW₹11.2445118369
DirectWeekly IDCW₹10.1027118373
RegularGrowth₹41.4064108632
RegularDaily IDCW₹10.1015108633
RegularMonthly IDCW₹10.139108635
RegularPeriodic IDCW₹13.749116020
RegularQuarterly IDCW₹11.296116413
RegularWeekly IDCW₹10.1139108634

Frequently asked questions

What is the NAV of Bandhan Ultra Short to Short Term Fund today?

The NAV of Bandhan Ultra Short to Short Term Fund (Direct plan, Growth) is ₹42.576 and the Regular plan NAV is ₹41.4064, as of 18 Sept 2026.

What returns has Bandhan Ultra Short to Short Term Fund given?

Over the last year the Direct plan returned 6.18%, and 7.15% a year over 3 years and 6.37% a year over 5 years. That places it 20 of 20 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of Bandhan Ultra Short to Short Term Fund?

The Direct plan charges 0.37% a year, as disclosed on 31 Aug 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Bandhan Ultra Short to Short Term Fund?

You can start a monthly SIP with ₹100, or invest a lump sum of ₹100 or more.

How much has Bandhan Ultra Short to Short Term Fund fallen in the past?

Its deepest fall was 1.2% from 9 Mar 2020 to 24 Mar 2020. Of every one-year stretch in its history, 100% ended in a gain.

Which category does Bandhan Ultra Short to Short Term Fund belong to?

It is a Low Duration Fund from Bandhan Mutual Fund. Debt funds with a portfolio duration of 6 to 12 months.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from Bandhan Ultra Short to Short Term Fund taxed?

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.