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Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Ultra Short to Short Term Fund

Aditya Birla Sun Life Mutual Fund · Direct plan · Growth

3-year returns
7.4%
a year
NAV
₹784.49
▲ 0.03% · 18 Sept 2026
Fund size
₹9,727 Cr
Expense ratio
0.36%
a year
Minimum SIP
₹100

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹701.34 and has returned 6.52% a year over 3 years.

Returns, and where it stands

Against the average low duration fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year6.3%6.3%behind16 of 23
3 years7.4%7.4%ahead10 of 20
5 years6.8%6.6%ahead2 of 17
10 years7.3%6.8%ahead2 of 15
Every period, and the Regular plan →
PeriodDirectRegular
1 month0.4%0.3%
3 months1.6%1.4%
6 months3.2%2.8%
1 year6.3%5.4%
2 yearsp.a.7.2%6.4%
3 yearsp.a.7.4%6.5%
5 yearsp.a.6.8%5.9%
7 yearsp.a.6.8%6%
10 yearsp.a.7.3%6.4%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Sept 2016.

Plan

NAV history

▲ 6.27% in the last 1Y

738.8761.4784.118 Sept 202520 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹20,244
XIRR (per year)
7.07%
Value today
₹2,00,244

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
0.5% a year
about the same as the low duration fund average
Worst fall so far
−1.7%
Mar 2020 to Mar 2020, against −2.4% for the category.
Years that made money
100%
Of every one-year stretch it has been through.
Over any three years
5.5% to 8.6%
A year, at worst and at best. Typically 7.2%.

Fund details

Minimum lumpsum
₹100
Minimum top-up
₹100
Lock-in
None
Plan started
1 Jan 2013
Expense ratio
0.36%
as of 31 Jul 2026

Managed by Kaustubh Gupta, Mohit Sharma

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Aditya Birla Sun Life Ultra Short to Short Term Fund against other funds in the Low Duration Fund category
Fund1Y3Y5YExpenseFund size
HSBC Ultra Short to Short Term Fund6.39%7.86%0.33%₹875 Cr
Kotak Ultra Short to Short Term Fund6.41%7.49%6.73%0.4%₹12,093 Cr
Nippon India Ultra Short to Short Term Fund6.48%7.47%6.74%0.39%₹7,933 Cr
Mirae Asset Ultra Short to Short Term Fund6.44%7.46%6.61%0.17%₹2,434 Cr
Mahindra Manulife Ultra Short to Short Term Fund6.46%7.46%6.67%0.34%₹535 Cr
Axis Ultra Short to Short Term Fund6.41%7.44%6.68%0.37%₹4,558 Cr
Aditya Birla Sun Life Ultra Short to Short Term Fund6.27%7.37%6.76%0.36%₹9,727 Cr

About Aditya Birla Sun Life Ultra Short to Short Term Fund

Aditya Birla Sun Life Ultra Short to Short Term Fund is a low duration fund managed by Aditya Birla Sun Life Mutual Fund. Debt funds with a portfolio duration of 6 to 12 months.

The objective of the scheme is to provide income which is consistent with a portfolio through investments in a basket of debt and money market instruments of short maturities with a view to provide reasonable returns.

The scheme's stated objective, as published by Aditya Birla Sun Life Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGROWTH₹784.493119523
DirectDaily IDCW₹99.9758119524
DirectWeekly IDCW₹100.6666119522
RegularGROWTH₹701.3431103192
RegularDaily IDCW₹99.9564113307
RegularWeekly IDCW₹100.5039103193

Frequently asked questions

What is the NAV of Aditya Birla Sun Life Ultra Short to Short Term Fund today?

The NAV of Aditya Birla Sun Life Ultra Short to Short Term Fund (Direct plan, Growth) is ₹784.493 and the Regular plan NAV is ₹701.3431, as of 18 Sept 2026.

What returns has Aditya Birla Sun Life Ultra Short to Short Term Fund given?

Over the last year the Direct plan returned 6.27%, and 7.37% a year over 3 years and 6.76% a year over 5 years. That places it 10 of 20 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of Aditya Birla Sun Life Ultra Short to Short Term Fund?

The Direct plan charges 0.36% a year, as disclosed on 31 Jul 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Aditya Birla Sun Life Ultra Short to Short Term Fund?

You can start a monthly SIP with ₹100, or invest a lump sum of ₹100 or more.

How much has Aditya Birla Sun Life Ultra Short to Short Term Fund fallen in the past?

Its deepest fall was 1.7% from 5 Mar 2020 to 24 Mar 2020. Of every one-year stretch in its history, 100% ended in a gain.

Which category does Aditya Birla Sun Life Ultra Short to Short Term Fund belong to?

It is a Low Duration Fund from Aditya Birla Sun Life Mutual Fund. Debt funds with a portfolio duration of 6 to 12 months.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from Aditya Birla Sun Life Ultra Short to Short Term Fund taxed?

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.