About Bajaj Finserv Gilt Fund
Bajaj Finserv Gilt Fund is a gilt fund managed by Bajaj Finserv Mutual Fund. Invest at least 80% in government securities. No default risk, but prices move with interest rates.
The objective of the Scheme is to generate credit risk-free returns through investments in sovereign securities issued by the Central Government and/or State Government(s) and/or any security unconditionally guaranteed by the Government of India, and/or reverse repos in such securities as per applicable RBI Regulations and Guidelines. The Scheme may also be investing in Reverse repo, Triparty repo on Government securities or treasury bills and/or other similar instruments as may be notified from time to time. However, there is no assurance that the investment objective of the Scheme will be achieved.
The scheme's stated objective, as published by Bajaj Finserv Mutual Fund.
The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.
Tax on your gains
Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.
Work out what you would owe with the capital gains tax calculator.
Every plan and option, with scheme codes
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct | Growth | ₹1,082.2175 | 153206 |
| Direct | IDCW | ₹1,082.2175 | 153207 |
| Regular | Growth | ₹1,065.924 | 153211 |
| Regular | IDCW | ₹1,065.924 | 153209 |
Frequently asked questions
What is the NAV of Bajaj Finserv Gilt Fund today?
The NAV of Bajaj Finserv Gilt Fund (Direct plan, Growth) is ₹1,082.2175 and the Regular plan NAV is ₹1,065.924, as of 13 Nov 2026.
What returns has Bajaj Finserv Gilt Fund given?
Over the last year the Direct plan returned 4.31%. Past returns do not guarantee future returns.
What is the expense ratio of Bajaj Finserv Gilt Fund?
The Direct plan charges 0.47% a year, as disclosed on 30 Sept 2026. The fee is already taken out of the NAV, so the returns above are what you keep.
What is the minimum SIP amount in Bajaj Finserv Gilt Fund?
You can start a monthly SIP with ₹1,000, or invest a lump sum of ₹5,000 or more.
How much has Bajaj Finserv Gilt Fund fallen in the past?
Its deepest fall was 3.9% from 28 May 2025 to 26 Aug 2025. Of every one-year stretch in its history, 83% ended in a gain.
Which category does Bajaj Finserv Gilt Fund belong to?
It is a Gilt Fund from Bajaj Finserv Mutual Fund. Invest at least 80% in government securities. No default risk, but prices move with interest rates.
What is the difference between the Direct and Regular plan?
Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.
How are gains from Bajaj Finserv Gilt Fund taxed?
Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.
Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.